Condensed Consolidated Balance Sheets (Unaudited) - USD ($)		Sep. 30, 2022	Dec. 31, 2021
Investments and cash:
Fixed maturity securities (amortized cost of $103,689,841 at 9/30/2022 and $102,145,223 at 12/31/2021)		$ 91,727,759	$ 105,841,543
Other invested assets		4,556,769	3,086,568
Property held for investment, at cost, net of accumulated depreciation of $563,073 at 9/30/2022 and $464,713 at 12/31/2021		5,831,065	5,509,114
Cash and cash equivalents		3,280,008	4,606,378
Total investments and cash		125,921,481	145,432,250
Accrued investment income		776,896	659,413
Premiums and reinsurance balances receivable, net of allowances for uncollectible amounts of $100,000 at 9/30/2022 and 12/31/2021		30,320,652	27,199,804
Ceded unearned premiums		977,283	967,022
Reinsurance balances recoverable on unpaid losses and settlement expenses, net of allowances for uncollectible amounts of $0 at 9/30/2022 and 12/31/2021		14,768,237	14,521,219
Federal income taxes		4,097,155	195,694
Deferred policy acquisition costs, net		7,202,485	6,538,844
Property and equipment, at cost, net of accumulated depreciation of $6,499,976 at 9/30/2022 and $6,243,055 at 12/31/2021		3,314,731	3,144,218
Other assets		2,046,289	1,343,504
Total assets		189,425,209	200,001,968
Liabilities:
Unpaid losses and settlement expenses		68,630,450	61,834,809
Unearned premiums		40,193,784	36,212,266
Reinsurance balances payable		1,227,713	1,368,294
Corporate debt		15,000,000	18,455,342
Accrued expenses		5,213,706	5,441,611
Income taxes - deferred		0	954,862
Other liabilities		2,510,388	1,030,870
Total liabilities		132,776,041	125,298,054
Equity:
Common stock	[1]	35,000	35,000
Treasury stock, at cost	[2]	(5,423,190)	(3,155,399)
Additional paid-in capital		33,032,189	32,965,136
Accumulated other comprehensive (loss) earnings, net of tax		(9,450,111)	2,920,027
Retained earnings		40,623,729	44,282,895
Less: Unearned Employee Stock Ownership Plan shares at cost	[3]	(2,168,449)	(2,343,745)
Total equity		56,649,168	74,703,914
Total liabilities and equity		189,425,209	200,001,968
Common Stock [Member]
Investments and cash:
Common stocks at fair value		17,763,670	23,608,197
Preferred Stock [Member]
Investments and cash:
Common stocks at fair value		$ 2,762,210	$ 2,780,450

[1] Par value $0.01; authorized: 2022 - 10,000,000 shares and 2021 – 10,000,000 shares; issued: 2022 – 3,500,000 shares and 2021 – 3,500,000 shares; outstanding: 2022 – 3,156,285 and 2021 – 3,291,852 shares

[2] 2022 – 343,715 shares and 2021 – 208,148 shares

[3] 2022 – 216,845 shares and 2021 – 234,374 shares