Reinsurance (Tables)

6 Months Ended

Jun. 30, 2019

Reinsurance [Abstract]

Summary of the Effects of Reinsurance

	Three-Month Periods Ended June 30,
	2019		2018
WRITTEN
Direct	$	16,785,541	$	16,024,661
Reinsurance assumed		63,111		39,681
Reinsurance ceded		(2,485,245)		(2,923,738)
Net	$	14,363,407	$	13,140,604
EARNED
Direct	$	15,465,164	$	14,175,677
Reinsurance assumed		54,348		41,420
Reinsurance ceded		(2,425,290)		(2,732,026)
Net	$	13,094,222	$	11,485,071
LOSS AND SETTLEMENT EXPENSES INCURRED
Direct	$	10,027,809	$	9,051,216
Reinsurance assumed		36,895		(1,374)
Reinsurance ceded		(1,163,972)		(1,259,255)
Net	$	8,900,732	$	7,790,587

	Six-Month Periods Ended June 30,
	2019		2018
WRITTEN
Direct	$	32,044,244	$	30,412,331
Reinsurance assumed		108,246		92,487
Reinsurance ceded		(5,320,288)		(5,390,711)
Net	$	26,832,202	$	25,114,107
EARNED
Direct	$	30,703,119	$	27,662,798
Reinsurance assumed		109,721		99,164
Reinsurance ceded		(5,272,704)		(4,979,947)
Net	$	25,540,136	$	22,782,015
LOSSES AND SETTLEMENT EXPENSES INCURRED
Direct	$	24,744,162	$	18,597,156
Reinsurance assumed		83,201		34,757
Reinsurance ceded		(6,319,341)		(2,845,477)
Net	$	18,508,022	$	15,786,436