Reinsurance (Tables)

9 Months Ended

Sep. 30, 2017

Reinsurance [Abstract]

Summary of the Effects of Reinsurance

	Three-Month Periods Ended September 30,
	2017		2016
WRITTEN
Direct	$	14,117,001	$	13,291,126
Reinsurance assumed		114,391		100,850
Reinsurance ceded		(2,051,977)		(2,122,878)
Net	$	12,179,415	$	11,269,098
EARNED
Direct	$	13,131,193	$	12,863,943
Reinsurance assumed		111,312		94,350
Reinsurance ceded		(2,051,057)		(2,109,930)
Net	$	11,191,448	$	10,848,363
LOSS AND SETTLEMENT EXPENSES INCURRED
Direct	$	11,132,969	$	8,567,418
Reinsurance assumed		21,356		27,474
Reinsurance ceded		(3,090,924)		(2,440,730)
Net	$	8,063,401	$	6,154,162

	Nine-Month Periods Ended September 30,
	2017		2016
WRITTEN
Direct	$	40,526,640	$	39,169,359
Reinsurance assumed		217,776		232,235
Reinsurance ceded		(6,018,919)		(6,184,856)
Net	$	34,725,497	$	33,216,738
EARNED
Direct	$	38,504,368	$	37,416,387
Reinsurance assumed		228,486		237,196
Reinsurance ceded		(5,992,542)		(5,958,992)
Net	$	32,740,312	$	31,694,591
LOSSES AND SETTLEMENT EXPENSES INCURRED
Direct	$	27,585,807	$	25,815,514
Reinsurance assumed		83,814		83,424
Reinsurance ceded		(6,142,578)		(7,187,860)
Net	$	21,527,043	$	18,711,078