Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020	[1]
Assets
Cash and due from banks	$ 16,593	$ 20,835
Interest-bearing deposits at other financial institutions	203,285	120,228
Securities held-to-maturity (fair value of $0.3 million for both March 31, 2021 and December 31, 2020)	264	264
Securities available-for-sale, at fair value	135,104	126,151
Restricted stock, at cost	6,377	6,563
Loans, net of allowance for loan losses of $14.4 million and $15.0 million at March 31, 2021 and December 31, 2020, respectively	1,432,491	1,451,125
Premises and equipment, net	1,520	1,654
Accrued interest receivable	8,912	9,135
Prepaid expenses	978	621
Deferred tax assets, net	8,808	8,552
Goodwill and intangibles, net	8,277	8,357
Bank owned life insurance (BOLI)	38,425	38,178
Other real estate owned (OREO)	3,866	3,866
Operating lease right-of-use assets	10,845	11,125
Other assets	8,772	14,827
Total assets	1,884,517	1,821,481
Deposits:
Noninterest-bearing	501,812	399,062
Interest-bearing checking, savings and money market	822,888	820,378
Time deposits	269,939	313,053
Total deposits	1,594,639	1,532,493
FHLB advances	25,000	25,000
Subordinated notes, net of issuance costs	44,116	44,085
Accrued interest payable	1,372	685
Operating lease liabilities	11,831	12,123
Accrued expenses and other liabilities	12,630	17,595
Total liabilities	1,689,588	1,631,981
Commitments and Contingent Liabilities
Stockholders' Equity
Common stock, $0.01 par value	136	135
Additional paid-in capital	120,552	119,568
Retained earnings	73,540	67,971
Accumulated other comprehensive income, net	701	1,826
Total stockholders' equity	194,929	189,500
Total liabilities and stockholders' equity	$ 1,884,517	$ 1,821,481

[1] Derived from audited consolidated financial statements.