Segment Information - Schedule of Revenue by Insurance Product Line (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2025	Mar. 31, 2024	Dec. 31, 2024
Segment Reporting Information [Line Items]
Direct premiums earned	$ 72,161	$ 75,398
Assumed premiums earned	39	151
Ceded premiums earned	(4,703)	(5,665)
Net premiums earned	67,497	69,884
Direct losses and loss adjustment expenses	40,379	41,519
Assumed losses and loss adjustment expenses	(233)	45
Ceded losses and loss adjustment expenses	(1,621)	(1,420)
Net losses and loss adjustment expenses	38,525	40,144
Gross margin	28,972	29,740
Amortization of deferred policy acquisition costs	16,528	16,817
Other underwriting and general expenses (1)	8,632	8,705
Underwriting and general expenses	25,160	25,522
Underwriting gain (loss)	3,812	4,218
Fee and other income	230	404
Total	230	404
Net investment income	2,838	2,755
Net investment gains	869	1,456
Income before income taxes	7,749	8,833
Income tax expense	1,289	1,898
Net income	$ 6,460	$ 6,935
Operating Ratios:
Loss and loss adjustment expense ratio	57.10%	57.40%
Expense ratio	37.30%	36.50%
Combined ratio	94.40%	93.90%
Balances at March 31, 2025:
Premiums and agents’ balances receivable	$ 49,220	$ 59,979
Deferred policy acquisition costs	23,813	28,948
Reinsurance recoverables on losses	8,646	6,346	$ 12,561
Receivable from Federal Crop Insurance Corporation	11,474	13,913
Goodwill and other intangibles	100	2,728	100
Unpaid losses and loss adjustment expenses	135,886	120,531	137,288
Unearned premiums	122,063	133,727	$ 126,498
Private Passenger Auto [Member]
Segment Reporting Information [Line Items]
Direct premiums earned	23,828	23,225
Assumed premiums earned
Ceded premiums earned	(1,170)	(1,123)
Net premiums earned	22,658	22,102
Direct losses and loss adjustment expenses	13,498	11,409
Assumed losses and loss adjustment expenses
Ceded losses and loss adjustment expenses	(3)	(116)
Net losses and loss adjustment expenses	13,495	11,293
Gross margin	9,163	10,809
Amortization of deferred policy acquisition costs	4,486	4,038
Other underwriting and general expenses (1)	2,892	2,982
Underwriting and general expenses	7,378	7,020
Underwriting gain (loss)	$ 1,785	$ 3,789
Operating Ratios:
Loss and loss adjustment expense ratio	59.60%	51.10%
Expense ratio	32.60%	31.80%
Combined ratio	92.20%	82.90%
Balances at March 31, 2025:
Premiums and agents’ balances receivable	$ 26,159	$ 24,562
Deferred policy acquisition costs	6,759	6,295
Reinsurance recoverables on losses	2,228	88
Receivable from Federal Crop Insurance Corporation
Goodwill and other intangibles
Unpaid losses and loss adjustment expenses	28,726	25,610
Unearned premiums	38,266	36,095
Non-Standard Auto [Member]
Segment Reporting Information [Line Items]
Direct premiums earned	18,278	25,058
Assumed premiums earned
Ceded premiums earned	(25)	(69)
Net premiums earned	18,253	24,989
Direct losses and loss adjustment expenses	14,538	16,869
Assumed losses and loss adjustment expenses
Ceded losses and loss adjustment expenses
Net losses and loss adjustment expenses	14,538	16,869
Gross margin	3,715	8,120
Amortization of deferred policy acquisition costs	6,324	8,288
Other underwriting and general expenses (1)	1,957	2,015
Underwriting and general expenses	8,281	10,303
Underwriting gain (loss)	(4,566)	(2,183)
Fee and other income	221	350
Total	$ (4,345)	$ (1,833)
Operating Ratios:
Loss and loss adjustment expense ratio	79.60%	67.50%
Expense ratio	45.40%	41.20%
Combined ratio	125.00%	108.70%
Balances at March 31, 2025:
Premiums and agents’ balances receivable	$ 9,676	$ 22,720
Deferred policy acquisition costs	6,362	12,978
Reinsurance recoverables on losses
Receivable from Federal Crop Insurance Corporation
Goodwill and other intangibles	100	2,728
Unpaid losses and loss adjustment expenses	77,321	65,228
Unearned premiums	22,996	42,641
Home and Farm [Member]
Segment Reporting Information [Line Items]
Direct premiums earned	26,511	24,245
Assumed premiums earned
Ceded premiums earned	(2,790)	(2,831)
Net premiums earned	23,721	21,414
Direct losses and loss adjustment expenses	9,932	12,782
Assumed losses and loss adjustment expenses
Ceded losses and loss adjustment expenses	(145)	(601)
Net losses and loss adjustment expenses	9,787	12,181
Gross margin	13,934	9,233
Amortization of deferred policy acquisition costs	5,037	3,960
Other underwriting and general expenses (1)	2,796	2,736
Underwriting and general expenses	7,833	6,696
Underwriting gain (loss)	$ 6,101	$ 2,537
Operating Ratios:
Loss and loss adjustment expense ratio	41.30%	56.90%
Expense ratio	33.00%	31.30%
Combined ratio	74.30%	88.20%
Balances at March 31, 2025:
Premiums and agents’ balances receivable	$ 10,446	$ 10,269
Deferred policy acquisition costs	9,400	8,621
Reinsurance recoverables on losses	1,706	2,970
Receivable from Federal Crop Insurance Corporation
Goodwill and other intangibles
Unpaid losses and loss adjustment expenses	19,467	20,124
Unearned premiums	53,358	48,751
Crop [Member]
Segment Reporting Information [Line Items]
Direct premiums earned	(15)	(204)
Assumed premiums earned
Ceded premiums earned	(361)	(1,345)
Net premiums earned	(376)	(1,549)
Direct losses and loss adjustment expenses	129	(1,962)
Assumed losses and loss adjustment expenses
Ceded losses and loss adjustment expenses	(628)	405
Net losses and loss adjustment expenses	(499)	(1,557)
Gross margin	123	8
Amortization of deferred policy acquisition costs	24	16
Other underwriting and general expenses (1)		(18)
Underwriting and general expenses	24	(2)
Underwriting gain (loss)	$ 99	$ 10
Operating Ratios:
Loss and loss adjustment expense ratio	132.70%	100.50%
Expense ratio	(6.40%)	0.10%
Combined ratio	126.30%	100.60%
Balances at March 31, 2025:
Premiums and agents’ balances receivable	$ 30
Deferred policy acquisition costs
Reinsurance recoverables on losses	11	33
Receivable from Federal Crop Insurance Corporation	11,474	13,913
Goodwill and other intangibles
Unpaid losses and loss adjustment expenses	35	92
Unearned premiums
All Other [Member]
Segment Reporting Information [Line Items]
Direct premiums earned	3,559	3,074
Assumed premiums earned	39	151
Ceded premiums earned	(357)	(297)
Net premiums earned	3,241	2,928
Direct losses and loss adjustment expenses	2,282	2,421
Assumed losses and loss adjustment expenses	(233)	45
Ceded losses and loss adjustment expenses	(845)	(1,108)
Net losses and loss adjustment expenses	1,204	1,358
Gross margin	2,037	1,570
Amortization of deferred policy acquisition costs	657	515
Other underwriting and general expenses (1)	987	990
Underwriting and general expenses	1,644	1,505
Underwriting gain (loss)	$ 393	$ 65
Operating Ratios:
Loss and loss adjustment expense ratio	37.10%	46.40%
Expense ratio	50.70%	51.40%
Combined ratio	87.80%	97.80%
Balances at March 31, 2025:
Premiums and agents’ balances receivable	$ 2,909	$ 2,428
Deferred policy acquisition costs	1,292	1,054
Reinsurance recoverables on losses	4,701	3,255
Receivable from Federal Crop Insurance Corporation
Goodwill and other intangibles
Unpaid losses and loss adjustment expenses	10,337	9,477
Unearned premiums	$ 7,443	$ 6,240