Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Assets
Cash and due from banks	$ 10,796	$ 9,134
Interest-bearing deposits in financial institutions	58,993	54,323
Federal funds sold		16,654
Total cash and cash equivalents	69,789	80,111
Securities available-for-sale, at fair value	146,600	182,355
Securities held-to-maturity, fair value of $48,980, and $49,731 at September 30, 2017 and December 31, 2016, respectively	45,635	46,864
Loans held for sale	53,225	42,111
Loans	974,530	935,251
Less allowance for loan losses	(14,122)	(11,634)
Loans, net	960,408	923,617
Premises and equipment, net	5,978	5,350
Restricted equity securities	8,799	6,032
Accrued interest receivable	3,849	3,942
Goodwill	6,219	6,219
Core deposit intangible	33	71
Deferred tax assets	12,472	12,956
Bank owned life insurance	22,335	21,900
Other assets	3,217	2,147
Total assets	1,338,559	1,333,675
Deposits:
Non-interest-bearing	250,007	197,788
Interest-bearing	303,756	299,621
Savings and money market accounts	338,391	447,686
Time	199,341	183,628
Total deposits	1,091,495	1,128,723
Federal Home Loan Bank advances	95,000	55,000
Accrued interest payable	305	212
Other liabilities	7,555	10,533
Total liabilities	1,194,355	1,194,468
Shareholders’ equity:
Series A convertible preferred stock, $1 par value; 5,000,000 shares authorized; 878,049 shares issued and outstanding at September 30, 2017 and December 31, 2016	878	878
Common stock, voting, $1 par value; 20,000,000 shares authorized; 11,346,498 and 11,204,515 shares issued and outstanding at September 30, 2017 and December 31, 2016, respectively	11,347	11,205
Additional paid-in capital	117,617	116,143
Retained earnings	18,541	17,132
Accumulated other comprehensive loss, net of income tax	(4,179)	(6,151)
Total shareholders’ equity	144,204	139,207
Total liabilities and shareholders’ equity	$ 1,338,559	$ 1,333,675