The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 678 6,309 SH   SOLE   6,309 0 0
ABBOTT LABS COM 002824100 852 8,374 SH   SOLE   8,374 0 0
ABBVIE INC COM 00287Y109 1,378 9,930 SH   SOLE   9,930 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 867 3,339 SH   SOLE   3,339 0 0
ALLIANCEBERNSTEIN GLOBAL HIG COM 01879R106 3,124 344,055 SH   SOLE   344,055 0 0
ALLIANCEBERNSTEIN NATL MUN I COM 01864U106 3,469 332,249 SH   SOLE   332,249 0 0
ALPHABET INC CAP STK CL A 02079K305 1,013 10,266 SH   SOLE   10,266 0 0
ALPHABET INC CAP STK CL C 02079K107 1,801 18,083 SH   SOLE   18,083 0 0
ALPS ETF TR ALERIAN MLP 00162Q452 993 26,077 SH   SOLE   26,077 0 0
ALTRIA GROUP INC COM 02209S103 282 6,577 SH   SOLE   6,577 0 0
AMAZON COM INC COM 023135106 774 6,752 SH   SOLE   6,752 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 552 7,946 SH   SOLE   7,946 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 518 10,642 SH   SOLE   10,642 0 0
AMERICAN EXPRESS CO COM 025816109 205 1,477 SH   SOLE   1,477 0 0
AMGEN INC COM 031162100 397 1,733 SH   SOLE   1,733 0 0
ANGEL OAK MTG INC COM 03464Y108 23,016 1,985,828 SH   SOLE   1,985,828 0 0
APOLLO GLOBAL MGMT INC COM 03769M106 379 7,769 SH   SOLE   7,769 0 0
APPLE INC COM 037833100 8,799 62,807 SH   SOLE   62,807 0 0
ARES DYNAMIC CR ALLOCATION F COM 04014F102 3,575 299,908 SH   SOLE   299,908 0 0
ARK ETF TR INNOVATION ETF 00214Q104 364 9,705 SH   SOLE   9,705 0 0
ARK ETF TR GENOMIC REV ETF 00214Q302 226 6,876 SH   SOLE   6,876 0 0
BANK NEW YORK MELLON CORP COM 064058100 227 5,752 SH   SOLE   5,752 0 0
BARINGS GLOBAL SHORT DURATIO COM 06760L100 2,917 236,164 SH   SOLE   236,164 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 406 1 SH   SOLE   1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,739 6,463 SH   SOLE   6,463 0 0
BIRD GLOBAL INC COM CL A 09077J107 10 25,000 SH   SOLE   25,000 0 0
BK OF AMERICA CORP COM 060505104 270 8,772 SH   SOLE   8,772 0 0
BLACKROCK CALIF MUN INCOME T SH BEN INT 09248E102 512 49,358 SH   SOLE   49,358 0 0
BLACKROCK INC COM 09247X101 225 409 SH   SOLE   409 0 0
BLACKROCK MUNICIPAL INCOME COM 09253X102 4,006 362,850 SH   SOLE   362,850 0 0
BLACKROCK MUNIHLDNGS CALI QL COM 09254L107 303 28,084 SH   SOLE   28,084 0 0
BLACKROCK MUNIYIELD FD INC COM 09253W104 3,454 344,734 SH   SOLE   344,734 0 0
BLACKROCK MUNIYIELD QUALITY COM 09254E103 562 52,724 SH   SOLE   52,724 0 0
BLACKSTONE STRATEGIC CREDIT COM SHS BEN IN 09257R101 4,067 378,691 SH   SOLE   378,691 0 0
BOEING CO COM 097023105 1,155 8,900 SH   SOLE   8,900 0 0
BOOKING HOLDINGS INC COM 09857L108 206 122 SH   SOLE   122 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 340 4,872 SH   SOLE   4,872 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 244 1,708 SH   SOLE   1,708 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 294 7,275 SH   SOLE   7,275 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 516 15,000 SH   SOLE   15,000 0 0
CBRE GROUP INC CL A 12504L109 348 5,008 SH   SOLE   5,008 0 0
CHEVRON CORP NEW COM 166764100 611 3,818 SH   SOLE   3,818 0 0
CISCO SYS INC COM 17275R102 597 14,813 SH   SOLE   14,813 0 0
CME GROUP INC COM 12572Q105 472 2,777 SH   SOLE   2,777 0 0
COCA COLA CO COM 191216100 528 9,686 SH   SOLE   9,686 0 0
COMCAST CORP NEW CL A 20030N101 224 7,665 SH   SOLE   7,665 0 0
CONAGRA BRANDS INC COM 205887102 229 6,986 SH   SOLE   6,986 0 0
COSTCO WHSL CORP NEW COM 22160K105 283 605 SH   SOLE   605 0 0
CUMMINS INC COM 231021106 233 1,070 SH   SOLE   1,070 0 0
D R HORTON INC COM 23331A109 560 7,793 SH   SOLE   7,793 0 0
DANAHER CORPORATION COM 235851102 255 948 SH   SOLE   948 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 271 5,643 SH   SOLE   5,643 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 233 5,739 SH   SOLE   5,739 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 210 10,896 SH   SOLE   10,896 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 261 8,518 SH   SOLE   8,518 0 0
DISNEY WALT CO COM 254687106 744 7,658 SH   SOLE   7,658 0 0
DNP SELECT INCOME FD INC COM 23325P104 2,083 205,583 SH   SOLE   205,583 0 0
DOUBLELINE INCOME SOLUTIONS COM 258622109 351 31,200 SH   SOLE   31,200 0 0
DWS MUN INCOME TR COM 233368109 3,358 395,084 SH   SOLE   395,084 0 0
EATON VANCE CALIF MUN BD FD COM 27828A100 194 23,094 SH   SOLE   23,094 0 0
EXCHANGE LISTED FDS TR SABA INT RATE 30151E806 182 10,675 SH   SOLE   10,675 0 0
EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707 211 4,981 SH   SOLE   4,981 0 0
EXXON MOBIL CORP COM 30231G102 948 9,385 SH   SOLE   9,385 0 0
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 1,053 62,972 SH   SOLE   62,972 0 0
FIRST TR EXCH TRADED FD III MERGER ARBITRA 33740J203 6,413 319,393 SH   SOLE   319,393 0 0
FIRST TR EXCH TRD ALPHDX FD ASIA EX JAPAN 33737J109 3,634 156,250 SH   SOLE   156,250 0 0
FIRST TR EXCHANGE TRADED FD NASDQ CLN EDGE 33737A108 244 3,234 SH   SOLE   3,234 0 0
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 9,167 194,052 SH   SOLE   194,052 0 0
GALECTIN THERAPEUTICS INC COM NEW 363225202 30 19,261 SH   SOLE   19,261 0 0
GAMING & LEISURE PPTYS INC COM 36467J108 4,813 103,839 SH   SOLE   103,839 0 0
GENERAL ELECTRIC CO COM NEW 369604301 623 9,643 SH   SOLE   9,643 0 0
GLOBAL X FDS GLBL X MLP ETF 37954Y343 2,222 54,291 SH   SOLE   54,291 0 0
HOME DEPOT INC COM 437076102 803 2,824 SH   SOLE   2,824 0 0
HONEYWELL INTL INC COM 438516106 307 1,792 SH   SOLE   1,792 0 0
INDAPTUS THERAPEUTICS INC COM 45339J105 48 24,000 SH   SOLE   24,000 0 0
INDEPENDENCE RLTY TR INC COM 45378A106 250 16,160 SH   SOLE   16,160 0 0
INTEL CORP COM 458140100 426 16,561 SH   SOLE   16,561 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 312 2,625 SH   SOLE   2,625 0 0
INVESCO CALIF VALUE MUN INCO COM 46132H106 99 10,980 SH   SOLE   10,980 0 0
INVESCO EXCHANGE TRADED FD T INVESCO MSCI 46137V407 230 4,882 SH   SOLE   4,882 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 463 1,722 SH   SOLE   1,722 0 0
INVESCO QUALITY MUN INCOME T COM 46133G107 3,381 363,967 SH   SOLE   363,967 0 0
INVESCO SR INCOME TR COM 46131H107 5,346 1,410,480 SH   SOLE   1,410,480 0 0
INVESTMENT MANAGERS SER TR KNWLDL LD ETF 46143U849 1,686 50,498 SH   SOLE   50,498 0 0
ISHARES GOLD TR ISHARES NEW 464285204 5,706 177,265 SH   SOLE   177,265 0 0
ISHARES INC CORE MSCI EMKT 46434G103 520 11,854 SH   SOLE   11,854 0 0
ISHARES TR CORE INTL AGGR 46435G672 290 6,014 SH   SOLE   6,014 0 0
ISHARES TR CORE MSCI INTL 46435G326 623 12,710 SH   SOLE   12,710 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 213 2,647 SH   SOLE   2,647 0 0
ISHARES TR IBONDS DEC23 ETF 46434VAX8 402 16,136 SH   SOLE   16,136 0 0
ISHARES TR IBONDS DEC22 ETF 46434VBA7 358 14,304 SH   SOLE   14,304 0 0
ISHARES TR CALIF MUN BD ETF 464288356 992 18,040 SH   SOLE   18,040 0 0
ISHARES TR MSCI ACWI ETF 464288257 2,986 37,782 SH   SOLE   37,782 0 0
ISHARES TR GL CLEAN ENE ETF 464288224 220 11,948 SH   SOLE   11,948 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 4,203 40,834 SH   SOLE   40,834 0 0
ISHARES TR CORE MSCI EAFE 46432F842 1,430 26,747 SH   SOLE   26,747 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 250 4,977 SH   SOLE   4,977 0 0
ISHARES TR MSCI AC ASIA ETF 464288182 1,213 20,425 SH   SOLE   20,425 0 0
ISHARES TR NATIONAL MUN ETF 464288414 249 2,410 SH   SOLE   2,410 0 0
ISHARES TR IBOXX HI YD ETF 464288513 256 3,546 SH   SOLE   3,546 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 359 7,300 SH   SOLE   7,300 0 0
ISHARES TR CORE S&P TTL STK 464287150 2,232 27,616 SH   SOLE   27,616 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 362 10,164 SH   SOLE   10,164 0 0
ISHARES TR S&P 100 ETF 464287101 757 4,611 SH   SOLE   4,611 0 0
ISHARES TR SELECT DIVID ETF 464287168 4,967 45,807 SH   SOLE   45,807 0 0
ISHARES TR CORE US AGGBD ET 464287226 610 6,368 SH   SOLE   6,368 0 0
ISHARES TR MRGSTR MD CP VAL 464288406 798 13,885 SH   SOLE   13,885 0 0
ISHARES TR CORE S&P MCP ETF 464287507 2,744 12,155 SH   SOLE   12,155 0 0
ISHARES TR CORE S&P SCP ETF 464287804 833 9,313 SH   SOLE   9,313 0 0
ISHARES TR SP SMCP600VL ETF 464287879 204 2,400 SH   SOLE   2,400 0 0
ISHARES TR CORE S&P500 ETF 464287200 7,220 19,817 SH   SOLE   19,817 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 2,782 20,033 SH   SOLE   20,033 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,355 6,368 SH   SOLE   6,368 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 1,895 11,241 SH   SOLE   11,241 0 0
ISHARES TR MSCI EAFE ETF 464287465 4,042 71,118 SH   SOLE   71,118 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 6,936 85,596 SH   SOLE   85,596 0 0
ISHARES TR ISHARES BIOTECH 464287556 615 5,175 SH   SOLE   5,175 0 0
ISHARES TR RUS MID CAP ETF 464287499 2,044 32,109 SH   SOLE   32,109 0 0
ISHARES TR COHEN STEER REIT 464287564 1,685 32,843 SH   SOLE   32,843 0 0
ISHARES TR US HLTHCARE ETF 464287762 740 2,887 SH   SOLE   2,887 0 0
ISHARES TR U.S. TECH ETF 464287721 434 5,810 SH   SOLE   5,810 0 0
JOHNSON & JOHNSON COM 478160104 1,083 6,761 SH   SOLE   6,761 0 0
JPMORGAN CHASE & CO COM 46625H100 2,021 19,073 SH   SOLE   19,073 0 0
KAYNE ANDERSON ENERGY INFRST COM 486606106 123 14,604 SH   SOLE   14,604 0 0
LILLY ELI & CO COM 532457108 685 2,096 SH   SOLE   2,096 0 0
LISTED FD TR HORIZON KINETICS 53656F623 990 34,398 SH   SOLE   34,398 0 0
LUMINAR TECHNOLOGIES INC COM CL A 550424105 1,833 250,000 SH   SOLE   250,000 0 0
LYFT INC CL A COM 55087P104 397 31,714 SH   SOLE   31,714 0 0
MASTERCARD INCORPORATED CL A 57636Q104 352 1,195 SH   SOLE   1,195 0 0
MCDONALDS CORP COM 580135101 614 2,634 SH   SOLE   2,634 0 0
MERCK & CO INC COM 58933Y105 602 6,877 SH   SOLE   6,877 0 0
META PLATFORMS INC CL A 30303M102 337 2,527 SH   SOLE   2,527 0 0
MICROSOFT CORP COM 594918104 5,573 23,791 SH   SOLE   23,791 0 0
MORGAN STANLEY COM NEW 617446448 382 4,846 SH   SOLE   4,846 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307 335 1,458 SH   SOLE   1,458 0 0
NEUBERGER BRMAN CLIFRN MUNI COM 64123C101 427 40,753 SH   SOLE   40,753 0 0
NEXTERA ENERGY INC COM 65339F101 432 5,631 SH   SOLE   5,631 0 0
NIKE INC CL B 654106103 210 2,406 SH   SOLE   2,406 0 0
NORTHERN TR CORP COM 665859104 447 5,204 SH   SOLE   5,204 0 0
NUVEEN AMT FREE QLTY MUN INC COM 670657105 142 12,997 SH   SOLE   12,997 0 0
NUVEEN CA QUALTY MUN INCOME COM 67066Y105 235 21,408 SH   SOLE   21,408 0 0
NUVEEN CALIFORNIA AMT QLT MU COM 670651108 236 20,415 SH   SOLE   20,415 0 0
NUVEEN QUALITY MUNCP INCOME COM 67066V101 146 12,930 SH   SOLE   12,930 0 0
NVIDIA CORPORATION COM 67066G104 273 2,262 SH   SOLE   2,262 0 0
OBLONG INC COM 674434105 4 25,590 SH   SOLE   25,590 0 0
ORACLE CORP COM 68389X105 217 3,425 SH   SOLE   3,425 0 0
PAYCHEX INC COM 704326107 220 2,008 SH   SOLE   2,008 0 0
PEPSICO INC COM 713448108 775 4,794 SH   SOLE   4,794 0 0
PFIZER INC COM 717081103 1,782 42,102 SH   SOLE   42,102 0 0
PGIM HIGH YIELD BOND FUND IN COM 69346H100 5,328 452,641 SH   SOLE   452,641 0 0
PHILLIPS EDISON & CO INC COMMON STOCK 71844V201 306 10,790 SH   SOLE   10,790 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 232 2,348 SH   SOLE   2,348 0 0
PRA GROUP INC COM 69354N106 1,897 58,636 SH   SOLE   58,636 0 0
PROCTER AND GAMBLE CO COM 742718109 2,352 18,924 SH   SOLE   18,924 0 0
PROSHARES TR SHORT S&P 500 NE 74347B425 404 23,751 SH   SOLE   23,751 0 0
PRUDENTIAL FINL INC COM 744320102 334 3,662 SH   SOLE   3,662 0 0
PUTNAM PREMIER INCOME TR SH BEN INT 746853100 2,939 832,516 SH   SOLE   832,516 0 0
REUNION NEUROSCIENCE INC COM 76134G103 56 30,000 SH   SOLE   30,000 0 0
ROBINHOOD MKTS INC COM CL A 770700102 380 35,185 SH   SOLE   35,185 0 0
RPM INTL INC COM 749685103 249 2,730 SH   SOLE   2,730 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 1,025 42,642 SH   SOLE   42,642 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 1,138 44,315 SH   SOLE   44,315 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 7,348 152,643 SH   SOLE   152,643 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 3,344 78,323 SH   SOLE   78,323 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,592 125,811 SH   SOLE   125,811 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 4,698 109,221 SH   SOLE   109,221 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,598 41,247 SH   SOLE   41,247 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,607 70,534 SH   SOLE   70,534 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 288 6,405 SH   SOLE   6,405 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,384 22,235 SH   SOLE   22,235 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 238 3,736 SH   SOLE   3,736 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,159 14,171 SH   SOLE   14,171 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 431 13,966 SH   SOLE   13,966 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 297 3,483 SH   SOLE   3,483 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 839 6,951 SH   SOLE   6,951 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 368 2,998 SH   SOLE   2,998 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 232 1,647 SH   SOLE   1,647 0 0
SOFI TECHNOLOGIES INC COM 83406F102 79 15,859 SH   SOLE   15,859 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 341 1,165 SH   SOLE   1,165 0 0
SPDR GOLD TR GOLD SHS 78463V107 3,624 22,957 SH   SOLE   22,957 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 2,396 76,027 SH   SOLE   76,027 0 0
SPDR INDEX SHS FDS EURO STOXX 50 78463X202 240 7,665 SH   SOLE   7,665 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 12,472 475,118 SH   SOLE   475,118 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 15,373 42,375 SH   SOLE   42,375 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739 428 9,250 SH   SOLE   9,250 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847 5,250 132,402 SH   SOLE   132,402 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 307 8,726 SH   SOLE   8,726 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 15,557 364,664 SH   SOLE   364,664 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101 9,541 330,810 SH   SOLE   330,810 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853 5,714 163,770 SH   SOLE   163,770 0 0
STARWOOD PPTY TR INC COM 85571B105 187 10,000 SH   SOLE   10,000 0 0
TARGET CORP COM 87612E106 608 3,994 SH   SOLE   3,994 0 0
TESLA INC COM 88160R101 4,985 22,349 SH   SOLE   22,349 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 1,213 2,316 SH   SOLE   2,316 0 0
TREEHOUSE FOODS INC COM 89469A104 251 5,500 SH   SOLE   5,500 0 0
TWO RDS SHARED TR ANFIELD DIVERSIF 90213U115 185 21,808 SH   SOLE   21,808 0 0
UNION PAC CORP COM 907818108 308 1,573 SH   SOLE   1,573 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,223 2,422 SH   SOLE   2,422 0 0
US BANCORP DEL COM NEW 902973304 510 12,698 SH   SOLE   12,698 0 0
VANECK ETF TRUST AGRIBUSINESS ETF 92189F700 902 10,880 SH   SOLE   10,880 0 0
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 216 3,523 SH   SOLE   3,523 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 400 1,900 SH   SOLE   1,900 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,560 10,679 SH   SOLE   10,679 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 1,888 14,988 SH   SOLE   14,988 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,978 11,257 SH   SOLE   11,257 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 2,394 12,460 SH   SOLE   12,460 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 440 2,972 SH   SOLE   2,972 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 409 5,281 SH   SOLE   5,281 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 5,015 27,494 SH   SOLE   27,494 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,323 62,554 SH   SOLE   62,554 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 544 11,659 SH   SOLE   11,659 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1,161 14,472 SH   SOLE   14,472 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,062 7,746 SH   SOLE   7,746 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 3,288 88,958 SH   SOLE   88,958 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 212 679 SH   SOLE   679 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 219 969 SH   SOLE   969 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 764 20,741 SH   SOLE   20,741 0 0
VISA INC COM CL A 92826C839 408 2,218 SH   SOLE   2,218 0 0
WALMART INC COM 931142103 522 4,058 SH   SOLE   4,058 0 0
WESTERN ASSET MANAGED MUNS F COM 95766M105 2,994 304,248 SH   SOLE   304,248 0 0
WILLIS TOWERS WATSON PLC LTD SHS G96629103 360 1,755 SH   SOLE   1,755 0 0
WISDOMTREE TR JAPN HEDGE EQT 97717W851 227 3,589 SH   SOLE   3,589 0 0