Note 5 - Reinsurance (Tables)

3 Months Ended

Mar. 31, 2023

Notes Tables

Effects of Reinsurance [Table Text Block]

	Three-Month Periods Ended March 31,
	2023			2022
WRITTEN
Direct	$	20,814,526		$	19,566,183
Reinsurance assumed		38,726			36,948
Reinsurance ceded		(2,340,640	)		(2,270,628	)
Net	$	18,512,612		$	17,332,503
EARNED
Direct	$	20,243,436		$	18,264,700
Reinsurance assumed		41,702			41,628
Reinsurance ceded		(2,483,841	)		(2,289,651	)
Net	$	17,801,297		$	16,016,677
LOSS AND SETTLEMENT EXPENSES INCURRED
Direct	$	13,266,429		$	12,613,142
Reinsurance assumed		9,241			45,409
Reinsurance ceded		(2,227,989	)		(2,463,350	)
Net	$	11,047,681		$	10,195,201