The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   852,557 4,980 SH   SOLE   0 0 4,980
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   982,592 2,805 SH   SOLE   0 0 2,805
BLACKROCK ETF TRUST II INTERMEDIA MUNI 092528207   447,383 19,822 SH   SOLE   0 0 19,822
CORTEVA INC COM 22052L104   514,934 10,065 SH   SOLE   0 0 10,065
CSX CORP COM 126408103   474,913 15,444 SH   SOLE   0 0 15,444
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   11,872,742 509,341 SH   SOLE   0 0 509,341
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   1,167,831 51,743 SH   SOLE   0 0 51,743
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   4,523,280 173,239 SH   SOLE   0 0 173,239
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   44,219,561 1,893,771 SH   SOLE   0 0 1,893,771
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   9,128,921 304,805 SH   SOLE   0 0 304,805
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   91,289,241 3,484,322 SH   SOLE   0 0 3,484,322
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   2,327,192 49,993 SH   SOLE   0 0 49,993
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   13,527,618 526,571 SH   SOLE   0 0 526,571
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   2,581,034 49,172 SH   SOLE   0 0 49,172
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   342,038 7,486 SH   SOLE   0 0 7,486
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   331,145 14,704 SH   SOLE   0 0 14,704
EATON VANCE RISK-MANAGED DIV COM 27829G106   198,943 25,904 SH   SOLE   0 0 25,904
EATON VANCE TAX-MANAGED DIVE COM 27828N102   203,854 17,665 SH   SOLE   0 0 17,665
EATON VANCE TAX-MANAGED GLOB COM 27829F108   154,861 21,012 SH   SOLE   0 0 21,012
EMERSON ELEC CO COM 291011104   591,523 6,125 SH   SOLE   0 0 6,125
EXXON MOBIL CORP COM 30231G102   581,386 4,945 SH   SOLE   0 0 4,945
INTERNATIONAL BUSINESS MACHS COM 459200101   271,326 1,934 SH   SOLE   0 0 1,934
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   314,733 9,891 SH   SOLE   0 0 9,891
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   934,729 6,597 SH   SOLE   0 0 6,597
ISHARES INC MSCI GBL MIN VOL 464286525   1,615,597 16,931 SH   SOLE   0 0 16,931
ISHARES TR 1 3 YR TREAS BD 464287457   570,013 7,040 SH   SOLE   0 0 7,040
ISHARES TR AGGRES ALLOC ETF 464289859   1,630,477 25,681 SH   SOLE   0 0 25,681
ISHARES TR CORE US AGGBD ET 464287226   660,293 7,021 SH   SOLE   0 0 7,021
ISHARES TR GRWT ALLOCAT ETF 464289867   469,369 9,499 SH   SOLE   0 0 9,499
ISHARES TR MODERT ALLOC ETF 464289875   400,977 10,300 SH   SOLE   0 0 10,300
ISHARES TR MSCI USA MIN VOL 46429B697   3,607,080 49,835 SH   SOLE   0 0 49,835
ISHARES TR RUS 1000 ETF 464287622   879,947 3,746 SH   SOLE   0 0 3,746
ISHARES TR RUSSELL 3000 ETF 464287689   393,812 1,607 SH   SOLE   0 0 1,607
ISHARES U S ETF TR BLACKROCK SHORT 46431W838   2,691,549 54,036 SH   SOLE   0 0 54,036
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507   2,578,654 51,687 SH   SOLE   0 0 51,687
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159   3,156,153 71,085 SH   SOLE   0 0 71,085
JPMORGAN CHASE & CO COM 46625H100   247,358 1,706 SH   SOLE   0 0 1,706
PEPSICO INC COM 713448108   205,248 1,211 SH   SOLE   0 0 1,211
PIMCO DYNAMIC INCOME FD SHS 72201Y101   238,742 13,816 SH   SOLE   0 0 13,816
PIMCO ETF TR ACTIVE BD ETF 72201R775   3,251,056 36,986 SH   SOLE   0 0 36,986
PIMCO ETF TR ENHNCD LW DUR AC 72201R718   3,317,636 35,392 SH   SOLE   0 0 35,392
PIMCO ETF TR INTER MUN BD ACT 72201R866   461,298 9,213 SH   SOLE   0 0 9,213
PIMCO ETF TR SHTRM MUN BD ACT 72201R874   355,673 7,266 SH   SOLE   0 0 7,266
PROCTER AND GAMBLE CO COM 742718109   211,991 1,453 SH   SOLE   0 0 1,453
SOUTHERN CO COM 842587107   262,202 4,051 SH   SOLE   0 0 4,051
SPDR SER TR NUVEEN BLOOMBERG 78464A284   466,272 19,575 SH   SOLE   0 0 19,575
SPDR SER TR PORTFOLIO AGRGTE 78464A649   225,787 9,276 SH   SOLE   0 0 9,276
UNITEDHEALTH GROUP INC COM 91324P102   256,352 508 SH   SOLE   0 0 508
US BANCORP DEL COM NEW 902973304   1,182,848 35,779 SH   SOLE   0 0 35,779
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   584,643 4,079 SH   SOLE   0 0 4,079
VANGUARD INDEX FDS GROWTH ETF 922908736   518,586 1,904 SH   SOLE   0 0 1,904
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   699,946 9,251 SH   SOLE   0 0 9,251
VANGUARD INDEX FDS VALUE ETF 922908744   200,985 1,457 SH   SOLE   0 0 1,457
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   815,293 15,718 SH   SOLE   0 0 15,718
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   423,545 10,802 SH   SOLE   0 0 10,802
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,023,395 13,618 SH   SOLE   0 0 13,618
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   984,488 6,336 SH   SOLE   0 0 6,336
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   218,661 5,001 SH   SOLE   0 0 5,001
WALMART INC COM 931142103   526,557 3,292 SH   SOLE   0 0 3,292
WELLS FARGO CO NEW COM 949746101   330,336 8,085 SH   SOLE   0 0 8,085