Consolidated Statements of Operations (Unaudited) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Interest and dividend income:
Interest and fees on loans	$ 1,857,478	$ 1,672,084	$ 5,432,531	$ 5,140,205
Securities:
Residential mortgage-backed and related securities	122,919	159,046	423,463	473,026
State and municipal securities	133,429	142,296	404,133	425,199
Dividends on non-marketable equity securities	1,058	1,680	5,218	4,958
Interest-bearing deposits	11,903	3,545	22,301	11,415
Total interest and dividend income	2,126,787	1,978,651	6,287,646	6,054,803
Interest expense:
Deposits	205,843	215,036	611,533	658,202
Borrowings	15,181	15,847	26,921	47,379
Total interest expense	221,024	230,883	638,454	705,581
Net interest income	1,905,763	1,747,768	5,649,192	5,349,222
Provision for loan losses	25,000		302,500	220,000
Net interest income after provision for loan losses	1,880,763	1,747,768	5,346,692	5,129,222
Other income:
Gain on sale of securities			8,418	21,630
Gain on sale of loans	142,646	57,812	330,316	138,817
Gain on sale of OREO	76,759	168,974	188,207	215,907
Gain on sale of repossessed assets		7,237	1,680	9,572
Loan origination and servicing income	102,652	100,472	239,186	244,751
Origination of mortgage servicing rights, net of amortization	14,879	(3,434)	42,433	7,402
Customer service fees	118,761	122,735	318,688	328,293
Income on bank owned life insurance	12,560	11,549	37,287	35,805
Other	29,269	26,965	77,885	79,737
Total other income	497,526	492,310	1,244,100	1,091,318
Other expenses:
Salaries and employee benefits	840,038	739,607	2,504,956	2,151,162
Directors fees	40,800	37,800	122,400	113,400
Occupancy	171,425	168,137	477,615	498,748
Deposit insurance premium	37,122	45,673	127,114	134,778
Legal and professional services	83,012	82,528	257,957	267,931
Data processing	130,864	124,221	386,597	1,296,387
Loss on sale of securities			3,261	2,039
Loan expense	124,851	102,321	284,672	258,007
Valuation adjustments and expenses on foreclosed real estate	31,703	44,865	100,639	154,768
Loss on sale of OREO	4,716		4,716
Loss on sale of repossessed assets				11,971
Other	269,245	227,380	747,318	702,685
Total other expenses	1,733,776	1,572,532	5,017,245	5,591,876
Income before income tax expense	644,513	667,546	1,573,547	628,664
Income tax expense	223,251	210,564	520,063	104,995
Net income	$ 421,262	$ 456,982	$ 1,053,484	$ 523,669
Basic earnings per share (in dollars per share)	$ 0.15	$ 0.16	$ 0.37	$ 0.18
Diluted earnings per share (in dollars per share)	$ 0.15	$ 0.16	$ 0.36	$ 0.18