The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG001S5T7X2 392,138 3,270 SH   SOLE   0 0 3,270
ABBOTT LABS COM 002824100 BBG001S5N9M6 454,860 4,143 SH   SOLE   0 0 4,143
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 2,504,632 15,498 SH   SOLE   0 0 15,498
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 244,692 917 SH   SOLE   0 0 917
ACTIVISION BLIZZARD INC COM 00507V109 BBG001S6C009 499,642 6,527 SH   SOLE   0 0 6,527
ADOBE SYSTEMS INCORPORATED COM 00724F101 BBG001S5NCQ5 396,769 1,179 SH   SOLE   0 0 1,179
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 439,464 6,785 SH   SOLE   0 0 6,785
AGCO CORP COM 001084102 BBG001S7WHW3 748,094 5,394 SH   SOLE   0 0 5,394
ALBEMARLE CORP COM 012653101 BBG001S7SBP9 1,262,125 5,820 SH   SOLE   0 0 5,820
ALLETE INC COM NEW 018522300 BBG001S77110 398,414 6,176 SH   SOLE   0 0 6,176
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 774,130 8,774 SH   SOLE   0 0 8,774
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 856,333 9,651 SH   SOLE   0 0 9,651
AMAZON COM INC COM 023135106 BBG001S5PQL7 1,007,916 11,999 SH   SOLE   0 0 11,999
AMERICAN ELEC PWR CO INC COM 025537101 BBG001S5NFD2 1,094,868 11,531 SH   SOLE   0 0 11,531
AMERICAN EXPRESS CO COM 025816109 BBG001S5P034 208,180 1,409 SH   SOLE   0 0 1,409
ANALOG DEVICES INC COM 032654105 BBG001S5ND38 399,741 2,437 SH   SOLE   0 0 2,437
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 BBG001T53FW2 225,210 3,751 SH   SOLE   0 0 3,751
APARTMENT INCOME REIT CORP COM 03750L109 BBG00XK3WWB0 202,326 5,897 SH   SOLE   0 0 5,897
APPLE INC COM 037833100 BBG001S5N8V8 1,206,140 9,283 SH   SOLE   0 0 9,283
APPLIED MATLS INC COM 038222105 BBG001S5NMM7 428,082 4,396 SH   SOLE   0 0 4,396
ARCHER DANIELS MIDLAND CO COM 039483102 BBG001S5ND74 1,156,075 12,451 SH   SOLE   0 0 12,451
ARISTA NETWORKS INC COM 040413106 BBG001T51KQ0 1,183,041 9,749 SH   SOLE   0 0 9,749
AT&T INC COM 00206R102 BBG001S5VWH2 592,434 32,180 SH   SOLE   0 0 32,180
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 1,453,471 43,885 SH   SOLE   0 0 43,885
BANK MONTREAL QUE COM 063671101 BBG001S5Y203 780,247 8,612 SH   SOLE   0 0 8,612
BCE INC COM NEW 05534B760 BBG001S5P2C0 959,560 21,833 SH   SOLE   0 0 21,833
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 598,030 1,936 SH   SOLE   0 0 1,936
BIOGEN INC COM 09062X103 BBG001S67826 205,198 741 SH   SOLE   0 0 741
BLACKROCK INC COM 09247X101 BBG001SDBP55 556,983 786 SH   SOLE   0 0 786
BOK FINL CORP COM NEW 05561Q201 BBG001S6VBZ6 1,265,615 12,194 SH   SOLE   0 0 12,194
BOOKING HOLDINGS INC COM 09857L108 BBG001S89N72 241,834 120 SH   SOLE   0 0 120
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 269,093 3,740 SH   SOLE   0 0 3,740
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 BBG001S6VV46 468,286 11,713 SH   SOLE   0 0 11,713
BROADCOM INC COM 11135F101 BBG00KHY5SY8 1,319,547 2,360 SH   SOLE   0 0 2,360
C3 AI INC CL A 12468P104 BBG00Y6G6Y84 151,031 13,497 SH   SOLE   0 0 13,497
CANADIAN PAC RY LTD COM 13645T100 BBG001S7F4Z8 209,374 2,807 SH   SOLE   0 0 2,807
CAPITAL ONE FINL CORP COM 14040H105 BBG001S65PV8 283,249 3,047 SH   SOLE   0 0 3,047
CATERPILLAR INC COM 149123101 BBG001S5PJ06 1,699,199 7,093 SH   SOLE   0 0 7,093
CENTENE CORP DEL COM 15135B101 BBG001S6T7Q8 725,132 8,842 SH   SOLE   0 0 8,842
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 593,753 3,308 SH   SOLE   0 0 3,308
CISCO SYS INC COM 17275R102 BBG001S6HC62 1,061,943 22,291 SH   SOLE   0 0 22,291
COCA COLA CO COM 191216100 BBG001S5SMQ8 276,513 4,347 SH   SOLE   0 0 4,347
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 BBG001S5STN6 426,580 7,459 SH   SOLE   0 0 7,459
CONOCOPHILLIPS COM 20825C104 BBG001S5TZM2 1,111,914 9,423 SH   SOLE   0 0 9,423
CONSTELLATION BRANDS INC CL A 21036P108 BBG001SD31G5 326,999 1,411 SH   SOLE   0 0 1,411
CORTEVA INC COM 22052L104 BBG00BN969D0 525,023 8,932 SH   SOLE   0 0 8,932
CULLEN FROST BANKERS INC COM 229899109 BBG001S6D2D0 1,152,093 8,617 SH   SOLE   0 0 8,617
DEERE & CO COM 244199105 BBG001S5QFF7 2,090,205 4,875 SH   SOLE   0 0 4,875
DIAGEO PLC SPON ADR NEW 25243Q205 BBG001S7V596 885,604 4,970 SH   SOLE   0 0 4,970
DIGITAL RLTY TR INC COM 253868103 BBG001SM0K30 383,834 3,828 SH   SOLE   0 0 3,828
DISNEY WALT CO COM 254687106 BBG001S5QHF3 455,859 5,247 SH   SOLE   0 0 5,247
DOMINION ENERGY INC COM 25746U109 BBG001S5QCP3 231,422 3,774 SH   SOLE   0 0 3,774
DTE ENERGY CO COM 233331107 BBG001S5QN88 758,186 6,451 SH   SOLE   0 0 6,451
DUKE ENERGY CORP NEW COM NEW 26441C204 BBG001S5QNR7 465,000 4,515 SH   SOLE   0 0 4,515
DUPONT DE NEMOURS INC COM 26614N102 BBG00BN961H3 203,557 2,966 SH   SOLE   0 0 2,966
EATON CORP PLC SHS G29183103 BBG001S5QZ45 212,510 1,354 SH   SOLE   0 0 1,354
ELECTRONIC ARTS INC COM 285512109 BBG001S5T5C9 390,732 3,198 SH   SOLE   0 0 3,198
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 BBG001SDHNW4 173,397 14,608 SH   SOLE   0 0 14,608
EQUITY RESIDENTIAL SH BEN INT 29476L107 BBG001S723L9 505,453 8,567 SH   SOLE   0 0 8,567
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 451,237 4,091 SH   SOLE   0 0 4,091
FEDEX CORP COM 31428X106 BBG001S5R3M5 400,785 2,314 SH   SOLE   0 0 2,314
FLEX LTD ORD Y2573F102 BBG001SC5SP6 202,282 9,426 SH   SOLE   0 0 9,426
FORD MTR CO DEL COM 345370860 BBG001S5TZ33 423,658 36,428 SH   SOLE   0 0 36,428
GENUINE PARTS CO COM 372460105 BBG001S5RNH7 879,696 5,070 SH   SOLE   0 0 5,070
GILEAD SCIENCES INC COM 375558103 BBG001S6Y1X7 774,882 9,026 SH   SOLE   0 0 9,026
GOLDMAN SACHS GROUP INC COM 38141G104 BBG001SC07Z6 1,827,125 5,321 SH   SOLE   0 0 5,321
HEALTHPEAK PROPERTIES INC COM 42250P103 BBG001S5RTS2 235,257 9,384 SH   SOLE   0 0 9,384
HOME DEPOT INC COM 437076102 BBG001S5RTW7 1,052,761 3,333 SH   SOLE   0 0 3,333
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 248,159 1,158 SH   SOLE   0 0 1,158
ILLUMINA INC COM 452327109 BBG001SF4NY1 406,220 2,009 SH   SOLE   0 0 2,009
INTEL CORP COM 458140100 BBG001S5SF65 1,270,543 48,072 SH   SOLE   0 0 48,072
INTERPUBLIC GROUP COS INC COM 460690100 BBG001S6RLK5 290,163 8,711 SH   SOLE   0 0 8,711
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 BBG001T06LF6 5,802,356 310,785 SH   SOLE   0 0 310,785
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 9,586,856 205,286 SH   SOLE   0 0 205,286
ISHARES TR 0-5YR HI YL CP 46434V407 BBG005DW06B7 19,600,376 479,344 SH   SOLE   0 0 479,344
ISHARES TR 0-5YR INVT GR CP 46434V100 BBG005DW0468 29,056,524 607,115 SH   SOLE   0 0 607,115
ISHARES TR 1 3 YR TREAS BD 464287457 BBG001SKXPR1 4,618,573 56,900 SH   SOLE   0 0 56,900
ISHARES TR CORE DIV GRWTH 46434V621 BBG006MJFZK4 488,000 9,760 SH   SOLE   0 0 9,760
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 23,450,876 380,449 SH   SOLE   0 0 380,449
ISHARES TR CORE MSCI INTL 46435G326 BBG00G9DM0M7 3,124,132 55,808 SH   SOLE   0 0 55,808
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 1,646,547 17,398 SH   SOLE   0 0 17,398
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 332,726 866 SH   SOLE   0 0 866
ISHARES TR EAFE SML CP ETF 464288273 BBG001SYVWS7 2,758,766 48,845 SH   SOLE   0 0 48,845
ISHARES TR FLTG RATE NT ETF 46429B655 BBG001V1QYX1 14,966,733 297,372 SH   SOLE   0 0 297,372
ISHARES TR IBOXX HI YD ETF 464288513 BBG001ST0ZQ7 4,083,962 55,466 SH   SOLE   0 0 55,466
ISHARES TR IBOXX INV CP ETF 464287242 BBG001S60QR6 5,305,870 50,326 SH   SOLE   0 0 50,326
ISHARES TR ISHS 1-5YR INVS 464288646 BBG001SSD858 4,095,304 82,202 SH   SOLE   0 0 82,202
ISHARES TR ISHS 5-10YR INVT 464288638 BBG001SSD849 660,810 13,347 SH   SOLE   0 0 13,347
ISHARES TR JPMORGAN USD EMG 464288281 BBG001SQS9Y2 16,626,503 196,554 SH   SOLE   0 0 196,554
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 2,410,104 36,717 SH   SOLE   0 0 36,717
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 346,426 1,617 SH   SOLE   0 0 1,617
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 34,683,773 592,885 SH   SOLE   0 0 592,885
ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 46,974,391 323,805 SH   SOLE   0 0 323,805
ISHARES TR S&P MC 400GR ETF 464287606 BBG001SFQL08 289,865 4,244 SH   SOLE   0 0 4,244
ISHARES TR S&P SML 600 GWT 464287887 BBG001SFQL44 12,155,822 112,481 SH   SOLE   0 0 112,481
ISHARES TR SHORT TREAS BD 464288679 BBG001SSD803 1,905,793 17,338 SH   SOLE   0 0 17,338
ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 3,846,312 36,888 SH   SOLE   0 0 36,888
ISHARES TR SP SMCP600VL ETF 464287879 BBG001SFQL26 26,977,266 295,447 SH   SOLE   0 0 295,447
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 1,984,663 11,235 SH   SOLE   0 0 11,235
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 927,033 6,913 SH   SOLE   0 0 6,913
KELLOGG CO COM 487836108 BBG001S5SJL0 880,811 12,364 SH   SOLE   0 0 12,364
KINDER MORGAN INC DEL COM 49456B101 BBG001TG2YZ5 433,088 23,954 SH   SOLE   0 0 23,954
KLA CORP COM NEW 482480100 BBG001S5SLM4 252,610 670 SH   SOLE   0 0 670
KRAFT HEINZ CO COM 500754106 BBG005CPNTR1 919,720 22,592 SH   SOLE   0 0 22,592
LAM RESEARCH CORP COM 512807108 BBG001S5SW40 2,209,517 5,257 SH   SOLE   0 0 5,257
LILLY ELI & CO COM 532457108 BBG001S5STL8 2,074,679 5,671 SH   SOLE   0 0 5,671
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 1,205,036 2,477 SH   SOLE   0 0 2,477
MCDONALDS CORP COM 580135101 BBG001S5T110 1,732,183 6,573 SH   SOLE   0 0 6,573
MERCK & CO INC COM 58933Y105 BBG001S5TC52 2,018,957 18,197 SH   SOLE   0 0 18,197
MICROCHIP TECHNOLOGY INC. COM 595017104 BBG001S787B5 3,600,102 51,247 SH   SOLE   0 0 51,247
MICROSOFT CORP COM 594918104 BBG001S5TD05 5,981,111 24,940 SH   SOLE   0 0 24,940
MONDELEZ INTL INC CL A 609207105 BBG001SHHZJ3 627,376 9,413 SH   SOLE   0 0 9,413
MOSAIC CO NEW COM 61945C103 BBG001S7LJN1 375,308 8,555 SH   SOLE   0 0 8,555
NIKE INC CL B 654106103 BBG001S6NTK2 769,224 6,574 SH   SOLE   0 0 6,574
NORFOLK SOUTHN CORP COM 655844108 BBG001S5TQJ6 1,348,410 5,472 SH   SOLE   0 0 5,472
NUTRIEN LTD COM 67077M108 BBG00JM9SM69 1,162,711 15,921 SH   SOLE   0 0 15,921
OMNICOM GROUP INC COM 681919106 BBG001S5VR10 411,521 5,045 SH   SOLE   0 0 5,045
ORACLE CORP COM 68389X105 BBG001S5SJG6 333,336 4,078 SH   SOLE   0 0 4,078
PALANTIR TECHNOLOGIES INC CL A 69608A108 BBG001T53796 76,931 11,983 SH   SOLE   0 0 11,983
PARAMOUNT GLOBAL CLASS B COM 92556H206 BBG001S6L063 286,234 16,957 SH   SOLE   0 0 16,957
PAYPAL HLDGS INC COM 70450Y103 BBG0077VNXW5 612,136 8,595 SH   SOLE   0 0 8,595
PEPSICO INC COM 713448108 BBG001S695T1 496,273 2,747 SH   SOLE   0 0 2,747
PFIZER INC COM 717081103 BBG001S5V466 1,766,858 34,482 SH   SOLE   0 0 34,482
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 776,179 7,669 SH   SOLE   0 0 7,669
PHILLIPS 66 COM 718546104 BBG00286S4P7 509,368 4,894 SH   SOLE   0 0 4,894
PINNACLE WEST CAP CORP COM 723484101 BBG001S5VB15 256,103 3,368 SH   SOLE   0 0 3,368
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 865,408 5,710 SH   SOLE   0 0 5,710
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 BBG001S5V3C1 1,086,133 17,727 SH   SOLE   0 0 17,727
QUALCOMM INC COM 747525103 BBG001S6VS70 287,273 2,613 SH   SOLE   0 0 2,613
REGENCY CTRS CORP COM 758849103 BBG001S7H752 505,125 8,082 SH   SOLE   0 0 8,082
RESTAURANT BRANDS INTL INC COM 76131D103 BBG0076WG2T4 616,434 9,532 SH   SOLE   0 0 9,532
RPM INTL INC COM 749685103 BBG001S7X317 971,284 9,967 SH   SOLE   0 0 9,967
SALESFORCE INC COM 79466L302 BBG001SDLP09 413,416 3,118 SH   SOLE   0 0 3,118
SANOFI SPONSORED ADR 80105N105 BBG001S5W768 433,449 8,950 SH   SOLE   0 0 8,950
SERVICENOW INC COM 81762P102 BBG001T4JFC0 456,217 1,175 SH   SOLE   0 0 1,175
SHELL PLC SPON ADS 780259305 BBG0147BN6H1 355,824 6,248 SH   SOLE   0 0 6,248
SHOCKWAVE MED INC COM 82489T104 BBG005XVXMM4 378,528 1,841 SH   SOLE   0 0 1,841
SMUCKER J M CO COM NEW 832696405 BBG001S5W3H5 1,425,348 8,995 SH   SOLE   0 0 8,995
SNAP ON INC COM 833034101 BBG001S5W688 382,264 1,673 SH   SOLE   0 0 1,673
SOUTHERN CO COM 842587107 BBG001S5W777 532,861 7,462 SH   SOLE   0 0 7,462
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 BBG001SRXRJ1 6,312,302 212,607 SH   SOLE   0 0 212,607
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 BBG001SRXRD7 3,721,876 112,921 SH   SOLE   0 0 112,921
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 BBG001SRXRK9 1,058,701 35,998 SH   SOLE   0 0 35,998
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 592,002 1,548 SH   SOLE   0 0 1,548
SPDR SER TR BLOOMBERG HIGH Y 78468R622 BBG001SQS7X7 724,230 8,047 SH   SOLE   0 0 8,047
SPDR SER TR PORTFOLIO INTRMD 78464A375 BBG001T2HCY9 5,327,005 167,358 SH   SOLE   0 0 167,358
SPDR SER TR PORTFOLIO SH TSR 78468R101 BBG0029J2KF1 364,534 12,618 SH   SOLE   0 0 12,618
SPDR SER TR PORTFOLIO SHORT 78464A474 BBG001T6B0P2 7,898,784 268,849 SH   SOLE   0 0 268,849
SPDR SER TR PRTFLO S&P500 GW 78464A409 BBG001SD7RB9 5,166,516 101,964 SH   SOLE   0 0 101,964
SPDR SER TR PRTFLO S&P500 VL 78464A508 BBG001SG4284 6,592,944 169,528 SH   SOLE   0 0 169,528
SPDR SER TR S&P 600 SMCP GRW 78464A201 BBG001SG4275 2,338,770 32,375 SH   SOLE   0 0 32,375
SPDR SER TR S&P 600 SMCP VAL 78464A300 BBG001SG3JV2 5,341,317 71,966 SH   SOLE   0 0 71,966
STARBUCKS CORP COM 855244109 BBG001S72KH6 2,434,765 24,544 SH   SOLE   0 0 24,544
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 BBG001S5WWW4 493,422 6,624 SH   SOLE   0 0 6,624
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205 BBG001T8N8N0 195,749 12,548 SH   SOLE   0 0 12,548
TARGET CORP COM 87612E106 BBG001SC0K41 1,248,508 8,377 SH   SOLE   0 0 8,377
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 2,200,235 13,317 SH   SOLE   0 0 13,317
TORONTO DOMINION BK ONT COM NEW 891160509 BBG001S60L15 750,633 11,591 SH   SOLE   0 0 11,591
TRACTOR SUPPLY CO COM 892356106 BBG001S7K017 232,619 1,034 SH   SOLE   0 0 1,034
TYLER TECHNOLOGIES INC COM 902252105 BBG001S5WZB0 314,672 976 SH   SOLE   0 0 976
TYSON FOODS INC CL A 902494103 BBG001S871D5 612,851 9,845 SH   SOLE   0 0 9,845
UNILEVER PLC SPON ADR NEW 904767704 BBG001S5X1K4 315,846 6,273 SH   SOLE   0 0 6,273
UNION PAC CORP COM 907818108 BBG001S5X2M0 550,392 2,658 SH   SOLE   0 0 2,658
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 1,017,138 5,851 SH   SOLE   0 0 5,851
UNITED RENTALS INC COM 911363109 BBG001SBGZ25 852,297 2,398 SH   SOLE   0 0 2,398
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 347,268 655 SH   SOLE   0 0 655
US BANCORP DEL COM NEW 902973304 BBG001S6T8C1 1,146,594 26,292 SH   SOLE   0 0 26,292
VALERO ENERGY CORP COM 91913Y100 BBG001S5X8K9 256,892 2,025 SH   SOLE   0 0 2,025
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 1,913,302 8,978 SH   SOLE   0 0 8,978
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 1,514,952 9,540 SH   SOLE   0 0 9,540
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 939,908 5,121 SH   SOLE   0 0 5,121
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG001SHTTW9 2,718,921 13,558 SH   SOLE   0 0 13,558
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 2,013,748 14,346 SH   SOLE   0 0 14,346
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 658,338 13,130 SH   SOLE   0 0 13,130
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 564,820 14,490 SH   SOLE   0 0 14,490
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 1,773,281 23,584 SH   SOLE   0 0 23,584
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 917,254 21,855 SH   SOLE   0 0 21,855
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 1,125,776 28,573 SH   SOLE   0 0 28,573
VISA INC COM CL A 92826C839 BBG001SRCFY3 494,677 2,381 SH   SOLE   0 0 2,381
WALMART INC COM 931142103 BBG001S5XH92 593,675 4,187 SH   SOLE   0 0 4,187
ZIMMER BIOMET HOLDINGS INC COM 98956P102 BBG001S7DQJ9 491,513 3,855 SH   SOLE   0 0 3,855
ZOETIS INC CL A 98978V103 BBG0039320P7 278,592 1,901 SH   SOLE   0 0 1,901