The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   850,383 8,780 SH   SOLE   8,780 0 0
ABBVIE INC COM 00287Y109   1,354,824 9,089 SH   SOLE   9,089 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   244,767 797 SH   SOLE   797 0 0
ALBERTSONS COS INC COMMON STOCK 013091103   468,377 20,588 SH   SOLE   20,588 0 0
ALLIANCEBERNSTEIN NATL MUN I COM 01864U106   3,440,518 368,364 SH   SOLE   368,364 0 0
ALPHABET INC CAP STK CL A 02079K305   1,273,660 9,733 SH   SOLE   9,733 0 0
ALPHABET INC CAP STK CL C 02079K107   2,115,521 16,045 SH   SOLE   16,045 0 0
ALTRIA GROUP INC COM 02209S103   334,970 7,966 SH   SOLE   7,966 0 0
AMAZON COM INC COM 023135106   1,474,719 11,601 SH   SOLE   11,601 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   910,446 11,680 SH   SOLE   11,680 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   896,332 15,494 SH   SOLE   15,494 0 0
AMGEN INC COM 031162100   428,672 1,595 SH   SOLE   1,595 0 0
ANGEL OAK MORTGAGE REIT INC COM 03464Y108   2,972,482 348,474 SH   SOLE   348,474 0 0
APOLLO GLOBAL MGMT INC COM 03769M106   292,079 3,254 SH   SOLE   3,254 0 0
APPLE INC COM 037833100   9,682,951 56,556 SH   SOLE   56,556 0 0
ARES DYNAMIC CR ALLOCATION F COM 04014F102   4,059,790 314,712 SH   SOLE   314,712 0 0
ARK ETF TR INNOVATION ETF 00214Q104   383,617 9,670 SH   SOLE   9,670 0 0
ARK ETF TR GENOMIC REV ETF 00214Q302   215,643 7,740 SH   SOLE   7,740 0 0
BANK AMERICA CORP COM 060505104   219,055 8,001 SH   SOLE   8,001 0 0
BANK NEW YORK MELLON CORP COM 064058100   248,351 5,823 SH   SOLE   5,823 0 0
BARINGS GLOBAL SHORT DURATIO COM 06760L100   2,030,396 159,874 SH   SOLE   159,874 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,163,697 3,322 SH   SOLE   3,322 0 0
BLACKROCK CALIF MUN INCOME T SH BEN INT 09248E102   587,522 57,096 SH   SOLE   57,096 0 0
BLACKROCK MUNICIPAL INCOME COM 09253X102   3,923,390 386,541 SH   SOLE   386,541 0 0
BLACKROCK MUNIHLDNGS CALI QL COM 09254L107   276,966 28,971 SH   SOLE   28,971 0 0
BLACKROCK MUNIVEST FD II INC COM 09253T101   2,283,663 245,819 SH   SOLE   245,819 0 0
BLACKROCK MUNIYIELD FD INC COM 09253W104   3,475,698 378,616 SH   SOLE   378,616 0 0
BLACKROCK MUNIYIELD QUALITY COM 09254E103   149,945 15,701 SH   SOLE   15,701 0 0
BLACKROCK MUNIYILD QULT FD I COM 09254F100   2,299,486 224,779 SH   SOLE   224,779 0 0
BLACKSTONE STRATEGIC CRED 20 COM SHS BEN IN 09257R101   4,407,031 401,004 SH   SOLE   401,004 0 0
BOEING CO COM 097023105   1,172,507 6,117 SH   SOLE   6,117 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   297,455 5,125 SH   SOLE   5,125 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103   299,909 1,675 SH   SOLE   1,675 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101   330,750 11,250 SH   SOLE   11,250 0 0
CISCO SYS INC COM 17275R102   755,973 14,062 SH   SOLE   14,062 0 0
CME GROUP INC COM 12572Q105   490,539 2,450 SH   SOLE   2,450 0 0
COCA COLA CO COM 191216100   557,505 9,959 SH   SOLE   9,959 0 0
COINBASE GLOBAL INC COM CL A 19260Q107   2,034,818 27,102 SH   SOLE   27,102 0 0
COMCAST CORP NEW CL A 20030N101   453,432 10,226 SH   SOLE   10,226 0 0
COSTCO WHSL CORP NEW COM 22160K105   454,228 804 SH   SOLE   804 0 0
CUMMINS INC COM 231021106   251,078 1,099 SH   SOLE   1,099 0 0
D R HORTON INC COM 23331A109   431,814 4,018 SH   SOLE   4,018 0 0
DEERE & CO COM 244199105   220,013 583 SH   SOLE   583 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   291,864 8,579 SH   SOLE   8,579 0 0
DISNEY WALT CO COM 254687106   278,650 3,438 SH   SOLE   3,438 0 0
DNP SELECT INCOME FD INC COM 23325P104   2,045,193 214,831 SH   SOLE   214,831 0 0
DOUBLELINE INCOME SOLUTIONS COM 258622109   118,372 10,100 SH   SOLE   10,100 0 0
DWS MUN INCOME TR COM 233368109   2,884,999 374,675 SH   SOLE   374,675 0 0
EATON VANCE CALIF MUN BD FD COM 27828A100   527,769 64,996 SH   SOLE   64,996 0 0
EATON VANCE CALIF MUN INCOM SH BEN INT 27826F101   468,307 51,125 SH   SOLE   51,125 0 0
ELI LILLY & CO COM 532457108   1,227,879 2,286 SH   SOLE   2,286 0 0
EXXON MOBIL CORP COM 30231G102   1,163,888 9,899 SH   SOLE   9,899 0 0
FIRST TR EXCH TRADED FD III MERGER ARBITRA 33740J203   1,196,312 59,400 SH   SOLE   59,400 0 0
FIRST TR EXCHANGE TRADED FD NASDQ CLN EDGE 33737A108   407,201 4,337 SH   SOLE   4,337 0 0
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   4,018,864 85,073 SH   SOLE   85,073 0 0
FIRST TR EXCHNG TRADED FD VI CBOE EQT DEP NOV 33740F839   259,536 7,315 SH   SOLE   7,315 0 0
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740F714   527,292 14,929 SH   SOLE   14,929 0 0
FRANKLIN TEMPLETON ETF TR FRANKLIN ASIA 35473P660   206,957 10,172 SH   SOLE   10,172 0 0
GALECTIN THERAPEUTICS INC COM NEW 363225202   36,981 19,261 SH   SOLE   19,261 0 0
GAMING & LEISURE PPTYS INC COM 36467J108   5,157,468 113,227 SH   SOLE   113,227 0 0
GENERAL ELECTRIC CO COM NEW 369604301   770,976 6,974 SH   SOLE   6,974 0 0
HALOZYME THERAPEUTICS INC COM 40637H109   1,339,980 35,078 SH   SOLE   35,078 0 0
HOME DEPOT INC COM 437076102   571,385 1,891 SH   SOLE   1,891 0 0
INDAPTUS THERAPEUTICS INC COM 45339J105   66,120 24,000 SH   SOLE   24,000 0 0
INDEPENDENCE RLTY TR INC COM 45378A106   227,371 16,160 SH   SOLE   16,160 0 0
INVESCO CALIF VALUE MUN INCO COM 46132H106   382,676 45,395 SH   SOLE   45,395 0 0
INVESCO EXCHANGE TRADED FD T INVESCO MSCI 46137V407   216,402 4,887 SH   SOLE   4,887 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   382,274 1,067 SH   SOLE   1,067 0 0
INVESCO QUALITY MUN INCOME T COM 46133G107   3,457,111 412,051 SH   SOLE   412,051 0 0
INVESCO SR INCOME TR COM 46131H107   41,578 10,607 SH   SOLE   10,607 0 0
ISHARES GOLD TR ISHARES NEW 464285204   5,007,664 143,117 SH   SOLE   143,117 0 0
ISHARES TR EAFE SML CP ETF 464288273   228,478 4,046 SH   SOLE   4,046 0 0
ISHARES TR NATIONAL MUN ETF 464288414   215,539 2,102 SH   SOLE   2,102 0 0
ISHARES TR CORE S&P TTL STK 464287150   4,186,164 44,444 SH   SOLE   44,444 0 0
ISHARES TR SHORT TREAS BD 464288679   286,578 2,594 SH   SOLE   2,594 0 0
ISHARES TR IBOXX HI YD ETF 464288513   261,411 3,546 SH   SOLE   3,546 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   363,759 7,300 SH   SOLE   7,300 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   398,633 10,504 SH   SOLE   10,504 0 0
ISHARES TR S&P 100 ETF 464287101   841,484 4,194 SH   SOLE   4,194 0 0
ISHARES TR MSCI AC ASIA ETF 464288182   231,077 3,639 SH   SOLE   3,639 0 0
ISHARES TR SELECT DIVID ETF 464287168   3,562,236 33,094 SH   SOLE   33,094 0 0
ISHARES TR CORE US AGGBD ET 464287226   384,718 4,091 SH   SOLE   4,091 0 0
ISHARES TR MRGSTR MD CP VAL 464288406   1,279,851 21,123 SH   SOLE   21,123 0 0
ISHARES TR MSCI EAFE ETF 464287465   679,055 9,853 SH   SOLE   9,853 0 0
ISHARES TR CORE S&P MCP ETF 464287507   301,242 1,208 SH   SOLE   1,208 0 0
ISHARES TR CORE S&P SCP ETF 464287804   596,493 6,323 SH   SOLE   6,323 0 0
ISHARES TR CORE S&P500 ETF 464287200   5,860,185 13,646 SH   SOLE   13,646 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   572,067 3,768 SH   SOLE   3,768 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   309,315 1,163 SH   SOLE   1,163 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   1,103,651 6,244 SH   SOLE   6,244 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718   200,889 1,996 SH   SOLE   1,996 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   12,839,405 158,570 SH   SOLE   158,570 0 0
ISHARES TR ISHARES BIOTECH 464287556   595,752 4,872 SH   SOLE   4,872 0 0
ISHARES TR RUS MID CAP ETF 464287499   1,006,054 14,528 SH   SOLE   14,528 0 0
ISHARES TR US HLTHCARE ETF 464287762   616,300 2,282 SH   SOLE   2,282 0 0
ISHARES TR U.S. TECH ETF 464287721   731,165 6,969 SH   SOLE   6,969 0 0
ISHARES TR MSCI ACWI ETF 464288257   3,425,311 37,083 SH   SOLE   37,083 0 0
ISHARES TR GL CLEAN ENE ETF 464288224   176,522 12,074 SH   SOLE   12,074 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   2,069,164 20,116 SH   SOLE   20,116 0 0
ISHARES TR CORE MSCI EAFE 46432F842   1,479,566 22,992 SH   SOLE   22,992 0 0
ISHARES TR ESG AWR MSCI USA 46435G425   248,580 2,647 SH   SOLE   2,647 0 0
ISHARES TR CORE MSCI INTL 46435G326   1,039,540 17,837 SH   SOLE   17,837 0 0
JOHNSON & JOHNSON COM 478160104   706,877 4,539 SH   SOLE   4,539 0 0
JPMORGAN CHASE & CO COM 46625H100   876,646 6,045 SH   SOLE   6,045 0 0
KAYNE ANDERSON ENERGY INFRST COM 486606106   107,059 12,730 SH   SOLE   12,730 0 0
KKR INCOME OPPORTUNITIES FD COM 48249T106   2,706,857 226,326 SH   SOLE   226,326 0 0
LUMINAR TECHNOLOGIES INC COM CL A 550424105   568,750 125,000 SH   SOLE   125,000 0 0
LYFT INC CL A COM 55087P104   169,905 16,120 SH   SOLE   16,120 0 0
MCDONALDS CORP COM 580135101   347,248 1,318 SH   SOLE   1,318 0 0
MERCK & CO INC COM 58933Y105   767,389 7,454 SH   SOLE   7,454 0 0
META PLATFORMS INC CL A 30303M102   518,763 1,728 SH   SOLE   1,728 0 0
MICROSOFT CORP COM 594918104   5,296,899 16,776 SH   SOLE   16,776 0 0
MORGAN STANLEY COM NEW 617446448   392,588 4,807 SH   SOLE   4,807 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307   603,556 2,217 SH   SOLE   2,217 0 0
NETFLIX INC COM 64110L106   243,174 644 SH   SOLE   644 0 0
NORTHERN TR CORP COM 665859104   362,825 5,222 SH   SOLE   5,222 0 0
NUVEEN AMT FREE MUN CR INC F COM 67071L106   2,324,197 225,431 SH   SOLE   225,431 0 0
NUVEEN AMT FREE QLTY MUN INC COM 670657105   184,859 19,097 SH   SOLE   19,097 0 0
NUVEEN MUNICIPAL CREDIT INC COM SH BEN INT 67070X101   2,352,229 225,525 SH   SOLE   225,525 0 0
NUVEEN QUALITY MUNCP INCOME COM 67066V101   161,530 15,930 SH   SOLE   15,930 0 0
NVIDIA CORPORATION COM 67066G104   1,466,351 3,371 SH   SOLE   3,371 0 0
ORACLE CORP COM 68389X105   817,002 7,713 SH   SOLE   7,713 0 0
PAN AMERN SILVER CORP COM 697900108   161,973 11,186 SH   SOLE   11,186 0 0
PARKER-HANNIFIN CORP COM 701094104   202,940 521 SH   SOLE   521 0 0
PEPSICO INC COM 713448108   297,367 1,755 SH   SOLE   1,755 0 0
PFIZER INC COM 717081103   704,464 21,238 SH   SOLE   21,238 0 0
PGIM HIGH YIELD BOND FUND IN COM 69346H100   2,545,176 216,059 SH   SOLE   216,059 0 0
PHILLIPS EDISON & CO INC COMMON STOCK 71844V201   361,897 10,790 SH   SOLE   10,790 0 0
PIMCO CALIF MUN INCOME FD II COM 72200M108   352,189 70,157 SH   SOLE   70,157 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   1,201,558 11,999 SH   SOLE   11,999 0 0
PIMCO MUN INCOME FD II COM 72200W106   2,205,853 286,847 SH   SOLE   286,847 0 0
PRA GROUP INC COM 69354N106   1,127,281 58,682 SH   SOLE   58,682 0 0
PROCTER AND GAMBLE CO COM 742718109   834,978 5,725 SH   SOLE   5,725 0 0
RPM INTL INC COM 749685103   259,400 2,736 SH   SOLE   2,736 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   13,338,430 278,522 SH   SOLE   278,522 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   254,522 5,755 SH   SOLE   5,755 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847   1,097,266 61,818 SH   SOLE   61,818 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,845,064 27,262 SH   SOLE   27,262 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   3,796,790 76,164 SH   SOLE   76,164 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   5,382,981 158,509 SH   SOLE   158,509 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   6,664,932 131,718 SH   SOLE   131,718 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   2,076,298 50,128 SH   SOLE   50,128 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   1,884,516 78,718 SH   SOLE   78,718 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   1,459,057 55,647 SH   SOLE   55,647 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   1,870,833 59,073 SH   SOLE   59,073 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   440,148 7,864 SH   SOLE   7,864 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   401,422 4,441 SH   SOLE   4,441 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   356,777 10,756 SH   SOLE   10,756 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   260,445 2,569 SH   SOLE   2,569 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   872,791 5,324 SH   SOLE   5,324 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   285,288 2,216 SH   SOLE   2,216 0 0
SOFI TECHNOLOGIES INC COM 83406F102   126,418 15,822 SH   SOLE   15,822 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   372,129 1,111 SH   SOLE   1,111 0 0
SPDR GOLD TR GOLD SHS 78463V107   4,060,965 23,686 SH   SOLE   23,686 0 0
SPDR INDEX SHS FDS EURO STOXX 50 78463X202   394,978 9,402 SH   SOLE   9,402 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   716,793 21,352 SH   SOLE   21,352 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   10,355,067 333,927 SH   SOLE   333,927 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   5,756,350 13,466 SH   SOLE   13,466 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847   4,651,411 106,221 SH   SOLE   106,221 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739   341,640 7,390 SH   SOLE   7,390 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   15,667,569 311,730 SH   SOLE   311,730 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101   3,690,444 128,497 SH   SOLE   128,497 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   4,436,715 120,236 SH   SOLE   120,236 0 0
TARGET CORP COM 87612E106   202,564 1,832 SH   SOLE   1,832 0 0
TESLA INC COM 88160R101   6,594,298 26,354 SH   SOLE   26,354 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   1,124,710 2,222 SH   SOLE   2,222 0 0
TREEHOUSE FOODS INC COM 89469A104   239,690 5,500 SH   SOLE   5,500 0 0
UNION PAC CORP COM 907818108   333,342 1,637 SH   SOLE   1,637 0 0
UNITEDHEALTH GROUP INC COM 91324P102   1,251,904 2,483 SH   SOLE   2,483 0 0
UROGEN PHARMA LTD COM M96088105   230,619 16,461 SH   SOLE   16,461 0 0
US BANCORP DEL COM NEW 902973304   407,299 12,320 SH   SOLE   12,320 0 0
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   272,114 3,588 SH   SOLE   3,588 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   208,550 2,989 SH   SOLE   2,989 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   2,044,370 9,817 SH   SOLE   9,817 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   444,887 2,789 SH   SOLE   2,789 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,930,934 25,521 SH   SOLE   25,521 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,948,554 10,306 SH   SOLE   10,306 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   302,536 1,111 SH   SOLE   1,111 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   2,915,407 21,137 SH   SOLE   21,137 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   6,080,154 28,625 SH   SOLE   28,625 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,503,468 8,921 SH   SOLE   8,921 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   728,474 7,818 SH   SOLE   7,818 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   880,440 22,454 SH   SOLE   22,454 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   421,442 8,125 SH   SOLE   8,125 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,185,892 7,632 SH   SOLE   7,632 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   3,408,784 77,969 SH   SOLE   77,969 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   484,188 1,167 SH   SOLE   1,167 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   433,054 1,842 SH   SOLE   1,842 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   206,744 2,574 SH   SOLE   2,574 0 0
VISA INC COM CL A 92826C839   292,343 1,271 SH   SOLE   1,271 0 0
WALMART INC COM 931142103   679,606 4,249 SH   SOLE   4,249 0 0
WESTERN ASSET MANAGED MUNS F COM 95766M105   3,051,389 341,701 SH   SOLE   341,701 0 0
WILLIS TOWERS WATSON PLC LTD SHS G96629103   372,367 1,782 SH   SOLE   1,782 0 0