The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102 220 4,015 SH   SOLE   4,015 0 0
AIR PRODS & CHEMS INC COM 009158106 354 1,563 SH   SOLE   1,563 0 0
ALLIANT ENERGY CORP COM 018802108 490 9,987 SH   SOLE   9,987 0 0
ALPHABET INC CAP STK CL A 02079K305 525 485 SH   SOLE   485 0 0
ALPHABET INC CAP STK CL C 02079K107 273 253 SH   SOLE   253 0 0
ALTRIA GROUP INC COM 02209S103 203 4,282 SH   SOLE   4,282 0 0
AMAZON COM INC COM 023135106 771 407 SH   SOLE   407 0 0
AMERICAN EQTY INVT LIFE HLD COM 025676206 9,386 345,587 SH   SOLE   345,587 0 0
AMERICAN FIN TR INC COM CLASS A 02607T109 463 42,443 SH   SOLE   42,443 0 0
AMERICAN TOWER CORP NEW COM 03027X100 237 1,159 SH   SOLE   1,159 0 0
AMERIPRISE FINL INC COM 03076C106 216 1,486 SH   SOLE   1,486 0 0
APPLE INC COM 037833100 1,291 6,522 SH   SOLE   6,522 0 0
ARES CAP CORP COM 04010L103 10,865 605,606 SH   SOLE   605,606 0 0
AT&T INC COM 00206R102 510 15,226 SH   SOLE   15,226 0 0
BARCLAYS BK PLC DJUBS CMDT ETN36 06738C778 2,156 96,955 SH   SOLE   96,955 0 0
BAXTER INTL INC COM 071813109 242 2,956 SH   SOLE   2,956 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,054 4,946 SH   SOLE   4,946 0 0
BOEING CO COM 097023105 317 872 SH   SOLE   872 0 0
BROADCOM INC COM 11135F101 251 873 SH   SOLE   873 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 321 6,728 SH   SOLE   6,728 0 0
CARMAX INC COM 143130102 237 2,734 SH   SOLE   2,734 0 0
CHEVRON CORP NEW COM 166764100 342 2,745 SH   SOLE   2,745 0 0
CISCO SYS INC COM 17275R102 512 9,350 SH   SOLE   9,350 0 0
CMS ENERGY CORP COM 125896100 203 3,514 SH   SOLE   3,514 0 0
COCA COLA CO COM 191216100 247 4,860 SH   SOLE   4,860 0 0
COMCAST CORP NEW CL A 20030N101 341 8,065 SH   SOLE   8,065 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 255 1,954 SH   SOLE   1,954 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200 1,992 63,005 SH   SOLE   63,005 0 0
DEERE & CO COM 244199105 385 2,324 SH   SOLE   2,324 0 0
DOMINOS PIZZA INC COM 25754A201 339 1,218 SH   SOLE   1,218 0 0
EXXON MOBIL CORP COM 30231G102 382 4,981 SH   SOLE   4,981 0 0
FISERV INC COM 337738108 213 2,340 SH   SOLE   2,340 0 0
FLEXSHARES TR INTL QLTDV IDX 33939L837 834 36,231 SH   SOLE   36,231 0 0
FORD MTR CO DEL COM 345370860 147 14,395 SH   SOLE   14,395 0 0
FS KKR CAPITAL CORP COM 302635107 221 37,021 SH   SOLE   37,021 0 0
GARTNER INC COM 366651107 217 1,349 SH   SOLE   1,349 0 0
GLOBAL X FDS GLB X MLP ENRG I 37950E226 840 64,915 SH   SOLE   64,915 0 0
HILTON WORLDWIDE HLDGS INC COM 43300A203 295 3,014 SH   SOLE   3,014 0 0
HOME DEPOT INC COM 437076102 666 3,200 SH   SOLE   3,200 0 0
INGERSOLL-RAND PLC SHS G47791101 206 1,630 SH   SOLE   1,630 0 0
INTEL CORP COM 458140100 321 6,703 SH   SOLE   6,703 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 279 2,024 SH   SOLE   2,024 0 0
INTUIT COM 461202103 218 835 SH   SOLE   835 0 0
ISHARES TR CORE S&P MCP ETF 464287507 1,793 9,231 SH   SOLE   9,231 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,109 14,169 SH   SOLE   14,169 0 0
ISHARES TR CORE S&P500 ETF 464287200 68,553 232,581 SH   SOLE   232,581 0 0
ISHARES TR EAFE VALUE ETF 464288877 3,540 73,647 SH   SOLE   73,647 0 0
ISHARES TR GLOB HLTHCRE ETF 464287325 845 13,699 SH   SOLE   13,699 0 0
ISHARES TR INTRM TR CRP ETF 464288638 15,111 265,343 SH   SOLE   265,343 0 0
ISHARES TR JPMORGAN USD EMG 464288281 806 7,115 SH   SOLE   7,115 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 409 9,522 SH   SOLE   9,522 0 0
ISHARES TR MSCI UK ETF NEW 46435G334 2,441 75,519 SH   SOLE   75,519 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 530 3,368 SH   SOLE   3,368 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 412 2,052 SH   SOLE   2,052 0 0
ISHARES TR RUS MD CP GR ETF 464287481 572 4,015 SH   SOLE   4,015 0 0
ISHARES TR RUS MID CAP ETF 464287499 40,519 725,237 SH   SOLE   725,237 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 19,357 124,484 SH   SOLE   124,484 0 0
ISHARES TR SH TR CRPORT ETF 464288646 11,104 207,789 SH   SOLE   207,789 0 0
ISHARES TR TIPS BD ETF 464287176 399 3,456 SH   SOLE   3,456 0 0
JOHNSON & JOHNSON COM 478160104 459 3,292 SH   SOLE   3,292 0 0
JP MORGAN EXCHANGE TRADED FD BETBULD JAPAN 46641Q712 1,148 50,313 SH   SOLE   50,313 0 0
JPMORGAN CHASE & CO COM 46625H100 490 4,386 SH   SOLE   4,386 0 0
KINDER MORGAN INC DEL COM 49456B101 214 10,250 SH   SOLE   10,250 0 0
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 55 19,308 SH   SOLE   19,308 0 0
MARKEL CORP COM 570535104 232 213 SH   SOLE   213 0 0
MARSH & MCLENNAN COS INC COM 571748102 255 2,561 SH   SOLE   2,561 0 0
MARTIN MARIETTA MATLS INC COM 573284106 214 930 SH   SOLE   930 0 0
MEDTRONIC PLC SHS G5960L103 229 2,354 SH   SOLE   2,354 0 0
MERCK & CO INC COM 58933Y105 483 5,759 SH   SOLE   5,759 0 0
METLIFE INC COM 59156R108 215 4,332 SH   SOLE   4,332 0 0
MICROSOFT CORP COM 594918104 1,649 12,306 SH   SOLE   12,306 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307 234 1,406 SH   SOLE   1,406 0 0
O REILLY AUTOMOTIVE INC NEW COM 67103H107 467 1,265 SH   SOLE   1,265 0 0
PEPSICO INC COM 713448108 356 2,713 SH   SOLE   2,713 0 0
PFIZER INC COM 717081103 349 8,062 SH   SOLE   8,062 0 0
PHILIP MORRIS INTL INC COM 718172109 559 7,115 SH   SOLE   7,115 0 0
PHILLIPS 66 COM 718546104 284 3,036 SH   SOLE   3,036 0 0
PRINCIPAL FINL GROUP INC COM 74251V102 754 13,018 SH   SOLE   13,018 0 0
PROCTER AND GAMBLE CO COM 742718109 385 3,507 SH   SOLE   3,507 0 0
PROGRESSIVE CORP OHIO COM 743315103 220 2,750 SH   SOLE   2,750 0 0
PRUDENTIAL FINL INC COM 744320102 293 2,901 SH   SOLE   2,901 0 0
RESTAURANT BRANDS INTL INC COM 76131D103 257 3,694 SH   SOLE   3,694 0 0
S&P GLOBAL INC COM 78409V104 251 1,102 SH   SOLE   1,102 0 0
SBA COMMUNICATIONS CORP NEW CL A 78410G104 312 1,389 SH   SOLE   1,389 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 2,305 80,204 SH   SOLE   80,204 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 15,815 280,858 SH   SOLE   280,858 0 0
SOUTHERN CO COM 842587107 395 7,141 SH   SOLE   7,141 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,555 5,308 SH   SOLE   5,308 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 234 800 SH Put SOLE   800 0 0
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375 1,492 42,714 SH   SOLE   42,714 0 0
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 72 10,140 SH   SOLE   10,140 0 0
TRANSDIGM GROUP INC COM 893641100 327 675 SH   SOLE   675 0 0
UNITED PARCEL SERVICE INC CL B 911312106 11,408 110,463 SH   SOLE   110,463 0 0
UNITED PARCEL SERVICE INC CL B 911312106 83 800 SH Call SOLE   800 0 0
UNITEDHEALTH GROUP INC COM 91324P102 368 1,510 SH   SOLE   1,510 0 0
US BANCORP DEL COM NEW 902973304 386 7,357 SH   SOLE   7,357 0 0
VANECK VECTORS ETF TR JP MORGAN MKTS 92189H300 1,979 57,041 SH   SOLE   57,041 0 0
VANECK VECTORS ETF TR MORNINGSTAR WIDE 92189F643 1,438 29,939 SH   SOLE   29,939 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 2,597 32,243 SH   SOLE   32,243 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 24,278 292,263 SH   SOLE   292,263 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 2,635 15,766 SH   SOLE   15,766 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 12,910 147,716 SH   SOLE   147,716 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,125 8,620 SH   SOLE   8,620 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 630 4,020 SH   SOLE   4,020 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 12,447 82,932 SH   SOLE   82,932 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 2,666 24,036 SH   SOLE   24,036 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,404 56,530 SH   SOLE   56,530 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 831 12,593 SH   SOLE   12,593 0 0
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 942 17,832 SH   SOLE   17,832 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 16,625 398,591 SH   SOLE   398,591 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 1,493 10,037 SH   SOLE   10,037 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 487 8,530 SH   SOLE   8,530 0 0
VISA INC COM CL A 92826C839 427 2,463 SH   SOLE   2,463 0 0
WALMART INC COM 931142103 833 7,543 SH   SOLE   7,543 0 0
WELLS FARGO CO NEW COM 949746101 1,914 40,447 SH   SOLE   40,447 0 0
WOODWARD INC COM 980745103 1,261 11,146 SH   SOLE   11,146 0 0