Note 5 - Reinsurance - Summary of Effects of Reinsurance (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Direct WRITTEN	$ 27,661,918	$ 24,495,429	$ 76,788,373	$ 68,899,622
Reinsurance assumed WRITTEN	70,721	60,457	94,323	135,570
Reinsurance ceded WRITTEN	(3,514,356)	(2,870,582)	(10,534,586)	(7,865,311)
Net WRITTEN	24,218,283	21,685,304	66,348,110	61,169,881
Direct EARNED	25,126,580	22,057,631	72,749,157	63,468,235
Reinsurance assumed EARNED	64,138	54,269	97,545	127,080
Reinsurance ceded EARNED	(3,479,311)	(2,878,383)	(10,514,736)	(8,066,448)
Net EARNED	21,711,407	19,233,517	62,331,966	55,528,867
Direct	15,088,964	17,854,337	43,628,846	43,754,741
Reinsurance assumed	46,296	18,080
Reinsurance ceded	(991,057)	(4,435,953)
Net	14,144,203	13,436,464	41,034,199	36,698,631
Direct WRITTEN	27,661,918	24,495,429	76,788,373	68,899,622
Reinsurance assumed WRITTEN	70,721	60,457	94,323	135,570
Direct EARNED	25,126,580	22,057,631	72,749,157	63,468,235
Reinsurance assumed EARNED	64,138	54,269	97,545	127,080
Direct	$ 15,088,964	$ 17,854,337	43,628,846	43,754,741
Reinsurance assumed			69,403	58,499
Reinsurance ceded			$ (2,664,050)	$ (7,114,609)