The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8

COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 491 4,620 SH   SOLE 1 0 0 4,620
APPLE INC COM 037833100 536 3,922 SH   SOLE 1 0 0 3,922
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 234 10,028 SH   SOLE 1 0 0 10,028
DUKE ENERGY CORP NEW COM NEW 26441C204 794 7,406 SH   SOLE 1 0 0 7,406
GENUINE PARTS CO COM 372460105 207 1,554 SH   SOLE 1 0 0 1,554
HOME DEPOT INC COM 437076102 617 2,250 SH   SOLE 1 0 0 2,250
INVESCO EXCH TRADED FD TR II GBL SRT TRM HY 46138E669 247 12,813 SH   SOLE 1 0 0 12,813
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 4,275 346,409 SH   SOLE 1 0 0 346,409
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 4,565 225,199 SH   SOLE 1 0 0 225,199
ISHARES INC JP MRGN EM HI BD 464286285 460 13,362 SH   SOLE 1 0 0 13,362
ISHARES TR 0-5YR HI YL CP 46434V407 937 23,105 SH   SOLE 1 0 0 23,105
ISHARES TR BROAD USD HIGH 46435U853 8,774 253,426 SH   SOLE 1 0 0 253,426
ISHARES TR CMBS ETF 46429B366 258 5,356 SH   SOLE 1 0 0 5,356
ISHARES TR CRE U S REIT ETF 464288521 2,316 43,367 SH   SOLE 1 0 0 43,367
ISHARES TR JPMORGAN USD EMG 464288281 4,037 47,317 SH   SOLE 1 0 0 47,317
ISHARES TR MSCI USA MIN VOL 46429B697 263 3,750 SH   SOLE 1 0 0 3,750
ISHARES TR MSCI USA MMENTM 46432F396 586 4,299 SH   SOLE 1 0 0 4,299
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 860 17,163 SH   SOLE 1 0 0 17,163
JOUNCE THERAPEUTICS INC COM 481116101 36 12,005 SH   SOLE 1 0 0 12,005
LOWES COS INC COM 548661107 288 1,650 SH   SOLE 1 0 0 1,650
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 2,992 95,803 SH   SOLE 1 0 0 95,803
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 694 13,452 SH   SOLE 1 0 0 13,452
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 7,742 123,417 SH   SOLE 1 0 0 123,417
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 5,976 153,276 SH   SOLE 1 0 0 153,276
SCHWAB STRATEGIC TR US TIPS ETF 808524870 3,331 59,687 SH   SOLE 1 0 0 59,687
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 718 13,229 SH   SOLE 1 0 0 13,229
SELECT SECTOR SPDR TR ENERGY 81369Y506 237 3,319 SH   SOLE 1 0 0 3,319
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 572 18,189 SH   SOLE 1 0 0 18,189
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 892 6,485 SH   SOLE 1 0 0 6,485
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 371 5,143 SH   SOLE 1 0 0 5,143
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 956 7,452 SH   SOLE 1 0 0 7,452
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 514 5,881 SH   SOLE 1 0 0 5,881
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 232 3,310 SH   SOLE 1 0 0 3,310
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2,343 18,433 SH   SOLE 1 0 0 18,433
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 6,252 216,790 SH   SOLE 1 0 0 216,790
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 3,450 99,222 SH   SOLE 1 0 0 99,222
SPDR SER TR BBG CONV SEC ETF 78464A359 2,795 43,292 SH   SOLE 1 0 0 43,292
SPDR SER TR BLOOMBERG INVT 78468R200 457 15,182 SH   SOLE 1 0 0 15,182
SPDR SER TR PORTFOLIO AGRGTE 78464A649 281 10,670 SH   SOLE 1 0 0 10,670
SPDR SER TR PORTFOLIO LN COR 78464A367 6,470 268,576 SH   SOLE 1 0 0 268,576
SPDR SER TR PORTFOLIO LN TSR 78464A664 3,531 106,780 SH   SOLE 1 0 0 106,780
SPDR SER TR PORTFOLIO S&P400 78464A847 248 6,258 SH   SOLE 1 0 0 6,258
SPDR SER TR PORTFOLIO S&P500 78464A854 570 12,859 SH   SOLE 1 0 0 12,859
SPDR SER TR PORTFOLIO SH TSR 78468R101 7,845 266,376 SH   SOLE 1 0 0 266,376
SPDR SER TR PRTFLO S&P500 GW 78464A409 13,328 254,935 SH   SOLE 1 0 0 254,935
SPDR SER TR PRTFLO S&P500 VL 78464A508 9,819 266,677 SH   SOLE 1 0 0 266,677
TRUIST FINL CORP COM 89832Q109 308 6,494 SH   SOLE 1 0 0 6,494
UNITEDHEALTH GROUP INC COM 91324P102 338 659 SH   SOLE 1 0 0 659
VANGUARD INDEX FDS GROWTH ETF 922908736 1,197 5,369 SH   SOLE 1 0 0 5,369
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 203 4,047 SH   SOLE 1 0 0 4,047
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 630 7,875 SH   SOLE 1 0 0 7,875
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 4,147 86,730 SH   SOLE 1 0 0 86,730
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 7,158 93,859 SH   SOLE 1 0 0 93,859
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 877 6,111 SH   SOLE 1 0 0 6,111
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,479 4,531 SH   SOLE 1 0 0 4,531