The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
Report for the Calendar Year or Quarter Ended: 09-30-2021
Check here if Amendment    Amendment Number:
This Amendment (Check only one.):    is a restatement.
   adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: PERSONAL CFO SOLUTIONS, LLC
Address: 384 MAIN STREET
CHESTER, NJ  07930
Form 13F File Number: 028-19618

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:
Name: Justin Dausch
Title: Chief Compliance Officer
Phone: 484-840-3707
Signature, Place, and Date of Signing:
/s/ Justin Dausch Chester,  NJ 11-09-2021
[Signature] [City, State] [Date]
Report Type (Check only one.):
X 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.)
   13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).)
   13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)
Form 13F Summary Page
Report Summary:
Number of Other Included Managers: 55
Form 13F Information Table Entry Total: 453
Form 13F Information Table Value Total: 487,982
(thousands)
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]
No. Form 13F File Number Name
1 028-10562 AllianceBernstein LP
2 028-05637 Advisory Research Inc
3 028-06538 AEW Capital Management LP
4 028-11962 AMI Asset Management Corp
5 028-02634 Aristotle Capital Management LLC
6 028-21720 AthenaInvest Advisors LLC
7 028-05936 Atlanta Capital
8 028-11748 Beaumont Financial Partners LLC
9 028-05034 Berkshire Asset Management LLC
10 028-16017 BMO Asset Management Corp
11 028-14438 Brookmont Capital Management LLC
12 028-01398 Cambiar Investors LLC
13 028-11680 Clark Capital Management Group LLC
14 028-02405 Cohen & Steers Capital Management Inc
15 028-10477 Columbia Management Investment Advisers LLC
16 028-03434 Congress Asset Management Company
17 028-14668 Copeland Capital Management LLC
18 028-10648 Diamond Hill Capital Management Inc
19 028-10309 DSM Capital Partners LLC
20 028-12076 Dorsey, Wright & Associates LLC
21 028-10981 Goldman Sachs Asset Management LP
22 028-14862 Granite Investment Partners LLC
23 028-04139 Eaton Vance Management
24 028-14862 Granite Investment Partners LLC
25 028-04145 GW&K Investment Management LLC
26 028-04434 Harding Loevner LP
27 028-18950 Henry James International Management Inc.
28 028-00255 Invesco Advisers Inc
29 028-00694 JP Morgan
30 028-10469 Lazard Asset Management LLC
31 028-12558 Legg Mason Private Portfolio Group, LLC
32 028-05267 Macquarie Invesment Management Business Trust
33 028-03692 Miller Howard Investments Inc
34 028-17085 Neuberger Berman Investment Advisers LLC
35 028-17093 Newfound Research LLC
36 028-04558 Parametric Portfolio Associates LLC
37 028-01523 Peregrine Capital Management LLC
38 028-03687 Polen Capital Management LLC
39 028-03489 SouthernSun Asset Management LLC
40 028-11076 Sustainable Growth Advisers, LP
41 028-10665 London Co of Virginia
42 028-04041 Thompson, Siegel & Walmsley LLC
43 028-06605 Thornburg
44 028-18145 W.E. Donoghue & Co. LLC
45 028-18951 Wakefield Asset Management LLLP
46 028-07104 WCM Investment Management LLC
47 028-18341 Redwood Investments LLC
48 028-00869 Principal Global Investors
49 028-01549 Fred Alger Management LLC
50 028-17768 ARK Investment Management LLC
51 028-11728 Causeway Capital Management LLC
52 028-16673 Gyroscope Capital Management Group LLC
53 028-11091 Hillman Capital Management, Inc.
54 028-15561 Polaris Wealth Advisory Group, LLC
55 028-17711 Adviser Investment LLC