Condensed Consolidated Balance Sheets (Unaudited) - USD ($)		Sep. 30, 2023	Dec. 31, 2022
Investments and cash:
Fixed maturity securities (amortized cost of $112,865,702 at 9/30/2023 and $104,580,681 at 12/31/2022)		$ 99,100,422	$ 93,388,971
Other invested assets		7,512,170	4,722,137
Property held for investment, at cost, net of accumulated depreciation of $634,738 at 9/30/2023 and $609,282 at 12/31/2022		5,462,945	6,002,233
Cash and cash equivalents		2,665,558	3,139,986
Total investments and cash		137,828,374	130,464,839
Accrued investment income		912,054	791,812
Premiums and reinsurance balances receivable, net of allowances for credit losses of $50,000 at 9/30/2023 and $50,000 at 12/31/2022		35,725,932	31,270,460
Ceded unearned premiums		746,714	947,851
Reinsurance balances recoverable on unpaid losses and settlement expenses, net of allowances for credit losses of $115,000 at 9/30/2023 and $0 at 12/31/2022		16,350,203	13,610,295
Federal income taxes		4,400,021	3,318,730
Deferred policy acquisition costs, net		8,347,499	7,167,036
Property and equipment, at cost, net of accumulated depreciation of $6,917,014 at 9/30/2023 and $6,590,602 at 12/31/2022		3,348,616	3,313,719
Other Assets, net of allowances for credit losses of $54,112 at 9/30/2023 and $0 at 12/31/2022		1,368,836	1,277,469
Total assets		209,028,249	192,162,211
Liabilities:
Unpaid losses and settlement expenses		80,542,478	67,614,063
Unearned premiums		45,967,059	40,527,182
Reinsurance balances payable		1,035,827	1,405,337
Corporate debt		15,000,000	15,000,000
Accrued expenses		6,015,982	6,072,020
Other liabilities		880,453	1,102,678
Total liabilities		149,441,799	131,721,280
Equity:
Common stock	[1]	35,000	35,000
Treasury stock, at cost	[2]	(5,700,588)	(5,463,535)
Additional paid-in capital		33,237,320	33,119,125
Accumulated other comprehensive (loss), net of tax		(11,034,747)	(8,841,517)
Retained earnings		44,983,544	43,701,233
Less: Unearned Employee Stock Ownership Plan shares at cost	[3]	(1,934,079)	(2,109,375)
Total equity		59,586,450	60,440,931
Total liabilities and equity		209,028,249	192,162,211
Common Stock [Member]
Investments and cash:
Stocks at fair value		20,347,786	20,438,907
Preferred Stock [Member]
Investments and cash:
Stocks at fair value		$ 2,739,493	$ 2,772,605

[1] Par value $0.01; authorized: 2023 - 10,000,000 shares and 2022 – 10,000,000 shares; issued: 2023 – 3,500,000 shares and 2022 – 3,500,000 shares; outstanding: 2023 – 3,137,228 and 2022 – 3,153,741 shares

[2] 2023 – 362,772 shares and 2022 – 346,259 shares

[3] 2023 – 199,313 shares and 2022 – 210,935 shares