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Unpaid Losses and Settlement Expenses (Reconciliation of Unpaid Losses and Settlement Expenses) (Details) - USD ($)
3 Months Ended 6 Months Ended
Jun. 30, 2020
Jun. 30, 2019
Jun. 30, 2020
Jun. 30, 2019
Mar. 31, 2020
Dec. 31, 2019
Mar. 31, 2019
Dec. 31, 2018
Unpaid losses and settlement expense - beginning of the period:                
Gross $ 58,274,000 $ 61,017,000 $ 56,838,307 $ 51,447,000        
Less: Ceded 11,318,000 15,109,000 11,036,170 6,736,000        
Net 46,952,000 47,290,000 46,952,000 47,290,000 $ 46,956,000 $ 45,802,000 $ 45,908,000 $ 44,711,000
Increase in incurred losses and settlement expense:                
Current year 8,294,000 8,328,000 14,540,000 16,687,000        
Prior years 914,000 573,000 2,511,000 1,821,000        
Total incurred 9,208,484 8,900,732 17,050,566 18,508,022        
Deduct: Loss and settlement expense payments for claims incurred:                
Current year 4,444,000 2,799,000 5,649,000 4,391,000        
Prior years 4,768,000 4,720,000 10,252,000 11,538,000        
Total paid 9,212,000 7,519,000 15,901,000 15,929,000        
Net unpaid losses and settlement expense - end of the period 46,952,000 47,290,000 46,952,000 47,290,000        
Plus: Reinsurance recoverable on unpaid losses 19,462,599 13,974,000 19,462,599 13,974,000        
Gross unpaid losses and settlement expense - end of the period $ 66,415,119 $ 61,264,000 $ 66,415,119 $ 61,264,000