Unpaid Losses and Settlement Expenses (Reconciliation of Unpaid Losses and Settlement Expenses) (Details) - USD ($)	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Unpaid losses and settlement expense - beginning of the period:
Gross	$ 56,838,307	$ 51,447,000
Less: Ceded	11,036,170	6,736,000
Net	48,556,000	45,802,000	$ 48,556,000	$ 45,802,000	$ 44,711,000
Increase in incurred losses and settlement expense:
Current year	31,356,000	33,564,000
Prior years	1,206,000	151,000
Total incurred	32,561,988	33,714,837
Deduct: Loss and settlement expense payments for claims incurred:
Current year	13,054,000	15,285,000
Prior years	16,754,000	17,339,000
Total paid	29,808,000	32,624,000
Net unpaid losses and settlement expense - end of the period	48,556,000	45,802,000
Plus: Reinsurance recoverable on unpaid losses	13,019,865	11,036,170
Gross unpaid losses and settlement expense - end of the period	$ 61,575,666	$ 56,838,307
Supplemental ceded unpaid losses and settlement expense at end of year disclosure:
Reinsurance Recoverables			$ 13,019,865	$ 11,036,170