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Note 4 - Loans and Allowance for Credit Losses - Recorded Investment in Loans and the Related Allowances (Details) - USD ($)
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2019
Dec. 31, 2018
Allowance for loan losses $ 2,627,738 $ 2,472,446    
Provision for loan losses 595,000 527,500    
Loans charged off (494,210) (478,196)    
Recoveries of loans previously charged off 209,104 105,988    
Allowance for loan losses 2,937,632 2,627,738    
Loans individually evaluated for impairment     $ 99,954 $ 199,496
Allowance for loan losses 2,627,738 2,472,446 2,937,632 2,627,738
Loans collectively evaluated for impairment     2,737,506 2,410,425
Loans individually evaluated for impairment     2,087,604 1,410,513
Gross loans     250,713,446 238,554,157
Loans collectively evaluated for impairment     248,461,084 237,050,217
Financial Asset Acquired with Credit Deterioration [Member]        
Allowance for loan losses 17,817      
Allowance for loan losses 100,172 17,817    
Allowance for loan losses 17,817 17,817 100,172 17,817
Gross loans     164,758 93,427
Residential Portfolio Segment [Member]        
Gross loans     161,004,509 148,555,764
Residential Portfolio Segment [Member] | One- to Four-family Loan [Member]        
Allowance for loan losses 1,761,736 1,477,419    
Provision for loan losses 505,357 546,217    
Loans charged off (284,980) (312,175)    
Recoveries of loans previously charged off 138,969 50,275    
Allowance for loan losses 2,121,082 1,761,736    
Loans individually evaluated for impairment     90,359 160,822
Allowance for loan losses 2,121,082 1,477,419 2,121,082 1,761,736
Loans collectively evaluated for impairment     1,930,551 1,583,097
Loans individually evaluated for impairment     1,724,694 955,317
Gross loans     155,143,081 141,779,340
Loans collectively evaluated for impairment     153,253,629 140,730,596
Residential Portfolio Segment [Member] | One- to Four-family Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]        
Allowance for loan losses 17,817      
Allowance for loan losses 100,172 17,817    
Allowance for loan losses 17,817 17,817 100,172 17,817
Gross loans     164,758 93,427
Residential Portfolio Segment [Member] | Multi-family Loans [Member]        
Allowance for loan losses 26,562 21,970    
Provision for loan losses (34,149) (11,295)    
Loans charged off 0 0    
Recoveries of loans previously charged off 31,920 15,887    
Allowance for loan losses 24,333 26,562    
Loans individually evaluated for impairment    
Allowance for loan losses 24,333 21,970 24,333 26,562
Loans collectively evaluated for impairment     24,333 26,562
Loans individually evaluated for impairment     0
Gross loans     5,861,428 6,776,424
Loans collectively evaluated for impairment     5,861,428 6,776,424
Residential Portfolio Segment [Member] | Multi-family Loans [Member] | Financial Asset Acquired with Credit Deterioration [Member]        
Allowance for loan losses      
Allowance for loan losses    
Allowance for loan losses
Gross loans     0 0
Nonresidential Real Estate Portfolio Segment [Member]        
Allowance for loan losses 343,663 371,093    
Provision for loan losses (136,253) (27,430)    
Loans charged off    
Recoveries of loans previously charged off 0    
Allowance for loan losses 207,410 343,663    
Loans individually evaluated for impairment     38,674
Allowance for loan losses 207,410 371,093 207,410 343,663
Loans collectively evaluated for impairment     207,410 304,989
Loans individually evaluated for impairment     343,720 455,196
Gross loans     30,679,614 35,286,236
Loans collectively evaluated for impairment     30,335,894 34,831,040
Nonresidential Real Estate Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]        
Allowance for loan losses      
Allowance for loan losses    
Allowance for loan losses
Gross loans     0 0
Commercial Portfolio Segment [Member]        
Allowance for loan losses 135,165 153,596    
Provision for loan losses 63,400 (18,431)    
Loans charged off 0 0    
Recoveries of loans previously charged off 0 0    
Allowance for loan losses 198,565 135,165    
Loans individually evaluated for impairment    
Allowance for loan losses 198,565 153,596 198,565 135,165
Loans collectively evaluated for impairment     198,565 135,165
Loans individually evaluated for impairment    
Gross loans     23,915,335 17,241,698
Loans collectively evaluated for impairment     23,915,335 17,241,698
Commercial Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]        
Allowance for loan losses      
Allowance for loan losses    
Allowance for loan losses
Gross loans     0 0
Consumer Portfolio Segment [Member]        
Allowance for loan losses 82,947 140,269    
Provision for loan losses 152,566 (72,930)    
Loans charged off (47,898)    
Recoveries of loans previously charged off 4,206 15,608    
Allowance for loan losses 191,821 82,947    
Loans individually evaluated for impairment    
Allowance for loan losses 191,821 140,269 191,821 82,947
Loans collectively evaluated for impairment     191,821 82,947
Loans individually evaluated for impairment     0
Gross loans     20,562,789 15,390,263
Loans collectively evaluated for impairment     20,562,789 15,390,263
Consumer Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]        
Allowance for loan losses      
Allowance for loan losses    
Allowance for loan losses
Gross loans     0 0
Purchased Auto Loans [Member]        
Allowance for loan losses 277,665 308,099    
Provision for loan losses 44,079 111,369    
Loans charged off (161,332) (166,021)    
Recoveries of loans previously charged off 34,009 24,218    
Allowance for loan losses 194,421 277,665    
Loans individually evaluated for impairment     9,595
Allowance for loan losses 194,421 308,099 194,421 277,665
Loans collectively evaluated for impairment     184,826 277,665
Loans individually evaluated for impairment     19,190
Gross loans     14,551,199 22,080,196
Loans collectively evaluated for impairment     14,532,009 22,080,196
Purchased Auto Loans [Member] | Financial Asset Acquired with Credit Deterioration [Member]        
Allowance for loan losses      
Allowance for loan losses    
Allowance for loan losses
Gross loans     $ 0 $ 0