Condensed Consolidated Balance Sheets (Unaudited) - USD ($)		Mar. 31, 2023	Dec. 31, 2022
Investments and cash:
Fixed maturity securities (amortized cost of $106,652,848 at 3/31/2023 and $104,580,681 at 12/31/2022)		$ 97,481,837	$ 93,388,971
Other invested assets		5,073,580	4,722,137
Property held for investment, at cost, net of accumulated depreciation of $653,586 at 3/31/2023 and $464,713 at 12/31/2022		6,316,139	6,002,233
Cash and cash equivalents		2,422,295	3,139,986
Total investments and cash		135,110,250	130,464,839
Accrued investment income		791,303	791,812
Premiums and reinsurance balances receivable, net of allowances for credit losses of $50,000 at 3/31/2023 and 12/31/2022		31,777,408	31,270,460
Ceded unearned premiums		804,651	947,851
Reinsurance balances recoverable on unpaid losses and settlement expenses, net of allowances for credit losses of $104,000 at 3/31/2023 and $0 at 12/31/2022		14,355,652	13,610,295
Federal income taxes		2,532,833	3,318,730
Deferred policy acquisition costs, net		7,732,551	7,167,036
Property and equipment, at cost, net of accumulated depreciation of $6,688,410 at 3/31/2023 and $6,590,602 at 12/31/2022		3,344,690	3,313,719
Other Assets, net of allowances for credit losses of $51,000 at 3/31/2023 and $0 at 12/31/2022		1,357,172	1,277,469
Total assets		197,806,510	192,162,211
Liabilities:
Unpaid losses and settlement expenses		72,866,600	67,614,063
Unearned premiums		41,095,297	40,527,182
Reinsurance balances payable		281,462	1,405,337
Corporate debt		15,000,000	15,000,000
Accrued expenses		4,122,442	6,072,020
Other liabilities		842,180	1,102,678
Total liabilities		134,207,981	131,721,280
Equity:
Common stock	[1]	35,000	35,000
Treasury stock, at cost	[2]	(5,509,869)	(5,463,535)
Additional paid-in capital		33,204,129	33,119,125
Accumulated other comprehensive (loss), net of tax		(7,245,164)	(8,841,517)
Retained earnings		45,166,018	43,701,233
Less: Unearned Employee Stock Ownership Plan shares at cost	[3]	(2,051,585)	(2,109,375)
Total equity		63,598,529	60,440,931
Total liabilities and equity		197,806,510	192,162,211
Common Stock [Member]
Investments and cash:
Stocks at fair value		20,957,988	20,438,907
Preferred Stock [Member]
Investments and cash:
Stocks at fair value		$ 2,858,411	$ 2,772,605

[1] Par value $0.01; authorized: 2023 - 10,000,000 shares and 2022 – 10,000,000 shares; issued: 2023 – 3,500,000 shares and 2022 – 3,500,000 shares; outstanding: 2023 – 3,150,759 and 2022 – 3,153,741 shares

[2] 2023 – 349,241 shares and 2022 – 346,259 shares

[3] 2023 – 205,156 shares and 2022 – 210,935 shares