The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106   5,231,742 29,004 SH   SOLE   29,004 0 0
GLOBAL PMTS INC COM Stock 37940X102   250,479 1,874 SH   SOLE   1,874 0 0
INVESCO QQQ TRUST SERIES I ETF 46090E103   72,235,982 162,690 SH   SOLE   162,689 0 0
STARBUCKS CORP COM Stock 855244109   471,987 5,165 SH   SOLE   5,164 0 0
XPO INC COM Stock 983793100   576,836 4,727 SH   SOLE   4,727 0 0
EBAY INC. COM Stock 278642103   459,899 8,714 SH   SOLE   8,713 0 0
DOLLAR GEN CORP NEW COM Stock 256677105   897,377 5,750 SH   SOLE   5,750 0 0
MONSTER BEVERAGE CORP NEW COM Stock 61174X109   245,182 4,136 SH   SOLE   4,136 0 0
JOHNSON & JOHNSON COM Stock 478160104   5,327,117 33,675 SH   SOLE   33,675 0 0
SEAGATE TECHNOLOGY HLDNGS PLC ORD SHS Stock G7997R103   241,372 2,594 SH   SOLE   2,594 0 0
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769   53,079,003 204,229 SH   SOLE   204,228 0 0
VANGUARD EXTENDED MARKET ETF ETF 922908652   204,218 1,165 SH   SOLE   1,165 0 0
ISHARES MSCI INTL VALUE FACTOR ETF ETF 46435G409   590,374 20,913 SH   SOLE   20,913 0 0
VANGUARD INTERNATIONAL DIVIDEND APPRECIATION ETF ETF 921946810   1,249,261 15,323 SH   SOLE   15,322 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105   2,929,471 3,999 SH   SOLE   3,998 0 0
HCA HEALTHCARE INC COM Stock 40412C101   333,530 1,000 SH   SOLE   1,000 0 0
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234   286,738 6,980 SH   SOLE   6,980 0 0
GOLDMAN SACHS GROUP INC COM Stock 38141G104   815,594 1,953 SH   SOLE   1,952 0 0
TOYOTA MOTOR CORP ADS ADR 892331307   401,933 1,597 SH   SOLE   1,597 0 0
SHELL PLC SPON ADS ADR 780259305   1,108,205 16,531 SH   SOLE   16,530 0 0
ISHARES LATIN AMERICA 40 ETF ETF 464287390   1,767,857 62,161 SH   SOLE   62,160 0 0
PROCTER AND GAMBLE CO COM Stock 742718109   4,825,911 29,744 SH   SOLE   29,743 0 0
COCA COLA CO COM Stock 191216100   12,384,482 202,427 SH   SOLE   202,426 0 0
GENERAL MLS INC COM Stock 370334104   443,863 6,344 SH   SOLE   6,343 0 0
PPG INDS INC COM Stock 693506107   2,204,215 15,212 SH   SOLE   15,211 0 0
TRUIST FINL CORP COM Stock 89832Q109   2,397,671 61,510 SH   SOLE   61,510 0 0
UNITED PARCEL SERVICE INC CL B Stock 911312106   2,342,044 15,758 SH   SOLE   15,757 0 0
MARRIOTT INTL INC NEW CL A Stock 571903202   303,966 1,205 SH   SOLE   1,204 0 0
INTEL CORP COM Stock 458140100   700,879 15,868 SH   SOLE   15,867 0 0
MEDTRONIC PLC SHS Stock G5960L103   1,366,338 15,678 SH   SOLE   15,678 0 0
NETFLIX INC COM Stock 64110L106   509,550 839 SH   SOLE   839 0 0
SPDR DOW JONES INDUSTRIAL AVERAGE ETF TRUST ETF 78467X109   218,768 550 SH   SOLE   550 0 0
HORMEL FOODS CORP COM Stock 440452100   200,555 5,748 SH   SOLE   5,748 0 0
ISHARES SILVER TRUST ETF 46428Q109   429,042 18,859 SH   SOLE   18,859 0 0
AGNC INVT CORP COM REIT 00123Q104   512,700 51,788 SH   SOLE   51,787 0 0
SANOFI SPONSORED ADR ADR 80105N105   1,250,624 25,733 SH   SOLE   25,733 0 0
MERCK & CO INC COM Stock 58933Y105   2,175,399 16,487 SH   SOLE   16,486 0 0
OSHKOSH CORP COM Stock 688239201   877,958 7,040 SH   SOLE   7,040 0 0
SPDR S&P 500 ETF TRUST ETF 78462F103   45,831,987 87,621 SH   SOLE   87,621 0 0
MCKESSON CORP COM Stock 58155Q103   1,000,294 1,863 SH   SOLE   1,863 0 0
MASTERCARD INCORPORATED CL A Stock 57636Q104   2,473,724 5,137 SH   SOLE   5,136 0 0
ILLINOIS TOOL WKS INC COM Stock 452308109   473,634 1,765 SH   SOLE   1,765 0 0
EMERSON ELEC CO COM Stock 291011104   424,985 3,747 SH   SOLE   3,747 0 0
GLOBE LIFE INC COM Stock 37959E102   1,019,838 8,764 SH   SOLE   8,763 0 0
DIAGEO PLC SPON ADR NEW ADR 25243Q205   328,982 2,212 SH   SOLE   2,211 0 0
VERTEX PHARMACEUTICALS INC COM Stock 92532F100   305,983 732 SH   SOLE   732 0 0
ISHARES MSCI ALL COUNTRY ASIA EX JAPAN ETF ETF 464288182   2,828,631 41,751 SH   SOLE   41,751 0 0
GOLDMINING INC COM Stock 38149E101   8,750 10,000 SH   SOLE   10,000 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104   2,420,284 57,681 SH   SOLE   57,680 0 0
SONOCO PRODS CO COM Stock 835495102   775,404 13,406 SH   SOLE   13,406 0 0
PULTE GROUP INC COM Stock 745867101   465,955 3,863 SH   SOLE   3,863 0 0
SHERWIN WILLIAMS CO COM Stock 824348106   463,859 1,336 SH   SOLE   1,335 0 0
PEPSICO INC COM Stock 713448108   1,462,519 8,357 SH   SOLE   8,356 0 0
KIMBERLY-CLARK CORP COM Stock 494368103   1,518,447 11,739 SH   SOLE   11,739 0 0
TE CONNECTIVITY LTD SHS Stock H84989104   215,100 1,481 SH   SOLE   1,481 0 0
HONEYWELL INTL INC COM Stock 438516106   988,926 4,818 SH   SOLE   4,818 0 0
FORD MTR CO DEL COM Stock 345370860   156,608 11,793 SH   SOLE   11,792 0 0
US BANCORP DEL COM NEW Stock 902973304   1,201,552 26,880 SH   SOLE   26,880 0 0
BP PLC SPONSORED ADR ADR 055622104   418,721 11,113 SH   SOLE   11,112 0 0
HOME DEPOT INC COM Stock 437076102   7,478,893 19,497 SH   SOLE   19,496 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103   2,914,358 11,670 SH   SOLE   11,669 0 0
DUPONT DE NEMOURS INC COM Stock 26614N102   269,233 3,512 SH   SOLE   3,511 0 0
BHP GROUP LTD SPONSORED ADS ADR 088606108   594,119 10,298 SH   SOLE   10,298 0 0
SPDR GOLD SHARES ETF 78463V107   1,692,253 8,226 SH   SOLE   8,226 0 0
SOUTHERN CO COM Stock 842587107   2,388,932 33,300 SH   SOLE   33,299 0 0
CENCORA INC COM Stock 03073E105   911,943 3,753 SH   SOLE   3,753 0 0
SCHWAB U.S. SMALL-CAP ETF ETF 808524607   1,332,449 27,060 SH   SOLE   27,060 0 0
REGIONS FINANCIAL CORP NEW COM Stock 7591EP100   324,521 15,424 SH   SOLE   15,424 0 0
SCHWAB U.S. BROAD MARKET ETF ETF 808524102   1,425,717 23,353 SH   SOLE   23,353 0 0
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805   9,403,933 241,003 SH   SOLE   241,002 0 0
SCHWAB U.S. LARGE-CAP ETF ETF 808524201   2,391,904 38,542 SH   SOLE   38,541 0 0
ATMOS ENERGY CORP COM Stock 049560105   244,190 2,054 SH   SOLE   2,054 0 0
PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE-TRADED FUND PIMCO ENHANCED SH ETF 72201R833   10,505,684 104,493 SH   SOLE   104,492 0 0
ISHARES CORE S&P SMALL CAP ETF ETF 464287804   269,268 2,436 SH   SOLE   2,436 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   105,097,199 249,922 SH   SOLE   249,922 0 0
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706   4,930,707 195,276 SH   SOLE   195,275 0 0
ISHARES CORE MSCI INTERNATIONAL DEVELOPED MARKETS ETF ETF 46435G326   740,329 11,028 SH   SOLE   11,028 0 0
ADOBE INC COM Stock 00724F101   686,256 1,360 SH   SOLE   1,360 0 0
ALPHABET INC CAP STK CL A Stock 02079K305   2,525,512 16,733 SH   SOLE   16,733 0 0
FISERV INC COM Stock 337738108   272,333 1,704 SH   SOLE   1,704 0 0
UNILEVER PLC SPON ADR NEW ADR 904767704   2,063,058 41,105 SH   SOLE   41,104 0 0
SCHWAB INTERNATIONAL SMALL-CAP EQUITY ETF ETF 808524888   7,869,467 219,818 SH   SOLE   219,817 0 0
CSX CORP COM Stock 126408103   207,761 5,605 SH   SOLE   5,604 0 0
COMCAST CORP NEW CL A Stock 20030N101   622,279 14,355 SH   SOLE   14,354 0 0
MICROSOFT CORP COM Stock 594918104   65,649,898 156,042 SH   SOLE   156,041 0 0
WARNER BROS DISCOVERY INC COM SER A Stock 934423104   160,091 18,338 SH   SOLE   18,338 0 0
SCHLUMBERGER LTD COM STK Stock 806857108   561,430 10,243 SH   SOLE   10,243 0 0
CVS HEALTH CORP COM Stock 126650100   650,363 8,154 SH   SOLE   8,153 0 0
ARES CAPITAL CORP COM CEF 04010L103   700,260 33,634 SH   SOLE   33,634 0 0
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108   5,075,520 8 SH   SOLE   8 0 0
BOEING CO COM Stock 097023105   743,976 3,855 SH   SOLE   3,855 0 0
COPART INC COM Stock 217204106   584,065 10,084 SH   SOLE   10,084 0 0
VANGUARD SMALL-CAP ETF ETF 922908751   87,808,083 384,129 SH   SOLE   384,129 0 0
VANGUARD MID-CAP ETF ETF 922908629   135,171,635 540,989 SH   SOLE   540,989 0 0
VANGUARD LARGE-CAP ETF ETF 922908637   1,008,670 4,207 SH   SOLE   4,207 0 0
NEXTERA ENERGY INC COM Stock 65339F101   261,930 4,098 SH   SOLE   4,098 0 0
NIKE INC CL B Stock 654106103   381,518 4,060 SH   SOLE   4,059 0 0
TESLA INC COM Stock 88160R101   509,264 2,897 SH   SOLE   2,897 0 0
ISHARES MSCI EMERGING MARKETS EX CHINA ETF ETF 46434G764   644,976 11,203 SH   SOLE   11,203 0 0
NORFOLK SOUTHN CORP COM Stock 655844108   2,379,216 9,335 SH   SOLE   9,335 0 0
KIMCO RLTY CORP COM REIT 49446R109   332,997 16,981 SH   SOLE   16,981 0 0
WALGREENS BOOTS ALLIANCE INC COM Stock 931427108   222,019 10,236 SH   SOLE   10,236 0 0
BROOKFIELD CORP CL A LTD VT SH Stock 11271J107   273,160 6,524 SH   SOLE   6,524 0 0
DOLLAR TREE INC COM Stock 256746108   1,018,198 7,647 SH   SOLE   7,647 0 0
DOW INC COM Stock 260557103   446,467 7,707 SH   SOLE   7,707 0 0
JUMIA TECHNOLOGIES AG SPONSORED ADS ADR 48138M105   156,160 30,500 SH   SOLE   30,500 0 0
VANGUARD S&P 500 ETF ETF 922908363   354,563,688 737,599 SH   SOLE   737,598 0 0
ASTRAZENECA PLC SPONSORED ADR ADR 046353108   1,761,875 26,006 SH   SOLE   26,005 0 0
SPDR S&P MIDCAP 400 ETF TRUST ETF 78467Y107   213,101 383 SH   SOLE   383 0 0
GOLUB CAP BDC INC COM CEF 38173M102   688,565 41,405 SH   SOLE   41,404 0 0
CONSOLIDATED EDISON INC COM Stock 209115104   777,629 8,563 SH   SOLE   8,563 0 0
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357   221,536 1,308 SH   SOLE   1,308 0 0
ISHARES MSCI EAFE GROWTH ETF ETF 464288885   6,250,698 60,224 SH   SOLE   60,224 0 0
ELI LILLY & CO. COM Stock 532457108   9,356,528 12,027 SH   SOLE   12,027 0 0
AIR PRODS & CHEMS INC COM Stock 009158106   431,948 1,783 SH   SOLE   1,782 0 0
SCHWAB U.S. MID-CAP ETF ETF 808524508   2,068,201 25,399 SH   SOLE   25,398 0 0
VANGUARD RUSSELL 1000 VALUE ETF ETF 92206C714   333,984 4,247 SH   SOLE   4,247 0 0
VANGUARD TOTAL INTERNATIONAL STOCK ETF ETF 921909768   7,931,531 131,535 SH   SOLE   131,534 0 0
PPL CORP COM Stock 69351T106   456,445 16,580 SH   SOLE   16,579 0 0
VANGUARD S&P 500 GROWTH ETF ETF 921932505   509,780 1,673 SH   SOLE   1,673 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655   2,735,588 13,008 SH   SOLE   13,008 0 0
FIDELITY NATL INFORMATION SVCS COM Stock 31620M106   777,122 10,476 SH   SOLE   10,476 0 0
ISHARES CORE HIGH DIVIDEND ETF ETF 46429B663   326,811 2,965 SH   SOLE   2,965 0 0
DUKE ENERGY CORP NEW COM NEW Stock 26441C204   2,176,703 22,508 SH   SOLE   22,507 0 0
PROSHARES SHORT S&P500 ETF 74347B425   793,327 66,891 SH   SOLE   66,891 0 0
AFLAC INC COM Stock 001055102   986,780 11,493 SH   SOLE   11,492 0 0
FREEPORT-MCMORAN INC CL B Stock 35671D857   363,653 7,734 SH   SOLE   7,734 0 0
ISHARES 0-3 MONTH TREASURY BOND ETF ETF 46436E718   1,482,048 14,716 SH   SOLE   14,716 0 0
BROWN FORMAN CORP CL B Stock 115637209   525,691 10,184 SH   SOLE   10,183 0 0
VANGUARD SMALL CAP VALUE ETF ETF 922908611   7,329,507 38,198 SH   SOLE   38,198 0 0
ISHARES MSCI EAFE VALUE ETF ETF 464288877   1,417,872 26,064 SH   SOLE   26,063 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797   615,300 7,631 SH   SOLE   7,631 0 0
VISA INC COM CL A Stock 92826C839   2,997,207 10,740 SH   SOLE   10,739 0 0
DIMENSIONAL U.S. CORE EQUITY 2 ETF ETF 25434V708   5,854,574 183,242 SH   SOLE   183,241 0 0
DIMENSIONAL U.S. TARGETED VALUE ETF ETF 25434V609   1,043,967 19,180 SH   SOLE   19,180 0 0
DIMENSIONAL U.S. EQUITY ETF ETF 25434V401   1,509,973 26,500 SH   SOLE   26,500 0 0
HERSHEY CO COM Stock 427866108   548,982 2,823 SH   SOLE   2,822 0 0
GXO LOGISTICS INCORPORATED COMMON STOCK Stock 36262G101   231,598 4,308 SH   SOLE   4,308 0 0
DIMENSIONAL WORLD EX U.S. CORE EQUITY 2 ETF ETF 25434V880   719,163 28,269 SH   SOLE   28,269 0 0
DIMENSIONAL INTERNATIONAL VALUE ETF ETF 25434V807   692,407 18,841 SH   SOLE   18,841 0 0
VANGUARD GROWTH ETF ETF 922908736   1,516,811 4,407 SH   SOLE   4,406 0 0
AXS SHORT INNOVATION DAILY ETF ETF 46144X628   403,200 15,000 SH   SOLE   15,000 0 0
L3HARRIS TECHNOLOGIES INC COM Stock 502431109   278,122 1,305 SH   SOLE   1,305 0 0
PHILLIPS 66 COM Stock 718546104   215,609 1,320 SH   SOLE   1,320 0 0
META PLATFORMS INC CL A Stock 30303M102   2,898,551 5,969 SH   SOLE   5,969 0 0
PIMCO DYNAMIC INCOME FD SHS CEF 72201Y101   435,414 22,572 SH   SOLE   22,572 0 0
ASML HOLDING N V N Y REGISTRY SHS ADR N07059210   328,019 338 SH   SOLE   338 0 0
INGREDION INC COM Stock 457187102   1,059,245 9,065 SH   SOLE   9,065 0 0
BANCO SANTANDER S.A. ADR ADR 05964H105   54,818 11,326 SH   SOLE   11,326 0 0
SERVICENOW INC COM Stock 81762P102   400,260 525 SH   SOLE   525 0 0
COCA-COLA EUROPACIFIC PARTNERS SHS Stock G25839104   232,234 3,320 SH   SOLE   3,320 0 0
DIMENSIONAL US MARKETWIDE VALUE ETF ETF 25434V724   2,781,527 68,008 SH   SOLE   68,008 0 0
PALO ALTO NETWORKS INC COM Stock 697435105   682,480 2,402 SH   SOLE   2,402 0 0
MONDELEZ INTL INC CL A Stock 609207105   1,328,628 18,980 SH   SOLE   18,980 0 0
WP CAREY INC COM REIT 92936U109   575,406 10,195 SH   SOLE   10,195 0 0
BROADCOM INC COM Stock 11135F101   27,489,003 20,740 SH   SOLE   20,740 0 0
JOHNSON CTLS INTL PLC SHS Stock G51502105   281,790 4,314 SH   SOLE   4,314 0 0
CANADIAN PACIFIC KANSAS CITY COM Stock 13646K108   211,167 2,395 SH   SOLE   2,395 0 0
BARCLAYS PLC ADR ADR 06738E204   99,679 10,548 SH   SOLE   10,548 0 0
HONDA MOTOR LTD ADR ECH CNV IN 3 ADR 438128308   711,503 19,111 SH   SOLE   19,111 0 0
NOVARTIS AG SPONSORED ADR ADR 66987V109   959,658 9,921 SH   SOLE   9,921 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842   295,887 3,987 SH   SOLE   3,986 0 0
ROYAL BK CDA COM Stock 780087102   307,785 3,051 SH   SOLE   3,051 0 0
TOTALENERGIES SE SPONSORED ADS ADR 89151E109   1,424,919 20,702 SH   SOLE   20,702 0 0
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101   19,127,326 55,184 SH   SOLE   55,184 0 0
EQUIFAX INC COM Stock 294429105   204,906 766 SH   SOLE   765 0 0
MOHAWK INDS INC COM Stock 608190104   327,225 2,500 SH   SOLE   2,500 0 0
KROGER CO COM Stock 501044101   315,941 5,530 SH   SOLE   5,530 0 0
ENBRIDGE INC COM Stock 29250N105   242,551 6,704 SH   SOLE   6,704 0 0
NVIDIA CORPORATION COM Stock 67066G104   4,990,108 5,523 SH   SOLE   5,522 0 0
CUMMINS INC COM Stock 231021106   587,559 1,994 SH   SOLE   1,994 0 0
EOG RES INC COM Stock 26875P101   490,777 3,839 SH   SOLE   3,838 0 0
GENUINE PARTS CO COM Stock 372460105   1,636,680 10,564 SH   SOLE   10,563 0 0
STREAMLINE HEALTH SOLUTIONS IN COM Stock 86323X106   355,672 740,983 SH   SOLE   740,983 0 0
PROSHARES TR ULTRASHORT QQQ ETF 74349Y829   212,630 23,731 SH   SOLE   23,731 0 0
ABBVIE INC COM Stock 00287Y109   1,395,140 7,661 SH   SOLE   7,661 0 0
S&P GLOBAL INC COM Stock 78409V104   596,706 1,403 SH   SOLE   1,402 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103   273,313 5,297 SH   SOLE   5,296 0 0
MANULIFE FINL CORP COM Stock 56501R106   382,372 15,301 SH   SOLE   15,301 0 0
CADENCE BANK COM Stock 12740C103   12,051,356 415,564 SH   SOLE   415,564 0 0
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND ETF 922042775   46,450,439 791,994 SH   SOLE   791,993 0 0
COTERRA ENERGY INC COM Stock 127097103   855,321 30,679 SH   SOLE   30,678 0 0
KENVUE INC COM Stock 49177J102   1,091,413 50,858 SH   SOLE   50,858 0 0
NATIONAL FUEL GAS CO COM Stock 636180101   813,267 15,139 SH   SOLE   15,139 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS ADR 874039100   326,520 2,400 SH   SOLE   2,400 0 0
BLACKSTONE INC COM Stock 09260D107   349,576 2,661 SH   SOLE   2,661 0 0
STRYKER CORPORATION COM Stock 863667101   1,494,930 4,177 SH   SOLE   4,177 0 0
QUALCOMM INC COM Stock 747525103   459,382 2,713 SH   SOLE   2,713 0 0
GOLDMAN SACHS BDC INC SHS CEF 38147U107   341,777 22,816 SH   SOLE   22,815 0 0
GENERAL DYNAMICS CORP COM Stock 369550108   1,835,653 6,498 SH   SOLE   6,498 0 0
MCDONALDS CORP COM Stock 580135101   4,109,682 14,576 SH   SOLE   14,575 0 0
INTERCONTINENTAL EXCHANGE INC COM Stock 45866F104   820,471 5,970 SH   SOLE   5,970 0 0
CISCO SYS INC COM Stock 17275R102   1,605,819 32,174 SH   SOLE   32,174 0 0
VANGUARD CORE BOND ETF ETF 922020748   1,055,354 13,796 SH   SOLE   13,796 0 0
ADVANCED MICRO DEVICES INC COM Stock 007903107   272,901 1,512 SH   SOLE   1,512 0 0
AUTODESK INC COM Stock 052769106   216,149 830 SH   SOLE   830 0 0
ISHARES MSCI EMERGING MARKETS ASIA ETF ETF 464286426   4,774,737 70,103 SH   SOLE   70,103 0 0
AT&T INC COM Stock 00206R102   2,675,022 151,990 SH   SOLE   151,989 0 0
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506   794,397 8,414 SH   SOLE   8,414 0 0
SCHWAB FUNDAMENTAL US LARGE CO. INDEX ETF ETF 808524771   7,622,999 113,118 SH   SOLE   113,117 0 0
GE AEROSPACE COM NEW Stock 369604301   434,644 2,476 SH   SOLE   2,476 0 0
EXPEDIA GROUP INC COM NEW Stock 30212P303   700,046 5,082 SH   SOLE   5,082 0 0
SCHWAB FUNDAMENTAL EMERGING MARKETS LARGE CO. INDEX ETF ETF 808524730   447,644 16,126 SH   SOLE   16,125 0 0
SCHWAB FUNDAMENTAL INTERNATIONAL LARGE CO. INDEX ETF ETF 808524755   709,550 19,926 SH   SOLE   19,925 0 0
PROSHARES S&P 500 DIVIDEND ARISTOCRATS ETF ETF 74348A467   578,417 5,704 SH   SOLE   5,703 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309   361,323 4,279 SH   SOLE   4,279 0 0
ISHARES CORE S&P 500 ETF ETF 464287200   4,315,607 8,209 SH   SOLE   8,208 0 0
TEXAS PACIFIC LAND CORPORATION COM Stock 88262P102   1,023,963 1,770 SH   SOLE   1,770 0 0
WELLS FARGO CO NEW COM Stock 949746101   1,593,406 27,491 SH   SOLE   27,491 0 0
UNION PAC CORP COM Stock 907818108   738,142 3,001 SH   SOLE   3,001 0 0
RIO TINTO PLC SPONSORED ADR ADR 767204100   437,499 6,864 SH   SOLE   6,863 0 0
CINTAS CORP COM Stock 172908105   474,814 691 SH   SOLE   691 0 0
SALESFORCE INC COM Stock 79466L302   477,069 1,584 SH   SOLE   1,584 0 0
NORTHROP GRUMMAN CORP COM Stock 666807102   1,417,494 2,961 SH   SOLE   2,961 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102   212,723 366 SH   SOLE   366 0 0
LOCKHEED MARTIN CORP COM Stock 539830109   1,313,274 2,887 SH   SOLE   2,887 0 0
JPMORGAN CHASE & CO COM Stock 46625H100   2,572,884 12,845 SH   SOLE   12,845 0 0
HARTFORD FINL SVCS GROUP INC COM Stock 416515104   1,028,598 9,982 SH   SOLE   9,981 0 0
CHEVRON CORP NEW COM Stock 166764100   2,720,471 17,247 SH   SOLE   17,246 0 0
CONOCOPHILLIPS COM Stock 20825C104   991,677 7,791 SH   SOLE   7,791 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   305,243,967 6,084,193 SH   SOLE   6,084,193 0 0
DANAHER CORPORATION COM Stock 235851102   448,803 1,797 SH   SOLE   1,797 0 0
TJX COS INC NEW COM Stock 872540109   831,545 8,199 SH   SOLE   8,199 0 0
BANK AMERICA CORP COM Stock 060505104   1,153,575 30,421 SH   SOLE   30,421 0 0
WALMART INC COM Stock 931142103   1,765,352 29,339 SH   SOLE   29,339 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101   2,117,110 11,087 SH   SOLE   11,086 0 0
ORACLE CORP COM Stock 68389X105   828,620 6,597 SH   SOLE   6,596 0 0
RTX CORPORATION COM Stock 75513E101   1,546,076 15,852 SH   SOLE   15,852 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858   120,361,533 2,881,531 SH   SOLE   2,881,530 0 0
TEXAS INSTRS INC COM Stock 882508104   717,977 4,121 SH   SOLE   4,121 0 0
TARGET CORP COM Stock 87612E106   898,720 5,071 SH   SOLE   5,071 0 0
VANGUARD HIGH DIVIDEND YIELD INDEX ETF ETF 921946406   234,557 1,939 SH   SOLE   1,938 0 0
PFIZER INC COM Stock 717081103   1,151,621 41,500 SH   SOLE   41,499 0 0
MORGAN STANLEY COM NEW Stock 617446448   557,612 5,922 SH   SOLE   5,921 0 0
3M CO COM Stock 88579Y101   543,737 5,126 SH   SOLE   5,126 0 0
SCHWAB FUNDAMENTAL US BROAD MARKET INDEX ETF ETF 808524789   1,161,930 17,536 SH   SOLE   17,535 0 0
CATERPILLAR INC COM Stock 149123101   3,916,998 10,690 SH   SOLE   10,689 0 0
ALPHABET INC CAP STK CL C Stock 02079K107   3,359,465 22,064 SH   SOLE   22,064 0 0
AMERICAN EXPRESS CO COM Stock 025816109   1,957,656 8,598 SH   SOLE   8,597 0 0
AMGEN INC COM Stock 031162100   268,637 945 SH   SOLE   944 0 0
TYSON FOODS INC CL A Stock 902494103   329,475 5,610 SH   SOLE   5,610 0 0
INVESCO PHARMACEUTICALS ETF ETF 46137V662   278,556 3,475 SH   SOLE   3,475 0 0
TRANSDIGM GROUP INC COM Stock 893641100   343,616 279 SH   SOLE   279 0 0
JONES LANG LASALLE INC COM Stock 48020Q107   790,505 4,052 SH   SOLE   4,052 0 0
WILLIAMS COS INC COM Stock 969457100   1,307,095 33,541 SH   SOLE   33,541 0 0
AGNICO EAGLE MINES LTD COM Stock 008474108   213,965 3,587 SH   SOLE   3,587 0 0
CANADIAN NATL RY CO COM Stock 136375102   268,425 2,038 SH   SOLE   2,038 0 0
CHECK POINT SOFTWARE TECH LTD ORD Stock M22465104   689,826 4,206 SH   SOLE   4,206 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844   133,738,047 732,370 SH   SOLE   732,369 0 0
SOUTHSTATE CORPORATION COM Stock 840441109   1,627,136 19,136 SH   SOLE   19,136 0 0
ISHARES MSCI EAFE SMALL-CAP ETF ETF 464288273   2,753,204 43,474 SH   SOLE   43,473 0 0
EATON CORP PLC SHS Stock G29183103   442,130 1,414 SH   SOLE   1,414 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS ADR 01609W102   369,687 5,109 SH   SOLE   5,109 0 0
WISDOMTREE EMERGING MARKETS SMALLCAP DIVIDEND FUND ETF 97717W281   2,499,306 49,141 SH   SOLE   49,140 0 0
NNN REIT INC COM REIT 637417106   559,253 13,085 SH   SOLE   13,085 0 0
PHILIP MORRIS INTL INC COM Stock 718172109   993,544 10,844 SH   SOLE   10,844 0 0
ROPER TECHNOLOGIES INC COM Stock 776696106   282,187 503 SH   SOLE   503 0 0
VANGUARD MEGA CAP GROWTH ETF ETF 921910816   492,396 1,718 SH   SOLE   1,718 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105   1,192,574 7,380 SH   SOLE   7,379 0 0
BRISTOL-MYERS SQUIBB CO COM Stock 110122108   1,783,754 32,892 SH   SOLE   32,892 0 0
BARRICK GOLD CORP COM Stock 067901108   831,151 49,949 SH   SOLE   49,949 0 0
ALTRIA GROUP INC COM Stock 02209S103   1,256,647 28,809 SH   SOLE   28,808 0 0
CITIGROUP INC COM NEW Stock 172967424   343,355 5,429 SH   SOLE   5,429 0 0
AGILENT TECHNOLOGIES INC COM Stock 00846U101   227,287 1,562 SH   SOLE   1,562 0 0
EXXON MOBIL CORP COM Stock 30231G102   4,179,425 35,955 SH   SOLE   35,955 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102   1,219,923 2,466 SH   SOLE   2,465 0 0
VANGUARD MEGA CAP VALUE ETF ETF 921910840   284,075 2,377 SH   SOLE   2,377 0 0
TRAVELERS COMPANIES INC COM Stock 89417E109   1,167,945 5,075 SH   SOLE   5,074 0 0
LOWES COS INC COM Stock 548661107   746,618 2,931 SH   SOLE   2,931 0 0
SPDR S&P EMERGING ASIA PACIFIC ETF ETF 78463X301   288,424 2,782 SH   SOLE   2,781 0 0
BARINGS BDC INC COM CEF 06759L103   133,492 14,354 SH   SOLE   14,354 0 0
BLACKBERRY LTD COM Stock 09228F103   69,276 25,100 SH   SOLE   25,100 0 0
COLGATE PALMOLIVE CO COM Stock 194162103   1,308,808 14,534 SH   SOLE   14,534 0 0
CIVISTA BANCSHARES INC COM NO PAR Stock 178867107   554,834 36,075 SH   SOLE   36,075 0 0
GRAYSCALE BITCOIN TRUST ETF 389637109   282,180 4,467 SH   SOLE   4,467 0 0
SAP SE SPON ADR ADR 803054204   234,426 1,202 SH   SOLE   1,202 0 0
WESTROCK CO COM Stock 96145D105   409,298 8,277 SH   SOLE   8,277 0 0
PAYPAL HLDGS INC COM Stock 70450Y103   1,084,166 16,184 SH   SOLE   16,184 0 0
SCHWAB CHARLES CORP COM Stock 808513105   1,483,736 20,511 SH   SOLE   20,510 0 0
SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF ETF 78463X889   207,545 5,791 SH   SOLE   5,790 0 0
BLACKROCK INC COM Stock 09247X101   622,152 746 SH   SOLE   746 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507   568,335 9,357 SH   SOLE   9,356 0 0
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746   399,669 7,899 SH   SOLE   7,898 0 0
ISHARES MSCI EAFE ETF ETF 464287465   1,819,458 22,783 SH   SOLE   22,783 0 0
APPLE INC COM Stock 037833100   19,496,357 113,695 SH   SOLE   113,694 0 0
GSK PLC SPONSORED ADR ADR 37733W204   1,778,848 41,494 SH   SOLE   41,494 0 0
ABBOTT LABS COM Stock 002824100   1,312,406 11,547 SH   SOLE   11,546 0 0
DISNEY WALT CO COM Stock 254687106   1,286,925 10,518 SH   SOLE   10,517 0 0
BOOKING HOLDINGS INC COM Stock 09857L108   529,670 146 SH   SOLE   146 0 0
ISHARES RUSSELL 1000 ETF ETF 464287622   531,363 1,845 SH   SOLE   1,844 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598   367,274 2,051 SH   SOLE   2,050 0 0