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Reinsurance (Summary of the Effects of Reinsurance) (Details) - USD ($)
3 Months Ended
Mar. 31, 2020
Mar. 31, 2019
WRITTEN    
Direct $ 14,794,534 $ 15,258,703
Reinsurance assumed 37,534 45,135
Reinsurance ceded (2,377,544) (2,835,043)
Net 12,454,524 12,468,795
EARNED    
Direct 15,362,814 15,237,955
Reinsurance assumed 44,950 55,376
Reinsurance ceded (2,393,775) (2,847,417)
Net 13,013,989 12,445,914
LOSSES AND SETTLEMENT EXPENSES INCURRED    
Direct 8,761,679 14,716,353
Reinsurance assumed 26,518 46,306
Reinsurance ceded (946,115) (5,155,369)
Total incurred $ 7,842,082 $ 9,607,290