Condensed Consolidated Balance Sheets - USD ($)		Jun. 30, 2020	Dec. 31, 2019
Investments and cash:
Fixed maturity securities (cost or amortized cost - $91,837,051 at 6/30/2020 and $88,348,415 at 12/31/2019)		$ 97,872,904	$ 92,087,572
Other invested assets		1,779,572	877,900
Property held for investment, at cost, net of accumulated depreciation of $400,755 at 6/30/2020 and $332,218 at 12/31/2019		5,547,594	4,353,713
Cash and cash equivalents		13,028,212	6,626,585
Total investments and cash		131,485,464	118,394,543
Accrued investment income		680,468	646,504
Premiums and reinsurance balances receivable, net of allowances for uncollectible amounts of $100,000 at 6/30/2020 and 12/31/2019		25,071,888	22,368,526
Ceded unearned premiums		855,067	822,818
Reinsurance balances recoverable on unpaid losses and settlement expenses, net of allowances for uncollectible amounts of $0 at 6/30/2020 and 12/31/2019		19,462,599	11,036,170
Federal income taxes		378,058	192,559
Deferred policy acquisition costs, net		5,486,019	5,269,256
Property and equipment, at cost, net of accumulated depreciation of $5,818,924 at 6/30/2020 and $5,619,706 at 12/31/2019		2,928,196	3,033,348
Other assets		2,079,915	1,239,794
Total assets		188,427,674	163,003,518
Liabilities:
Unpaid losses and settlement expenses		66,415,119	56,838,307
Unearned premiums		30,213,110	30,392,817
Reinsurance balances payable		1,399,861	374,998
Corporate debt		15,100,173	3,475,088
Accrued expenses		3,117,682	4,216,988
Income taxes - deferred		375,766	39,213
Other liabilities		4,637,178	1,324,273
Total liabilities		121,258,889	96,661,684
Equity:
Common stock	[1]	35,000	35,000
Treasury stock, at cost	[2]	(3,019,154)	(3,146,576)
Additional paid-in capital		32,663,641	32,703,209
Accumulated other comprehensive earnings, net of tax		4,767,819	2,953,936
Retained earnings		35,417,419	36,608,750
Less: Unearned Employee Stock Ownership Plan shares at cost	[3]	(2,695,940)	(2,812,485)
Total equity		67,168,785	66,341,834
Total liabilities and equity		188,427,674	163,003,518
Common Stocks [Member]
Investments and cash:
Stocks at fair value		11,702,141	$ 14,448,773
Preferred Stock
Investments and cash:
Stocks at fair value		$ 1,555,041

[1] Par value $0.01; authorized: 2020 - 10,000,000 shares and 2019 - 10,000,000 shares; issued: 2020 - 3,500,000 shares and 2019 - 3,500,000 shares; outstanding: 2020 - 3,032,686 and 2019 - 3,014,941 shares.

[2] 2020 - 197,720 shares and 2019 - 203,811 shares

[3] 2020 - 269,594 shares and 2019 - 281,248 shares