Unpaid Losses and Settlement Expenses (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017
Unpaid losses and settlement expense - beginning of the period:
Gross			$ 51,074,126	$ 52,817,000
Less: Ceded			10,029,834	12,115,000
Net			41,044,000	40,702,000
Increase (decrease) in incurred losses and settlement expense:
Current year			22,587,000	22,897,000
Prior years			1,811,000	(1,370,000)
Net	$ 8,611,573	$ 8,063,401	24,398,009	21,527,043
Deduct: Loss and settlement expense payments for claims incurred:
Current year			7,511,000	8,381,000
Prior years			13,197,000	12,937,000
Total paid			20,708,000	21,318,000
Net unpaid losses and settlement expense - end of the period	44,734,000	40,911,000	44,734,000	40,911,000
Plus: Reinsurance recoverable on unpaid losses	9,479,267	11,641,000	9,479,267	11,641,000
Gross unpaid losses and settlement expense - end of the period	$ 54,213,445	$ 52,552,000	$ 54,213,445	$ 52,552,000