Unpaid Losses and Settlement Expenses (Reconciliation of Unpaid Losses and Settlement Expenses) (Details) - USD ($)	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Dec. 31, 2019	Dec. 31, 2018
Unpaid losses and settlement expense - beginning of the period:
Gross	$ 56,838,307	$ 51,447,000
Less: Ceded	11,036,170	6,736,000
Net	46,956,000	45,908,000	$ 45,802,000	$ 44,711,000
Increase in incurred losses and settlement expense:
Current year	6,245,000	8,359,000
Prior years	1,597,000	1,248,000
Total incurred	7,842,082	9,607,290
Deduct: Loss and settlement expense payments for claims incurred:
Current year	1,204,000	1,592,000
Prior years	5,484,000	6,818,000
Total paid	6,688,000	8,410,000
Net unpaid losses and settlement expense - end of the period	46,956,000	45,908,000
Plus: Reinsurance recoverable on unpaid losses	11,318,422	15,109,000
Gross unpaid losses and settlement expense - end of the period	$ 58,273,656	$ 61,017,000