The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 643 3,618 SH   SOLE   0 0 3,618
ABBOTT LABS COM 002824100 652 4,635 SH   SOLE   0 0 4,635
ABBVIE INC COM 00287Y109 2,752 20,325 SH   SOLE   0 0 20,325
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 369 891 SH   SOLE   0 0 891
ACTIVISION BLIZZARD INC COM 00507V109 723 10,872 SH   SOLE   0 0 10,872
ADVANCED MICRO DEVICES INC COM 007903107 628 4,366 SH   SOLE   0 0 4,366
AGCO CORP COM 001084102 771 6,643 SH   SOLE   0 0 6,643
ALBEMARLE CORP COM 012653101 1,910 8,168 SH   SOLE   0 0 8,168
ALLETE INC COM NEW 018522300 413 6,218 SH   SOLE   0 0 6,218
ALPHABET INC CAP STK CL A 02079K305 1,243 429 SH   SOLE   0 0 429
ALPHABET INC CAP STK CL C 02079K107 1,539 532 SH   SOLE   0 0 532
AMAZON COM INC COM 023135106 1,994 598 SH   SOLE   0 0 598
AMERICAN CAMPUS CMNTYS INC COM 024835100 779 13,593 SH   SOLE   0 0 13,593
AMERICAN ELEC PWR CO INC COM 025537101 1,159 13,022 SH   SOLE   0 0 13,022
AMERICAN EXPRESS CO COM 025816109 262 1,603 SH   SOLE   0 0 1,603
ANALOG DEVICES INC COM 032654105 578 3,291 SH   SOLE   0 0 3,291
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 288 4,751 SH   SOLE   0 0 4,751
APARTMENT INCOME REIT CORP COM 03750L109 314 5,739 SH   SOLE   0 0 5,739
APPLE INC COM 037833100 1,587 8,935 SH   SOLE   0 0 8,935
APPLIED MATLS INC COM 038222105 560 3,558 SH   SOLE   0 0 3,558
ARCHER DANIELS MIDLAND CO COM 039483102 1,087 16,078 SH   SOLE   0 0 16,078
ARISTA NETWORKS INC COM 040413106 1,617 11,247 SH   SOLE   0 0 11,247
AT&T INC COM 00206R102 614 24,960 SH   SOLE   0 0 24,960
BANK HAWAII CORP COM 062540109 210 2,512 SH   SOLE   0 0 2,512
BANK MONTREAL QUE COM 063671101 961 8,920 SH   SOLE   0 0 8,920
BCE INC COM NEW 05534B760 1,236 23,748 SH   SOLE   0 0 23,748
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 574 1,921 SH   SOLE   0 0 1,921
BIOGEN INC COM 09062X103 230 958 SH   SOLE   0 0 958
BK OF AMERICA CORP COM 060505104 2,031 45,647 SH   SOLE   0 0 45,647
BLACKROCK INC COM 09247X101 848 927 SH   SOLE   0 0 927
BOK FINL CORP COM NEW 05561Q201 1,329 12,595 SH   SOLE   0 0 12,595
BOOKING HOLDINGS INC COM 09857L108 290 121 SH   SOLE   0 0 121
BRISTOL-MYERS SQUIBB CO COM 110122108 376 6,031 SH   SOLE   0 0 6,031
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 494 13,212 SH   SOLE   0 0 13,212
BROADCOM INC COM 11135F101 1,438 2,160 SH   SOLE   0 0 2,160
CANADIAN PAC RY LTD COM 13645T100 212 2,947 SH   SOLE   0 0 2,947
CAPITAL ONE FINL CORP COM 14040H105 537 3,700 SH   SOLE   0 0 3,700
CATERPILLAR INC COM 149123101 1,679 8,122 SH   SOLE   0 0 8,122
CENTENE CORP DEL COM 15135B101 823 9,990 SH   SOLE   0 0 9,990
CERNER CORP COM 156782104 549 5,907 SH   SOLE   0 0 5,907
CHEVRON CORP NEW COM 166764100 472 4,023 SH   SOLE   0 0 4,023
CISCO SYS INC COM 17275R102 1,346 21,248 SH   SOLE   0 0 21,248
COCA COLA CO COM 191216100 376 6,351 SH   SOLE   0 0 6,351
COGNEX CORP COM 192422103 277 3,560 SH   SOLE   0 0 3,560
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 682 7,688 SH   SOLE   0 0 7,688
COMCAST CORP NEW CL A 20030N101 206 4,088 SH   SOLE   0 0 4,088
CONOCOPHILLIPS COM 20825C104 785 10,877 SH   SOLE   0 0 10,877
CONSTELLATION BRANDS INC CL A 21036P108 404 1,611 SH   SOLE   0 0 1,611
CORTEVA INC COM 22052L104 458 9,687 SH   SOLE   0 0 9,687
CULLEN FROST BANKERS INC COM 229899109 1,635 12,972 SH   SOLE   0 0 12,972
CVS HEALTH CORP COM 126650100 204 1,980 SH   SOLE   0 0 1,980
CYRUSONE INC COM 23283R100 1,470 16,381 SH   SOLE   0 0 16,381
DEERE & CO COM 244199105 1,991 5,807 SH   SOLE   0 0 5,807
DIAGEO PLC SPON ADR NEW 25243Q205 1,355 6,157 SH   SOLE   0 0 6,157
DIGITAL RLTY TR INC COM 253868103 634 3,582 SH   SOLE   0 0 3,582
DISNEY WALT CO COM 254687106 659 4,256 SH   SOLE   0 0 4,256
DOMINION ENERGY INC COM 25746U109 355 4,524 SH   SOLE   0 0 4,524
DTE ENERGY CO COM 233331107 824 6,894 SH   SOLE   0 0 6,894
DUKE ENERGY CORP NEW COM NEW 26441C204 585 5,578 SH   SOLE   0 0 5,578
DUPONT DE NEMOURS INC COM 26614N102 430 5,326 SH   SOLE   0 0 5,326
EATON CORP PLC SHS G29183103 299 1,730 SH   SOLE   0 0 1,730
EBAY INC. COM 278642103 328 4,929 SH   SOLE   0 0 4,929
ELECTRONIC ARTS INC COM 285512109 515 3,908 SH   SOLE   0 0 3,908
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 149 18,083 SH   SOLE   0 0 18,083
EQUITY RESIDENTIAL SH BEN INT 29476L107 808 8,923 SH   SOLE   0 0 8,923
FEDEX CORP COM 31428X106 582 2,250 SH   SOLE   0 0 2,250
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303 237 4,541 SH   SOLE   0 0 4,541
FLEX LTD ORD Y2573F102 217 11,847 SH   SOLE   0 0 11,847
GENUINE PARTS CO COM 372460105 825 5,885 SH   SOLE   0 0 5,885
GILEAD SCIENCES INC COM 375558103 769 10,593 SH   SOLE   0 0 10,593
GOLDMAN SACHS ETF TR ACES ULTRA SHR 381430230 352 6,965 SH   SOLE   0 0 6,965
GOLDMAN SACHS GROUP INC COM 38141G104 2,111 5,518 SH   SOLE   0 0 5,518
HOLLYSYS AUTOMATION TCHNGY L SHS G45667105 169 11,976 SH   SOLE   0 0 11,976
HOME DEPOT INC COM 437076102 1,657 3,992 SH   SOLE   0 0 3,992
HONEYWELL INTL INC COM 438516106 233 1,119 SH   SOLE   0 0 1,119
ICON PLC SHS G4705A100 217 702 SH   SOLE   0 0 702
ILLUMINA INC COM 452327109 607 1,596 SH   SOLE   0 0 1,596
IMAX CORP COM 45245E109 193 10,828 SH   SOLE   0 0 10,828
INFOSYS LTD SPONSORED ADR 456788108 215 8,499 SH   SOLE   0 0 8,499
INTEL CORP COM 458140100 2,455 47,667 SH   SOLE   0 0 47,667
INTERPUBLIC GROUP COS INC COM 460690100 1,053 28,118 SH   SOLE   0 0 28,118
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 302 6,005 SH   SOLE   0 0 6,005
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 4,794 181,920 SH   SOLE   0 0 181,920
ISHARES INC CORE MSCI EMKT 46434G103 10,794 180,325 SH   SOLE   0 0 180,325
ISHARES TR 0-5YR HI YL CP 46434V407 20,385 449,994 SH   SOLE   0 0 449,994
ISHARES TR 0-5YR INVT GR CP 46434V100 26,589 520,848 SH   SOLE   0 0 520,848
ISHARES TR 1 3 YR TREAS BD 464287457 4,096 47,886 SH   SOLE   0 0 47,886
ISHARES TR BLACKROCK ULTRA 46434V878 359 7,127 SH   SOLE   0 0 7,127
ISHARES TR CORE DIV GRWTH 46434V621 4,715 84,824 SH   SOLE   0 0 84,824
ISHARES TR CORE MSCI EAFE 46432F842 25,238 338,129 SH   SOLE   0 0 338,129
ISHARES TR CORE MSCI INTL 46435G326 2,345 34,709 SH   SOLE   0 0 34,709
ISHARES TR CORE S&P SCP ETF 464287804 1,952 17,048 SH   SOLE   0 0 17,048
ISHARES TR CORE S&P500 ETF 464287200 262 550 SH   SOLE   0 0 550
ISHARES TR EAFE SML CP ETF 464288273 3,055 41,796 SH   SOLE   0 0 41,796
ISHARES TR FLTG RATE NT ETF 46429B655 14,803 291,791 SH   SOLE   0 0 291,791
ISHARES TR IBOXX HI YD ETF 464288513 4,395 50,515 SH   SOLE   0 0 50,515
ISHARES TR IBOXX INV CP ETF 464287242 5,630 42,486 SH   SOLE   0 0 42,486
ISHARES TR ISHS 1-5YR INVS 464288646 6,281 116,567 SH   SOLE   0 0 116,567
ISHARES TR ISHS 5-10YR INVT 464288638 1,387 23,396 SH   SOLE   0 0 23,396
ISHARES TR JPMORGAN USD EMG 464288281 18,889 173,197 SH   SOLE   0 0 173,197
ISHARES TR MSCI EAFE ETF 464287465 2,968 37,722 SH   SOLE   0 0 37,722
ISHARES TR MSCI EMG MKT ETF 464287234 212 4,337 SH   SOLE   0 0 4,337
ISHARES TR S&P 500 GRWT ETF 464287309 44,119 527,296 SH   SOLE   0 0 527,296
ISHARES TR S&P 500 VAL ETF 464287408 46,126 294,493 SH   SOLE   0 0 294,493
ISHARES TR S&P SML 600 GWT 464287887 14,149 101,941 SH   SOLE   0 0 101,941
ISHARES TR SHORT TREAS BD 464288679 1,531 13,868 SH   SOLE   0 0 13,868
ISHARES TR SHRT NAT MUN ETF 464288158 3,897 36,294 SH   SOLE   0 0 36,294
ISHARES TR SP SMCP600VL ETF 464287879 29,245 279,882 SH   SOLE   0 0 279,882
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886 482 9,720 SH   SOLE   0 0 9,720
JOHNSON & JOHNSON COM 478160104 2,261 13,218 SH   SOLE   0 0 13,218
JPMORGAN CHASE & CO COM 46625H100 1,202 7,591 SH   SOLE   0 0 7,591
KELLOGG CO COM 487836108 875 13,584 SH   SOLE   0 0 13,584
KINDER MORGAN INC DEL COM 49456B101 415 26,153 SH   SOLE   0 0 26,153
KLA CORP COM NEW 482480100 260 604 SH   SOLE   0 0 604
KRAFT HEINZ CO COM 500754106 938 26,119 SH   SOLE   0 0 26,119
LAM RESEARCH CORP COM 512807108 3,819 5,310 SH   SOLE   0 0 5,310
LILLY ELI & CO COM 532457108 2,207 7,991 SH   SOLE   0 0 7,991
LOCKHEED MARTIN CORP COM 539830109 1,001 2,817 SH   SOLE   0 0 2,817
MCDONALDS CORP COM 580135101 1,941 7,242 SH   SOLE   0 0 7,242
MERCK & CO INC COM 58933Y105 1,657 21,621 SH   SOLE   0 0 21,621
MICROCHIP TECHNOLOGY INC. COM 595017104 4,694 53,920 SH   SOLE   0 0 53,920
MICROSOFT CORP COM 594918104 8,735 25,972 SH   SOLE   0 0 25,972
MONDELEZ INTL INC CL A 609207105 830 12,519 SH   SOLE   0 0 12,519
MOSAIC CO NEW COM 61945C103 351 8,924 SH   SOLE   0 0 8,924
NIKE INC CL B 654106103 657 3,941 SH   SOLE   0 0 3,941
NORFOLK SOUTHN CORP COM 655844108 1,917 6,438 SH   SOLE   0 0 6,438
NUTRIEN LTD COM 67077M108 1,393 18,527 SH   SOLE   0 0 18,527
OMNICOM GROUP INC COM 681919106 1,185 16,170 SH   SOLE   0 0 16,170
ORACLE CORP COM 68389X105 400 4,585 SH   SOLE   0 0 4,585
PAYPAL HLDGS INC COM 70450Y103 1,600 8,482 SH   SOLE   0 0 8,482
PEPSICO INC COM 713448108 591 3,404 SH   SOLE   0 0 3,404
PFIZER INC COM 717081103 2,445 41,400 SH   SOLE   0 0 41,400
PHILIP MORRIS INTL INC COM 718172109 786 8,278 SH   SOLE   0 0 8,278
PHILLIPS 66 COM 718546104 369 5,096 SH   SOLE   0 0 5,096
PHREESIA INC COM 71944F106 210 5,029 SH   SOLE   0 0 5,029
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 474 4,666 SH   SOLE   0 0 4,666
PINNACLE WEST CAP CORP COM 723484101 237 3,355 SH   SOLE   0 0 3,355
PROCTER AND GAMBLE CO COM 742718109 962 5,882 SH   SOLE   0 0 5,882
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 1,360 20,387 SH   SOLE   0 0 20,387
QUALCOMM INC COM 747525103 372 2,033 SH   SOLE   0 0 2,033
REGENCY CTRS CORP COM 758849103 528 7,004 SH   SOLE   0 0 7,004
RESTAURANT BRANDS INTL INC COM 76131D103 774 12,750 SH   SOLE   0 0 12,750
ROOT INC COM CL A 77664L108 31 10,019 SH   SOLE   0 0 10,019
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 266 6,130 SH   SOLE   0 0 6,130
RPM INTL INC COM 749685103 1,226 12,138 SH   SOLE   0 0 12,138
SALESFORCE COM INC COM 79466L302 625 2,459 SH   SOLE   0 0 2,459
SANOFI SPONSORED ADR 80105N105 527 10,509 SH   SOLE   0 0 10,509
SCHWAB CHARLES CORP COM 808513105 207 2,464 SH   SOLE   0 0 2,464
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 397 4,906 SH   SOLE   0 0 4,906
SCOTTS MIRACLE-GRO CO CL A 810186106 348 2,160 SH   SOLE   0 0 2,160
SERVICENOW INC COM 81762P102 343 529 SH   SOLE   0 0 529
SHOCKWAVE MED INC COM 82489T104 340 1,906 SH   SOLE   0 0 1,906
SMUCKER J M CO COM NEW 832696405 1,496 11,015 SH   SOLE   0 0 11,015
SNAP ON INC COM 833034101 398 1,846 SH   SOLE   0 0 1,846
SOUTHERN CO COM 842587107 552 8,042 SH   SOLE   0 0 8,042
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 6,827 187,157 SH   SOLE   0 0 187,157
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 3,798 91,534 SH   SOLE   0 0 91,534
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 1,321 34,984 SH   SOLE   0 0 34,984
SPDR S&P 500 ETF TR TR UNIT 78462F103 845 1,779 SH   SOLE   0 0 1,779
SPDR SER TR BLOOMBERG HIGH Y 78468R622 1,162 10,700 SH   SOLE   0 0 10,700
SPDR SER TR PORTFOLIO INTRMD 78464A375 6,090 168,463 SH   SOLE   0 0 168,463
SPDR SER TR PORTFOLIO SH TSR 78468R101 417 13,719 SH   SOLE   0 0 13,719
SPDR SER TR PORTFOLIO SHORT 78464A474 7,408 239,197 SH   SOLE   0 0 239,197
SPDR SER TR PRTFLO S&P500 GW 78464A409 6,427 88,683 SH   SOLE   0 0 88,683
SPDR SER TR PRTFLO S&P500 VL 78464A508 6,980 166,185 SH   SOLE   0 0 166,185
SPDR SER TR S&P 600 SMCP GRW 78464A201 2,614 28,166 SH   SOLE   0 0 28,166
SPDR SER TR S&P 600 SMCP VAL 78464A300 6,084 71,809 SH   SOLE   0 0 71,809
STARBUCKS CORP COM 855244109 3,294 28,161 SH   SOLE   0 0 28,161
TARGET CORP COM 87612E106 2,256 9,748 SH   SOLE   0 0 9,748
TEXAS INSTRS INC COM 882508104 2,513 13,331 SH   SOLE   0 0 13,331
TORONTO DOMINION BK ONT COM NEW 891160509 877 11,443 SH   SOLE   0 0 11,443
TRACTOR SUPPLY CO COM 892356106 283 1,187 SH   SOLE   0 0 1,187
TYLER TECHNOLOGIES INC COM 902252105 550 1,023 SH   SOLE   0 0 1,023
TYSON FOODS INC CL A 902494103 1,149 13,186 SH   SOLE   0 0 13,186
UNILEVER PLC SPON ADR NEW 904767704 343 6,385 SH   SOLE   0 0 6,385
UNION PAC CORP COM 907818108 811 3,220 SH   SOLE   0 0 3,220
UNITED PARCEL SERVICE INC CL B 911312106 1,297 6,049 SH   SOLE   0 0 6,049
UNITED RENTALS INC COM 911363109 846 2,545 SH   SOLE   0 0 2,545
UNITEDHEALTH GROUP INC COM 91324P102 366 729 SH   SOLE   0 0 729
US BANCORP DEL COM NEW 902973304 1,490 26,524 SH   SOLE   0 0 26,524
VANGUARD INDEX FDS GROWTH ETF 922908736 2,572 8,014 SH   SOLE   0 0 8,014
VANGUARD INDEX FDS MID CAP ETF 922908629 231 906 SH   SOLE   0 0 906
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,731 9,678 SH   SOLE   0 0 9,678
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,168 5,169 SH   SOLE   0 0 5,169
VANGUARD INDEX FDS SML CP GRW ETF 922908595 3,541 12,565 SH   SOLE   0 0 12,565
VANGUARD INDEX FDS VALUE ETF 922908744 2,229 15,150 SH   SOLE   0 0 15,150
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 832 13,578 SH   SOLE   0 0 13,578
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 635 12,843 SH   SOLE   0 0 12,843
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,745 33,779 SH   SOLE   0 0 33,779
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,258 24,646 SH   SOLE   0 0 24,646
VERIZON COMMUNICATIONS INC COM 92343V104 1,788 34,418 SH   SOLE   0 0 34,418
VISA INC COM CL A 92826C839 661 3,052 SH   SOLE   0 0 3,052
WALMART INC COM 931142103 241 1,664 SH   SOLE   0 0 1,664
WASTE MGMT INC DEL COM 94106L109 212 1,270 SH   SOLE   0 0 1,270
ZIMMER BIOMET HOLDINGS INC COM 98956P102 545 4,288 SH   SOLE   0 0 4,288
ZOETIS INC CL A 98978V103 493 2,021 SH   SOLE   0 0 2,021