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Policy Acquisition Costs (Details) - USD ($)
12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Policy Acquisition Costs [Abstract]    
Deferred policy acquisition costs (DAC), beginning of year $ 5,429,620 $ 5,269,256
Deferred:    
Direct commission 10,772,089 8,804,039
Premium taxes 1,215,613 1,145,935
Ceding commissions (827,540) (762,528)
Underwriting 1,003,215 1,007,055
Net deferred 12,163,377 10,194,501
Amortized 11,054,153 10,034,137
DAC, end of year 6,538,844 5,429,620
Policy acquisition costs:    
Amortized to expense 11,054,153 10,034,137
Period costs:    
Contingent commission 1,463,505 746,518
Other underwriting expenses 8,307,242 7,748,791
Total policy acquisition costs $ 20,824,900 $ 18,529,446