Note 6 - Unpaid Losses and Settlement Expenses - Schedule of Liability for Unpaid Claims and Claim Adjustment Expense (Details) - USD ($)	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Gross	$ 71,919,585	$ 67,614,000
Less: Ceded	12,736,579	13,610,000
Less: CECL allowance for reinsurance recoverable on unpaid losses	82,000	0
Net	59,101,000	54,004,000
Current year, incurred	12,288,000	11,072,000
Prior years, incurred	49,000	(24,000)
Total incurred	12,337,000	11,048,000
Current year, paid	1,924,000	1,158,000
Prior years, paid	5,690,000	5,487,000
Total paid	7,614,000	6,645,000
Net unpaid losses and settlement expense - end of the period	63,824,000	58,407,000
Plus: Reinsurance recoverable on unpaid losses net of CECL	13,738,899	14,356,000
Plus: CECL allowance for reinsurance recoverable on unpaid losses1	88,000	104,000
Unpaid losses and settlement expenses	$ 77,650,986	$ 72,867,000