The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
Report for the Calendar Year or Quarter Ended: 09-30-2025
Check here if Amendment    Amendment Number:
This Amendment (Check only one.):    is a restatement.
   adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: PERSONAL CFO SOLUTIONS, LLC
Address: 384 MAIN STREET
CHESTER, NJ  07930
Form 13F File Number: 028-19618
CRD Number (if applicable): 000158248
SEC File Number (if applicable):

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:
Name: Justin Dausch
Title: Chief Compliance Officer
Phone: 781-771-6032
Signature, Place, and Date of Signing:
Justin Dausch West Chester,  PA 11-10-2025
[Signature] [City, State] [Date]
Report Type (Check only one.):
X 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.)
   13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).)
   13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)
Form 13F Summary Page
Report Summary:
Number of Other Included Managers: 64
Form 13F Information Table Entry Total: 495
Form 13F Information Table Value Total: 569,915,320
(round to nearest dollar)
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]
No. Name Form 13F File No. CRD No. (if applicable) SEC File No. (if applicable) CIK
1 ALLIANCEBERNSTEIN HOLDING L.P.       0000825313
2 AEW CAPITAL MANAGEMENT L P       0001046187
3 FRED ALGER MANAGEMENT, LLC       0000003520
4 Aristotle Capital Management, LLC       0000860644
5 Ark Investment Management LLC       0001579984
6 AthenaInvest, Inc.       0001414549
7 ATLANTA CAPITAL MANAGEMENT CO L L C       0001027817
8 BAHL & GAYNOR INC       0000872259
9 Beaumont Financial Partners, LLC       0001352764
10 BERKSHIRE ASSET MANAGEMENT LLC/PA       0000949012
11 BMO ASSET MANAGEMENT CORP.       0001599763
13 Brookmont Capital Management       0001512978
14 CAMBIAR INVESTORS LLC       0000823621
15 Capital Group Companies, Inc.       0000732812
17 CAUSEWAY CAPITAL MANAGEMENT LLC       0001165797
18 Clark Capital Management Group, Inc.       0001352187
19 FRANKLIN TEMPLETON PRIVATE PORTFOLIO GROUP, LLC       0001409108
20 COHEN & STEERS, INC.       0001284812
21 COLUMBIA MANAGEMENT INVESTMENT ADVISERS, LLC       0001233991
22 CONFLUENCE INVESTMENT MANAGEMENT LLC       0001442056
23 CONGRESS ASSET MANAGEMENT CO       0000897378
24 Copeland Capital Management, LLC       0001541743
25 DIAMOND HILL CAPITAL MANAGEMENT INC       0001217541
26 Dorsey Wright & Associates       0001376772
27 DSM CAPITAL PARTNERS LLC       0001214639
28 EAGLE ASSET MANAGEMENT INC       0000790502
29 EARNEST PARTNERS LLC       0001102578
30 Federated Hermes MDT Series       0001363526
31 FIRST TRUST ADVISORS LP       0001125816
32 Granite Investment Partners, LLC       0001542266
33 GW&K Investment Management, LLC       0001082917
34 GYROSCOPE CAPITAL MANAGEMENT GROUP, LLC       0001624729
35 HARDING LOEVNER LP       0000928196
36 Henry James International Management Inc.       0001750423
37 Hillman Capital Management, Inc.       0001314620
38 Invesco Advisers, Inc.       0000020430
39 JENNISON ASSOCIATES LLC       0000053417
40 J.P. Morgan Investment Management Inc.       0001363391
41 LAZARD ASSET MANAGEMENT LLC       0001207017
42 Leading Edge Financial Planning LLC       0001967205
43 LOOMIS SAYLES & CO L P       0000312348
44 MILLER HOWARD INVESTMENTS INC /NY       0000903947
45 Mondrian Investment Partners LTD       0001317724
46 MONTRUSCO BOLTON INVESTMENTS INC.       0001475940
47 Neuberger Berman Investment Advisers LLC       0001230440
48 PARAMETRIC PORTFOLIO ASSOCIATES LLC       0000932859
49 PARNASSUS INVESTMENTS, LLC       0000948669
50 PEREGRINE CAPITAL MANAGEMENT LLC       0000764529
51 Polaris Wealth Advisory Group, LLC       0001582968
52 POLEN CAPITAL MANAGEMENT LLC       0001034524
53 PRINCIPAL GLOBAL INVESTORS       0000769734
54 PUTNAM FUNDS TRUST       0001005942
55 GOLDMAN SACHS ASSET MANAGEMENT, L.P.       0001229262
56 SCHAFER CULLEN CAPITAL MANAGEMENT INC       0001056593
57 Smead Capital Management, Inc.       0001427008
58 SOUTHERNSUN ASSET MANAGEMENT, LLC       0001089755
59 SpiderRock Advisors, LLC       0001703301
61 Sustainable Growth Advisers, LP       0001290668
62 LONDON CO OF VIRGINIA       0001259887
63 THORNBURG INVESTMENT TRUST       0000816153
64 THOMPSON SIEGEL & WALMSLEY LLC       0001008322
65 Donoghue Forlines LLC       0001702435
66 Wakefield Asset Management LLLP       0001600435
67 WCM INVESTMENT MANAGEMENT, LLC       0001061186