Condensed Consolidated Balance Sheets (Unaudited) - USD ($)		Sep. 30, 2020	Dec. 31, 2019
Investments and cash:
Fixed maturity securities (cost or amortized cost - $96,725,639 at 9/30/2020 and $88,348,415 at 12/31/2019)		$ 103,318,485	$ 92,087,572
Other invested assets		1,779,060	877,900
Property held for investment, at cost, net of accumulated depreciation of $438,720 at 9/30/2020 and $332,218 at 12/31/2019		5,515,676	4,353,713
Cash and cash equivalents		6,598,640	6,626,585
Total investments and cash		131,446,949	118,394,543
Accrued investment income		719,389	646,504
Premiums and reinsurance balances receivable, net of allowances for uncollectible amounts of $100,000 at 9/30/2020 and 12/31/2019		22,737,615	22,368,526
Ceded unearned premiums		839,718	822,818
Reinsurance balances recoverable on unpaid losses and settlement expenses, net of allowances for uncollectible amounts of $0 at 9/30/2020 and 12/31/2019		13,844,420	11,036,170
Federal income taxes		717,862	192,559
Deferred policy acquisition costs, net		5,267,470	5,269,256
Property and equipment, at cost, net of accumulated depreciation of $5,949,933 at 9/30/2020 and $5,619,706 at 12/31/2019		2,851,235	3,033,348
Other assets		1,559,179	1,239,794
Total assets		179,983,837	163,003,518
Liabilities:
Unpaid losses and settlement expenses		61,943,244	56,838,307
Unearned premiums		29,921,669	30,392,817
Reinsurance balances payable		728,674	374,998
Corporate debt		15,097,960	3,475,088
Accrued expenses		3,093,882	4,216,988
Income taxes - deferred		214,674	39,213
Other liabilities		950,858	1,324,273
Total liabilities		111,950,961	96,661,684
Equity:
Common stock	[1]	35,000	35,000
Treasury stock, at cost	[2]	(3,112,656)	(3,146,576)
Additional paid-in capital		32,717,495	32,703,209
Accumulated other comprehensive earnings, net of tax		5,208,657	2,953,936
Retained earnings		35,821,408	36,608,750
Less: Unearned Employee Stock Ownership Plan shares at cost	[3]	(2,637,028)	(2,812,485)
Total equity		68,032,876	66,341,834
Total liabilities and equity		179,983,837	163,003,518
Common Stock [Member]
Investments and cash:
Stocks at fair value		12,596,635	14,448,773
Preferred Stock [Member]
Investments and cash:
Stocks at fair value		$ 1,638,453

[1] Par value $0.01; authorized: 2020 - 10,000,000 shares and 2019 - 10,000,000 shares; issued: 2020 - 3,500,000 shares and 2019 - 3,500,000 shares; outstanding: 2020 - 3,030,522 and 2019 - 3,014,941 shares.

[2] 2020 - 205,775 shares and 2019 - 203,811 shares

[3] 2020 - 263,703 shares and 2019 - 281,248 shares