Consolidated Balance Sheets - USD ($)		Dec. 31, 2020	Dec. 31, 2019
Investments and cash:
Fixed maturity securities (amortized cost - $98,753,027 at 12/31/2020 and $88,348,415 at 12/31/2019)		$ 105,740,566	$ 92,087,572
Other invested assets		1,772,867	877,900
Property held for investment, at cost, net of accumulated depreciation of $465,364 at 12/31/2020 and $332,218 at 12/31/2019		5,399,826	4,353,713
Cash and cash equivalents		6,598,842	6,626,585
Total investments and cash		135,920,807	118,394,543
Accrued investment income		660,793	646,504
Premiums and reinsurance balances receivable, net of allowances for uncollectible amounts of $150,000 at 12/31/2020 and $100,000 at 12/31/2019		23,506,171	22,368,526
Ceded unearned premiums		860,905	822,818
Reinsurance balances recoverable on unpaid losses and settlement expenses, net of allowances for uncollectible amounts of $0 at 12/31/2020 and 12/31/2019		13,019,865	11,036,170
Income taxes - current		372,986	192,559
Deferred policy acquisition costs, net		5,429,620	5,269,256
Property and equipment, at cost, net of accumulated depreciation of $6,079,728 at 12/31/2020 and $5,619,706 at 12/31/2019		2,860,331	3,033,348
Other assets		1,307,794	1,239,794
Total assets		183,939,272	163,003,518
Liabilities:
Unpaid losses and settlement expenses		61,575,666	56,838,307
Unearned premiums		29,788,834	30,392,817
Reinsurance balances payable		371,195	374,998
Corporate debt		13,465,574	3,475,088
Accrued expenses		3,472,511	4,216,988
Income taxes - deferred		1,231,271	39,213
Other liabilities		1,290,532	1,324,273
Total liabilities		111,195,583	96,661,684
Equity:
Common stock	[1]	35,000	35,000
Treasury stock, at cost	[2]	(3,153,838)	(3,146,576)
Additional paid-in capital		32,780,436	32,703,209
Accumulated other comprehensive earnings, net of tax		5,520,091	2,953,936
Retained earnings		40,140,115	36,608,750
Less: Unearned Employee Stock Ownership Plan shares at cost	[3]	(2,578,115)	(2,812,485)
Total equity		72,743,689	66,341,834
Total liabilities and equity		183,939,272	163,003,518
Common Stocks [Member]
Investments and cash:
Stocks at fair value		14,724,814	$ 14,448,773
Preferred Stock [Member]
Investments and cash:
Stocks at fair value		$ 1,683,892

[1] Par value $0.01; authorized: 2020 - 10,000,000 shares and 2019 - 10,000,000 shares; issued: 2020 - 3,500,000 and 2019 - 3,500,000 shares; outstanding: 2020 -3,033,314 and 2019 -3,014,941 shares.

[2] 2020 - 208,875 shares and 2019 - 203,811 shares

[3] 2020 -257,811 shares and 2019 -281,248 shares