Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Assets
Cash and due from banks	$ 8,563	$ 9,506
Interest-bearing deposits in financial institutions	41,279	68,572
Federal funds sold	2,747	4,719
Total cash and cash equivalents	52,589	82,797
Securities available-for-sale, at fair value	187,469	192,621
Securities held-to-maturity, fair value of $3,766, and $3,848 at September 30, 2018 and December 31, 2017, respectively	3,740	3,759
Loans held for sale	50,499	74,093
Loans	1,073,870	947,537
Less allowance for loan losses	(15,218)	(13,721)
Loans, net	1,058,652	933,816
Premises and equipment, net	9,584	5,884
Restricted equity securities	8,817	8,806
Accrued interest receivable	4,430	4,084
Goodwill	6,219	6,219
Core deposit intangible		23
Other assets	34,908	32,327
Total assets	1,416,907	1,344,429
Deposits:
Non-interest-bearing	239,792	301,742
Interest-bearing	307,299	274,681
Savings and money market accounts	376,985	367,246
Time	202,327	176,197
Total deposits	1,126,403	1,119,866
Federal Home Loan Bank advances	125,000	70,000
Other liabilities	7,994	7,617
Total liabilities	1,259,397	1,197,483
Shareholders’ equity:
Series A convertible preferred stock, $1 par value; 5,000,000 shares authorized; 878,049 shares issued and outstanding at September 30, 2018 and December 31, 2017	878	878
Additional paid-in capital	121,646	118,120
Retained earnings	28,741	18,892
Accumulated other comprehensive loss, net of income tax	(5,881)	(2,527)
Total shareholders’ equity	157,510	146,946
Total liabilities and shareholders’ equity	1,416,907	1,344,429
Voting
Shareholders’ equity:
Common stock	11,993	11,450
Nonvoting
Shareholders’ equity:
Common stock	$ 133	$ 133