Condensed Consolidated Balance Sheets - USD ($)		Sep. 30, 2018	Dec. 31, 2017
Available for sale securities, at fair value
Fixed maturity securities (amortized cost - $89,576,198 at 9/30/2018 and $87,773,047 at 12/31/2017)		$ 88,900,450	$ 89,605,073
Available-for-sale		13,607,356	12,401,538
Other invested assets		139,200
Property held for investment, at cost, net of accumulated depreciation of $196,793 at 9/30/2018 and $127,161 at 12/31/2017		3,431,342	3,126,566
Cash and cash equivalents		2,702,706	6,876,519
Total investments and cash		108,781,054	112,009,696
Accrued investment income		659,855	687,453
Premiums and reinsurance balances receivable, net of allowances for uncollectible amounts of $50,000 at 9/30/2018 and 12/31/2017		21,897,081	19,013,262
Ceded unearned premiums		705,753	274,972
Reinsurance balances recoverable on unpaid losses and settlement expenses, net of allowances for uncollectible amounts of $0 at 9/30/2018 and 12/31/2017		9,479,267	10,029,834
Federal income taxes		1,562,550	922,405
Deferred policy acquisition costs, net		5,503,763	4,592,415
Property and equipment, at cost, net of accumulated depreciation of $4,965,251 at 9/30/2018 and $4,896,042 at 12/31/2017		3,492,814	3,503,904
Other assets		1,169,055	1,301,420
Total assets		153,251,192	152,335,361
Liabilities:
Unpaid losses and settlement expenses		54,213,445	51,074,126
Unearned premiums		30,378,327	26,555,582
Reinsurance balances payable		1,235,806	327,483
Corporate debt		3,487,017	4,339,208
Accrued expenses		3,725,805	4,274,002
Other liabilities		932,368	1,663,415
Total liabilities		93,972,768	88,233,816
Equity:
Common stock	[1]	35,000	35,000
Treasury stock, at cost	[2]	(2,999,995)
Additional paid-in capital		32,465,078	32,333,290
Accumulated other comprehensive (loss) earnings, net of tax		(162,345)	2,227,069
Retained earnings		33,046,128	32,787,406
Less: Unearned Employee Stock Ownership Plan shares at cost	[3]	(3,105,442)	(3,281,220)
Total equity		59,278,424	64,101,545
Total liabilities and equity		153,251,192	152,335,361
Common Stocks [Member]
Available for sale securities, at fair value
Available-for-sale	[4]	$ 13,607,356	8,534,109
Preferred Stocks [Member]
Available for sale securities, at fair value
Available-for-sale			$ 3,867,429

[1] Par value $0.01; authorized: 2018 - 10,000,000 shares and 2017 - 10,000,000 shares; issued: 2018 - 3,500,000 shares and 2017 - 3,500,000 shares; outstanding: 2018 - 2,992,734 and 2017 - 3,171,878 shares.

[2] 2018 -196,721 shares and 2017 - 0 shares

[3] 2018 -310,545 shares and 2017 - 328,122 shares

[4] At September 30, 2018, common stock securities consist primarily of individual common stocks. At December 31, 2017, common stock consisted of exchange trade funds (ETF) made up primarily of Dividends Select and the S&P 500.