Consolidated Balance Sheets - USD ($)		Dec. 31, 2018	Dec. 31, 2017
Available for sale securities, at fair value
Fixed maturity securities (amortized cost - $89,252,906 at 12/31/2018 and $87,773,047 at 12/31/2017)		$ 88,981,159	$ 89,605,073
Available-for-sale		11,843,223	12,401,538
Other invested assets		154,200
Property held for investment, at cost, net of accumulated depreciation of $222,825 at 12/31/2018 and $127,161 at 12/31/2017		3,586,273	3,126,566
Cash and cash equivalents		4,644,784	6,876,519
Total investments and cash		109,209,639	112,009,696
Accrued investment income		648,321	687,453
Premiums and reinsurance balances receivable, net of allowances for uncollectible amounts of $50,000 at 12/31/2018 and 12/31/2017		21,404,344	19,013,262
Ceded unearned premiums		796,065	274,972
Reinsurance balances recoverable on unpaid losses and settlement expenses, net of allowances for uncollectible amounts of $0 at 12/31/2018 and 12/31/2017		6,735,964	10,029,834
Current federal income taxes		847,271	573,147
Net deferred federal income taxes		1,021,398	349,258
Federal income taxes		1,868,669	922,405
Deferred policy acquisition costs, net		5,247,188	4,592,415
Property and equipment, at cost, net of accumulated depreciation of $5,099,090 at 12/31/2018 and $4,896,041 at 12/31/2017		3,332,810	3,503,904
Other assets		1,040,193	1,301,420
Total assets		150,283,193	152,335,361
Liabilities:
Unpaid losses and settlement expenses		51,447,440	51,074,126
Unearned premiums		29,972,623	26,555,582
Reinsurance balances payable		993,004	327,483
Corporate debt		3,484,606	4,339,208
Accrued expenses		4,536,218	4,274,002
Other liabilities		1,256,003	1,663,415
Total liabilities		91,689,894	88,233,816
Equity:
Common stock	[1]	35,000	35,000
Treasury stock, at cost	[2]	(2,999,995)
Additional paid-in capital		32,505,423	32,333,290
Accumulated other comprehensive (loss) earnings, net of tax		(1,580,976)	2,227,069
Retained earnings		33,680,702	32,787,406
Less: Unearned Employee Stock Ownership Plan shares at cost	[3]	(3,046,855)	(3,281,220)
Total equity		58,593,299	64,101,545
Total liabilities and equity		150,283,193	152,335,361
Common Stocks [Member]
Available for sale securities, at fair value
Available-for-sale	[4]	$ 11,843,223	8,534,109
Preferred Stocks [Member]
Available for sale securities, at fair value
Available-for-sale			$ 3,867,429

[1] Par value $0.01; authorized: 2018 - 10,000,000 shares and 2017 - 10,000,000 shares; issued: 2018 - 3,500,000 and 2017 - 3,500,000 shares; outstanding: 2018 - 2,992,734 and 2017 - 3,171,878 shares.

[2] 2018 - 196,721 shares and 2017 - 0 shares

[3] 2018 -304,685 shares and 2017 - 328,122 shares

[4] At December 31, 2018, common stock securities consist primarily of individual common stocks. At December 31, 2017, common stock consisted of exchange trade funds (ETF) made up primarily of Dividends Select and the S&P 500