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Reinsurance (Summary of the Effects of Reinsurance) (Details) - USD ($)
3 Months Ended
Mar. 31, 2021
Mar. 31, 2020
WRITTEN    
Direct $ 15,172,035 $ 14,794,534
Reinsurance assumed 27,898 37,534
Reinsurance ceded (2,473,168) (2,377,544)
Net 12,726,765 12,454,524
EARNED    
Direct 14,482,050 15,362,814
Reinsurance assumed 38,822 44,950
Reinsurance ceded (2,472,159) (2,393,775)
Net 12,048,713 13,013,989
LOSSES AND SETTLEMENT EXPENSES INCURRED    
Direct 10,767,434 8,761,679
Reinsurance assumed 25,445 26,518
Reinsurance ceded (2,990,173) (946,115)
Total incurred $ 7,802,706 $ 7,842,082