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Consolidated Balance Sheets - USD ($)
$ in Thousands
Mar. 31, 2025
Dec. 31, 2024
Assets    
Cash and due from banks $ 12,957 $ 8,161
Interest-bearing deposits at other financial institutions 110,973 82,789
Securities held-to-maturity (fair value of $257 thousand and $256 thousand at March 31, 2025 and December 31, 2024, respectively), net of allowance for credit losses of $0 and $0 at March 31, 2025 and December 31, 2024, respectively 265 265
Securities available-for-sale, at fair value 158,717 156,475
Restricted stock, at cost 7,774 8,186
Loans, net of allowance for credit losses of $18.4 million and $18.1 million at March 31, 2025 and December 31, 2024, respectively 1,863,711 1,852,106
Premises and equipment, net 814 858
Accrued interest receivable 10,114 10,315
Prepaid expenses 3,537 3,413
Deferred tax assets, net 12,870 13,273
Goodwill and intangibles, net 7,385 7,420
Bank owned life insurance 9,289 9,219
Operating lease right-of-use assets 6,779 7,124
Other assets 35,612 39,346
Total assets 2,240,797 2,198,950
Deposits:    
Nonnterest-bearing 367,124 365,666
Interest-bearing checking 617,845 623,811
Deposits, Savings Deposits 396,791 383,087
Time deposits 274,949 248,154
Total deposits 1,906,621 1,870,605
Other borrowed funds 50,000 50,000
Subordinated notes, net of issuance costs 18,709 18,695
Accrued interest payable 2,338 2,505
Operating lease liabilities 7,271 7,638
Reserves for unfunded commitments 557 510
Accrued expenses and other liabilities 12,973 13,643
Total liabilities 1,998,469 1,963,596
Shareholders' Equity    
Preferred stock, $0.01 par value 0 0
Common stock, $0.01 par value 184 182
Additional paid-in capital 127,898 127,471
Retained earnings 136,132 130,967
Accumulated other comprehensive (loss), net (21,886) (23,266)
Total shareholders' equity 242,328 235,354
Total liabilities and shareholders' equity 2,240,797 2,198,950
Debt Securities, Held-to-Maturity, Fair Value 257 256
Deposits, Wholesale $ 249,912 $ 249,887