Note 6 - Unpaid Losses and Settlement Expenses - Schedule of Liability for Unpaid Claims and Claim Adjustment Expense (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Gross	$ 79,264,000	$ 76,584,000	$ 71,919,585	$ 67,614,000
Less: Ceded	12,374,000	14,603,000	12,736,579	13,610,000
Less: CECL allowance for reinsurance recoverable on unpaid losses	79,000	0	82,000	0
Net	66,811,000	61,981,000	59,101,000	54,004,000
Current year, incurred	8,711,000	11,331,000	32,866,000	33,333,000
Prior years, incurred	5,433,000	2,105,000	8,168,000	3,366,000
Total incurred	14,144,000	13,436,000	41,034,000	36,699,000
Current year, paid	3,439,000	4,329,000	8,410,000	9,045,000
Prior years, paid	6,534,000	7,011,000	20,743,000	17,581,000
Total paid	9,973,000	11,340,000	29,153,000	26,626,000
Net unpaid losses and settlement expense - end of the period	70,982,000	64,077,000	70,982,000	64,077,000
Plus: Reinsurance recoverable on unpaid losses net of CECL	12,519,808	16,350,000	12,519,808	16,350,000
Plus: CECL allowance for reinsurance recoverable on unpaid losses1	80,000	115,000	80,000	115,000
Unpaid losses and settlement expenses	$ 83,582,487	$ 80,542,000	$ 83,582,487	$ 80,542,000