Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Assets
Cash and due from banks	$ 48,202	$ 40,191
Interest-bearing deposits in financial institutions	347,023	237,248
Federal funds sold	19,900	0
Total cash and cash equivalents	415,125	277,439
Securities available-for-sale, at fair value	459,396	486,215
Securities held-to-maturity, fair value of $1,830 and $2,504 at December 31, 2021 and 2020, respectively	1,782	2,407
Loans held for sale (includes $37,306 and $97,303 measured at fair value at December 31, 2021 and 2020, respectively)	83,715	186,998
Loans held for investment	1,965,769	1,883,690
Less allowance for loan losses	(21,698)	(23,245)
Loans, net	1,944,071	1,860,445
Premises and equipment, net	25,727	26,689
Restricted equity securities	14,453	15,562
Accrued interest receivable	7,376	8,771
Goodwill	41,068	41,068
Core deposit intangible, net	6,691	8,630
Other real estate owned, net	266	523
Other assets	133,376	72,259
Total assets	3,133,046	2,987,006
Deposits:
Noninterest-bearing	725,171	662,934
Interest-bearing	944,605	844,101
Savings and money market accounts	641,456	591,438
Time	373,049	469,528
Total deposits	2,684,281	2,568,001
Federal Home Loan Bank advances	0	10,000
Subordinated debt	29,532	29,423
Other liabilities	39,139	36,096
Total liabilities	2,752,952	2,643,520
Shareholders’ equity:
Additional paid-in capital	248,709	246,890
Retained earnings	110,489	66,879
Accumulated other comprehensive (loss) income, net of income tax	(1,270)	7,728
Total shareholders’ equity	380,094	343,486
Total liabilities and shareholders’ equity	3,133,046	2,987,006
Voting
Shareholders’ equity:
Common stock, voting, $1 par value; 25,000,000 shares authorized 22,166,129 and 21,988,803 shares issued and outstanding at December 31, 2021 and 2020, respectively	$ 22,166	$ 21,989