The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 984 5,537 SH   SOLE   5,537 0 0
ABBOTT LABS COM 002824100 1,109 7,882 SH   SOLE   7,882 0 0
ABBVIE INC COM 00287Y109 1,353 9,996 SH   SOLE   9,996 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,121 2,705 SH   SOLE   2,705 0 0
ALLIANCEBERNSTEIN GLOBAL HIG COM 01879R106 2,007 165,428 SH   SOLE   165,428 0 0
ALPHABET INC CAP STK CL A 02079K305 1,107 382 SH   SOLE   382 0 0
ALPHABET INC CAP STK CL C 02079K107 1,958 677 SH   SOLE   677 0 0
ALPS ETF TR ALERIAN MLP 00162Q452 836 25,527 SH   SOLE   25,527 0 0
ALTRIA GROUP INC COM 02209S103 323 6,815 SH   SOLE   6,815 0 0
AMAZON COM INC COM 023135106 523 157 SH   SOLE   157 0 0
AMERICAN EXPRESS CO COM 025816109 208 1,270 SH   SOLE   1,270 0 0
AMGEN INC COM 031162100 545 2,422 SH   SOLE   2,422 0 0
APPLE INC COM 037833100 11,640 65,552 SH   SOLE   65,552 0 0
ARK ETF TR INNOVATION ETF 00214Q104 948 10,027 SH   SOLE   10,027 0 0
ARK ETF TR GENOMIC REV ETF 00214Q302 447 7,297 SH   SOLE   7,297 0 0
AT&T INC COM 00206R102 350 14,246 SH   SOLE   14,246 0 0
ATHENE HOLDING LTD CL A G0684D107 563 6,762 SH   SOLE   6,762 0 0
BANK NEW YORK MELLON CORP COM 064058100 331 5,701 SH   SOLE   5,701 0 0
BECTON DICKINSON & CO COM 075887109 204 813 SH   SOLE   813 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 451 1 SH   SOLE   1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,765 5,904 SH   SOLE   5,904 0 0
BK OF AMERICA CORP COM 060505104 361 8,122 SH   SOLE   8,122 0 0
BLACKROCK CALIF MUN INCOME T SH BEN INT 09248E102 1,521 104,525 SH   SOLE   104,525 0 0
BLACKROCK INC COM 09247X101 368 402 SH   SOLE   402 0 0
BLACKROCK MUNI INTER DR FD I COM 09253X102 728 47,959 SH   SOLE   47,959 0 0
BLACKROCK MUNIYIELD QUALITY COM 09254E103 866 58,402 SH   SOLE   58,402 0 0
BOEING CO COM 097023105 1,938 9,625 SH   SOLE   9,625 0 0
BOOKING HOLDINGS INC COM 09857L108 269 112 SH   SOLE   112 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 295 4,739 SH   SOLE   4,739 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 299 1,638 SH   SOLE   1,638 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 439 7,275 SH   SOLE   7,275 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 608 10,000 SH   SOLE   10,000 0 0
CBRE GROUP INC CL A 12504L109 543 5,006 SH   SOLE   5,006 0 0
CHEVRON CORP NEW COM 166764100 285 2,426 SH   SOLE   2,426 0 0
CISCO SYS INC COM 17275R102 925 14,595 SH   SOLE   14,595 0 0
CME GROUP INC COM 12572Q105 632 2,766 SH   SOLE   2,766 0 0
COCA COLA CO COM 191216100 642 10,841 SH   SOLE   10,841 0 0
COMCAST CORP NEW CL A 20030N101 387 7,697 SH   SOLE   7,697 0 0
CONAGRA BRANDS INC COM 205887102 236 6,920 SH   SOLE   6,920 0 0
COSTCO WHSL CORP NEW COM 22160K105 266 469 SH   SOLE   469 0 0
CUMMINS INC COM 231021106 230 1,055 SH   SOLE   1,055 0 0
D R HORTON INC COM 23331A109 1,674 15,433 SH   SOLE   15,433 0 0
DATADOG INC CL A COM 23804L103 356 2,000 SH   SOLE   2,000 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 224 1,016 SH   SOLE   1,016 0 0
DISNEY WALT CO COM 254687106 826 5,333 SH   SOLE   5,333 0 0
DNP SELECT INCOME FD INC COM 23325P104 2,133 196,183 SH   SOLE   196,183 0 0
DOUBLELINE INCOME SOLUTIONS COM 258622109 163 10,100 SH   SOLE   10,100 0 0
DWS MUN INCOME TR COM 233368109 2,771 234,416 SH   SOLE   234,416 0 0
ECOLAB INC COM 278865100 256 1,092 SH   SOLE   1,092 0 0
EMERSON ELEC CO COM 291011104 216 2,324 SH   SOLE   2,324 0 0
EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707 349 4,981 SH   SOLE   4,981 0 0
EXXON MOBIL CORP COM 30231G102 589 9,619 SH   SOLE   9,619 0 0
FEDEX CORP COM 31428X106 221 854 SH   SOLE   854 0 0
FIRST TR EXCH TRADED FD III MERGER ARBITRA 33740J203 1,043 53,212 SH   SOLE   53,212 0 0
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 583 28,680 SH   SOLE   28,680 0 0
FIRST TR EXCH TRD ALPHDX FD ASIA EX JAPAN 33737J109 4,852 155,823 SH   SOLE   155,823 0 0
FIRST TR EXCHANGE TRADED FD NASDQ CLN EDGE 33737A108 332 3,234 SH   SOLE   3,234 0 0
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 17,446 348,990 SH   SOLE   348,990 0 0
GALECTIN THERAPEUTICS INC COM NEW 363225202 22 10,668 SH   SOLE   10,668 0 0
GAMING & LEISURE PPTYS INC COM 36467J108 4,469 91,847 SH   SOLE   91,847 0 0
GENERAL ELECTRIC CO COM NEW 369604301 1,507 15,954 SH   SOLE   15,954 0 0
GLOBAL X FDS GLBL X MLP ETF 37954Y343 1,828 52,269 SH   SOLE   52,269 0 0
HIPPO HLDGS INC COMMON STOCK 433539103 28 10,000 SH   SOLE   10,000 0 0
HOME DEPOT INC COM 437076102 1,153 2,779 SH   SOLE   2,779 0 0
HONEYWELL INTL INC COM 438516106 380 1,824 SH   SOLE   1,824 0 0
IAC INTERACTIVECORP NEW COM NEW 44891N208 215 1,646 SH   SOLE   1,646 0 0
ILLINOIS TOOL WKS INC COM 452308109 204 826 SH   SOLE   826 0 0
INTEL CORP COM 458140100 915 17,761 SH   SOLE   17,761 0 0
INVESCO EXCHANGE TRADED FD T INVESCO MSCI 46137V407 348 5,224 SH   SOLE   5,224 0 0
INVESCO EXCHANGE TRADED FD T WILDERHIL CLAN 46137V134 298 4,168 SH   SOLE   4,168 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 342 860 SH   SOLE   860 0 0
INVESCO SR INCOME TR COM 46131H107 3,113 718,995 SH   SOLE   718,995 0 0
INVESTMENT MANAGERS SER TR KNWLDL LD ETF 46143U849 2,436 50,955 SH   SOLE   50,955 0 0
ISHARES GOLD TR ISHARES NEW 464285204 4,073 117,013 SH   SOLE   117,013 0 0
ISHARES INC CORE MSCI EMKT 46434G103 1,101 18,385 SH   SOLE   18,385 0 0
ISHARES TR CORE MSCI EAFE 46432F842 1,562 20,929 SH   SOLE   20,929 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 236 4,651 SH   SOLE   4,651 0 0
ISHARES TR EAFE SML CP ETF 464288273 296 4,046 SH   SOLE   4,046 0 0
ISHARES TR CALIF MUN BD ETF 464288356 5,243 84,114 SH   SOLE   84,114 0 0
ISHARES TR MSCI ACWI ETF 464288257 3,514 33,217 SH   SOLE   33,217 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 20,583 191,705 SH   SOLE   191,705 0 0
ISHARES TR CORE MSCI INTL 46435G326 871 12,890 SH   SOLE   12,890 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 286 2,647 SH   SOLE   2,647 0 0
ISHARES TR IBONDS DEC23 ETF 46434VAX8 693 26,982 SH   SOLE   26,982 0 0
ISHARES TR IBONDS DEC22 ETF 46434VBA7 461 18,325 SH   SOLE   18,325 0 0
ISHARES TR CORE INTL AGGR 46435G672 406 7,441 SH   SOLE   7,441 0 0
ISHARES TR NATIONAL MUN ETF 464288414 283 2,438 SH   SOLE   2,438 0 0
ISHARES TR INTL SEL DIV ETF 464288448 305 9,796 SH   SOLE   9,796 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 393 7,300 SH   SOLE   7,300 0 0
ISHARES TR PFD AND INCM SEC 464288687 242 6,141 SH   SOLE   6,141 0 0
ISHARES TR CORE S&P TTL STK 464287150 4,688 43,823 SH   SOLE   43,823 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 568 11,634 SH   SOLE   11,634 0 0
ISHARES TR S&P 100 ETF 464287101 1,084 4,948 SH   SOLE   4,948 0 0
ISHARES TR SELECT DIVID ETF 464287168 4,050 33,036 SH   SOLE   33,036 0 0
ISHARES TR CORE US AGGBD ET 464287226 555 4,862 SH   SOLE   4,862 0 0
ISHARES TR MSCI AC ASIA ETF 464288182 1,194 14,443 SH   SOLE   14,443 0 0
ISHARES TR CORE S&P MCP ETF 464287507 3,220 11,376 SH   SOLE   11,376 0 0
ISHARES TR CORE S&P SCP ETF 464287804 886 7,739 SH   SOLE   7,739 0 0
ISHARES TR CORE S&P500 ETF 464287200 9,984 20,931 SH   SOLE   20,931 0 0
ISHARES TR RUS 1000 ETF 464287622 210 794 SH   SOLE   794 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 2,345 13,967 SH   SOLE   13,967 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,882 6,159 SH   SOLE   6,159 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 2,537 11,405 SH   SOLE   11,405 0 0
ISHARES TR MSCI EAFE ETF 464287465 5,806 73,786 SH   SOLE   73,786 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 12,766 149,236 SH   SOLE   149,236 0 0
ISHARES TR ISHARES BIOTECH 464287556 815 5,340 SH   SOLE   5,340 0 0
ISHARES TR RUS MID CAP ETF 464287499 2,637 31,762 SH   SOLE   31,762 0 0
ISHARES TR COHEN STEER REIT 464287564 2,248 29,542 SH   SOLE   29,542 0 0
ISHARES TR US HLTHCARE ETF 464287762 995 3,313 SH   SOLE   3,313 0 0
ISHARES TR U.S. TECH ETF 464287721 995 8,665 SH   SOLE   8,665 0 0
JOHNSON & JOHNSON COM 478160104 1,211 7,081 SH   SOLE   7,081 0 0
JPMORGAN CHASE & CO COM 46625H100 2,773 17,512 SH   SOLE   17,512 0 0
KAYNE ANDERSON ENERGY INFRST COM 486606106 99 12,730 SH   SOLE   12,730 0 0
LILLY ELI & CO COM 532457108 565 2,045 SH   SOLE   2,045 0 0
LUMINAR TECHNOLOGIES INC COM CL A 550424105 4,228 250,000 SH   SOLE   250,000 0 0
LYFT INC CL A COM 55087P104 1,355 31,714 SH   SOLE   31,714 0 0
MASTERCARD INCORPORATED CL A 57636Q104 412 1,146 SH   SOLE   1,146 0 0
MATCH GROUP INC NEW COM 57667L107 421 3,181 SH   SOLE   3,181 0 0
MCDONALDS CORP COM 580135101 542 2,021 SH   SOLE   2,021 0 0
MERCK & CO INC COM 58933Y105 498 6,499 SH   SOLE   6,499 0 0
FACEBOOK INC CL A 30303M102 803 2,388 SH   SOLE   2,388 0 0
MICROSOFT CORP COM 594918104 4,598 13,672 SH   SOLE   13,672 0 0
MORGAN STANLEY COM NEW 617446448 434 4,425 SH   SOLE   4,425 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307 395 1,455 SH   SOLE   1,455 0 0
NEUBERGER BRMAN CLIFRN MUNI COM 64123C101 1,203 85,916 SH   SOLE   85,916 0 0
NEXTERA ENERGY INC COM 65339F101 534 5,717 SH   SOLE   5,717 0 0
NIKE INC CL B 654106103 404 2,423 SH   SOLE   2,423 0 0
NORTHERN TR CORP COM 665859104 684 5,719 SH   SOLE   5,719 0 0
NUVEEN AMT FREE QLTY MUN INC COM 670657105 203 12,997 SH   SOLE   12,997 0 0
NUVEEN NASDAQ 100 DYNAMIC OV COM SHS 670699107 248 8,103 SH   SOLE   8,103 0 0
NUVEEN QUALITY MUNCP INCOME COM 67066V101 208 12,930 SH   SOLE   12,930 0 0
NVIDIA CORPORATION COM 67066G104 596 2,028 SH   SOLE   2,028 0 0
OBLONG INC COM 674434105 26 25,590 SH   SOLE   25,590 0 0
OMNICELL COM COM 68213N109 325 1,800 SH   SOLE   1,800 0 0
ORACLE CORP COM 68389X105 266 3,053 SH   SOLE   3,053 0 0
PAYCHEX INC COM 704326107 273 2,002 SH   SOLE   2,002 0 0
PAYPAL HLDGS INC COM 70450Y103 320 1,696 SH   SOLE   1,696 0 0
PEPSICO INC COM 713448108 697 4,014 SH   SOLE   4,014 0 0
PFIZER INC COM 717081103 2,263 38,318 SH   SOLE   38,318 0 0
PGIM GLOBAL HIGH YIELD FD FO COM 69346J106 2,575 170,634 SH   SOLE   170,634 0 0
PGIM HIGH YIELD BOND FUND IN COM 69346H100 3,709 231,083 SH   SOLE   231,083 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 17,909 176,341 SH   SOLE   176,341 0 0
PRA GROUP INC COM 69354N106 2,944 58,636 SH   SOLE   58,636 0 0
PROCTER AND GAMBLE CO COM 742718109 2,800 17,118 SH   SOLE   17,118 0 0
PRUDENTIAL FINL INC COM 744320102 394 3,643 SH   SOLE   3,643 0 0
BIOHITECH GLOBAL INC COM 09074B107 13 18,782 SH   SOLE   18,782 0 0
ROBINHOOD MKTS INC COM CL A 770700102 308 17,336 SH   SOLE   17,336 0 0
RPM INTL INC COM 749685103 276 2,730 SH   SOLE   2,730 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 297 9,597 SH   SOLE   9,597 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 13,315 261,844 SH   SOLE   261,844 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 458 8,492 SH   SOLE   8,492 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,595 19,837 SH   SOLE   19,837 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 4,359 38,574 SH   SOLE   38,574 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 4,212 108,361 SH   SOLE   108,361 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 5,271 46,306 SH   SOLE   46,306 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,940 18,945 SH   SOLE   18,945 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 268 6,558 SH   SOLE   6,558 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,071 69,924 SH   SOLE   69,924 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 791 14,246 SH   SOLE   14,246 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 515 13,194 SH   SOLE   13,194 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,020 5,866 SH   SOLE   5,866 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 375 2,665 SH   SOLE   2,665 0 0
SERVICESOURCE INTL INC COM 81763U100 124 125,000 SH   SOLE   125,000 0 0
SOFI TECHNOLOGIES INC COM 83406F102 267 16,859 SH   SOLE   16,859 0 0
SPDR GOLD TR GOLD SHS 78463V107 2,551 14,922 SH   SOLE   14,922 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 6,589 158,798 SH   SOLE   158,798 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 22,574 618,815 SH   SOLE   618,815 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 20,485 43,130 SH   SOLE   43,130 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847 7,792 156,660 SH   SOLE   156,660 0 0
SPDR SER TR S&P REGL BKG 78464A698 233 3,285 SH   SOLE   3,285 0 0
SPDR SER TR BLOOMBERG HIGH Y 78468R622 243 2,234 SH   SOLE   2,234 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739 480 9,750 SH   SOLE   9,750 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 362 8,621 SH   SOLE   8,621 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 22,233 398,234 SH   SOLE   398,234 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853 8,547 191,252 SH   SOLE   191,252 0 0
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101 225 12,677 SH   SOLE   12,677 0 0
TARGET CORP COM 87612E106 863 3,729 SH   SOLE   3,729 0 0
TESLA INC COM 88160R101 8,426 7,973 SH   SOLE   7,973 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 1,623 2,432 SH   SOLE   2,432 0 0
TREEHOUSE FOODS INC COM 89469A104 223 5,500 SH   SOLE   5,500 0 0
TWO RDS SHARED TR ANFIELD DIVERSIF 90213U115 228 21,808 SH   SOLE   21,808 0 0
UNION PAC CORP COM 907818108 363 1,440 SH   SOLE   1,440 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,403 2,795 SH   SOLE   2,795 0 0
US BANCORP DEL COM NEW 902973304 677 12,060 SH   SOLE   12,060 0 0
VANECK VECTORS ETF TR JUNIOR GOLD MINE 92189F791 203 4,835 SH   SOLE   4,835 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 528 1,750 SH   SOLE   1,750 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4,803 11,001 SH   SOLE   11,001 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,746 12,149 SH   SOLE   12,149 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 234 730 SH   SOLE   730 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 7,407 30,680 SH   SOLE   30,680 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 3,461 13,583 SH   SOLE   13,583 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 542 3,030 SH   SOLE   3,030 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 633 5,453 SH   SOLE   5,453 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 452 5,791 SH   SOLE   5,791 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,487 70,501 SH   SOLE   70,501 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 901 13,197 SH   SOLE   13,197 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 267 1,991 SH   SOLE   1,991 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 2,036 18,950 SH   SOLE   18,950 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 478 8,712 SH   SOLE   8,712 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 229 2,470 SH   SOLE   2,470 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 1,066 17,525 SH   SOLE   17,525 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,770 10,307 SH   SOLE   10,307 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 5,212 102,081 SH   SOLE   102,081 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,106 21,293 SH   SOLE   21,293 0 0
VISA INC COM CL A 92826C839 443 2,043 SH   SOLE   2,043 0 0
WALMART INC COM 931142103 545 3,769 SH   SOLE   3,769 0 0
WILLIS TOWERS WATSON PLC LTD SHS G96629103 414 1,745 SH   SOLE   1,745 0 0
WISDOMTREE TR JAPN HEDGE EQT 97717W851 215 3,436 SH   SOLE   3,436 0 0