Condensed Consolidated Balance Sheets - USD ($)		Sep. 30, 2019	Dec. 31, 2018
Investments and cash:
Fixed maturity securities (amortized cost - $88,857,008 at 9/30/2019 and $89,252,906 at 12/31/2018)		$ 92,918,467	$ 88,981,159
Common stocks (cost - $13,235,053 at 9/30/2019 and $13,572,713 at 12/31/2018)		13,330,075	11,843,223
Other invested assets		878,308	154,200
Property held for investment, at cost, net of accumulated depreciation of $302,100 at 9/30/2019 and $222,825 at 12/31/2018		3,839,390	3,586,273
Cash and cash equivalents		2,030,900	4,644,784
Total investments and cash		112,997,140	109,209,639
Accrued investment income		650,692	648,321
Premiums and reinsurance balances receivable, net of allowances for uncollectible amounts of $50,000 at 9/30/2019 and 12/31/2018		23,252,325	21,404,344
Ceded unearned premiums		861,471	796,065
Reinsurance balances recoverable on unpaid losses and settlement expenses, net of allowances for uncollectible amounts of $0 at 9/30/2019 and 12/31/2018		12,266,481	6,735,964
Federal income taxes		616,785	1,868,669
Deferred policy acquisition costs, net		5,525,395	5,247,188
Property and equipment, at cost, net of accumulated depreciation of $5,564,730 at 9/30/2019 and $5,099,090 at 12/31/2018		3,088,736	3,332,810
Other assets		2,212,641	1,040,193
Total assets		161,471,666	150,283,193
Liabilities:
Unpaid losses and settlement expenses		58,322,611	51,447,440
Unearned premiums		31,615,601	29,972,623
Reinsurance balances payable		95,991	993,004
Corporate debt		3,477,586	3,484,606
Accrued expenses		3,159,742	4,536,218
Other liabilities		1,858,174	1,256,003
Total liabilities		98,529,705	91,689,894
Equity:
Common stock	[1]	35,000	35,000
Treasury stock, at cost	[2]	(3,102,850)	(2,999,995)
Additional paid-in capital		32,641,488	32,505,423
Accumulated other comprehensive earnings (loss), net of tax		3,208,554	(1,580,976)
Retained earnings		33,031,328	33,680,702
Less: Unearned Employee Stock Ownership Plan shares at cost	[3]	(2,871,559)	(3,046,855)
Total equity		62,941,961	58,593,299
Total liabilities and equity		$ 161,471,666	$ 150,283,193

[1] Par value $0.01; authorized: 2019 - 10,000,000 shares and 2018 - 10,000,000 shares; issued: 2019 - 3,500,000 shares and 2018 - 3,500,000 shares; outstanding: 2019 - 3,012,223 and 2018 - 2,992,734 shares.

[2] 200,621 shares and 2018 - 196,721 shares

[3] 287,156 shares and 2018 -304,685 shares