The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AB ACTIVE ETFS INC TAX AWARE SHRT 00039J202   5,918,336 237,113 SH   SOLE   0 0 237,113
ABBOTT LABS COM 002824100   3,790,390 34,768 SH   SOLE   0 0 34,768
ABBVIE INC COM 00287Y109   2,707,218 20,094 SH   SOLE   0 0 20,094
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   946,415 3,067 SH   SOLE   0 0 3,067
ADOBE SYSTEMS INCORPORATED COM 00724F101   238,627 488 SH   SOLE   0 0 488
ADVANCED MICRO DEVICES INC COM 007903107   617,050 5,417 SH   SOLE   0 0 5,417
AFLAC INC COM 001055102   310,121 4,443 SH   SOLE   0 0 4,443
AIR PRODS & CHEMS INC COM 009158106   4,178,811 13,951 SH   SOLE   0 0 13,951
ALAUNOS THERAPEUTICS INC COM 98973P101   10,200 20,000 SH   SOLE   0 0 20,000
ALPHABET INC CAP STK CL C 02079K107   2,988,201 24,702 SH   SOLE   0 0 24,702
ALPHABET INC CAP STK CL A 02079K305   11,757,772 98,227 SH   SOLE   0 0 98,227
ALTRIA GROUP INC COM 02209S103   201,449 4,447 SH   SOLE   0 0 4,447
AMAZON COM INC COM 023135106   8,871,342 68,053 SH   SOLE   80 0 67,973
AMERICAN EXPRESS CO COM 025816109   202,072 1,160 SH   SOLE   0 0 1,160
AMGEN INC COM 031162100   3,656,879 16,471 SH   SOLE   0 0 16,471
AMPHENOL CORP NEW CL A 032095101   248,904 2,930 SH   SOLE   0 0 2,930
ANALOG DEVICES INC COM 032654105   995,578 5,111 SH   SOLE   0 0 5,111
APPLE INC COM 037833100   28,353,191 146,173 SH   SOLE   0 0 146,173
APPLIED MATLS INC COM 038222105   812,175 5,619 SH   SOLE   0 0 5,619
ASML HOLDING N V N Y REGISTRY SHS N07059210   1,220,591 1,684 SH   SOLE   0 0 1,684
AT&T INC COM 00206R102   380,097 23,831 SH   SOLE   0 0 23,831
AUTOMATIC DATA PROCESSING IN COM 053015103   1,190,024 5,414 SH   SOLE   0 0 5,414
BANK AMERICA CORP COM 060505104   4,485,000 156,326 SH   SOLE   0 0 156,326
BAXTER INTL INC COM 071813109   481,934 10,578 SH   SOLE   0 0 10,578
BECTON DICKINSON & CO COM 075887109   3,713,666 14,066 SH   SOLE   0 0 14,066
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,122,384 6,224 SH   SOLE   0 0 6,224
BHP GROUP LTD SPONSORED ADS 088606108   629,220 10,545 SH   SOLE   100 0 10,445
BLACKROCK INC COM 09247X101   320,753 464 SH   SOLE   0 0 464
BP PLC SPONSORED ADR 055622104   242,372 6,868 SH   SOLE   0 0 6,868
BRISTOL-MYERS SQUIBB CO COM 110122108   3,140,685 49,112 SH   SOLE   100 0 49,012
BROADCOM INC COM 11135F101   522,288 602 SH   SOLE   0 0 602
BROWN & BROWN INC COM 115236101   585,553 8,506 SH   SOLE   0 0 8,506
BROWN FORMAN CORP CL B 115637209   311,462 4,664 SH   SOLE   0 0 4,664
BROWN FORMAN CORP CL A 115637100   234,842 3,450 SH   SOLE   0 0 3,450
CARLISLE COS INC COM 142339100   954,035 3,719 SH   SOLE   0 0 3,719
CATERPILLAR INC COM 149123101   1,281,173 5,207 SH   SOLE   0 0 5,207
CHENIERE ENERGY INC COM NEW 16411R208   232,349 1,525 SH   SOLE   0 0 1,525
CHEVRON CORP NEW COM 166764100   1,731,170 11,002 SH   SOLE   0 0 11,002
CISCO SYS INC COM 17275R102   5,494,437 106,193 SH   SOLE   0 0 106,193
CITIGROUP INC COM NEW 172967424   454,093 9,863 SH   SOLE   0 0 9,863
CLOROX CO DEL COM 189054109   591,878 3,722 SH   SOLE   0 0 3,722
COCA COLA CO COM 191216100   716,799 11,903 SH   SOLE   0 0 11,903
COLGATE PALMOLIVE CO COM 194162103   374,580 4,862 SH   SOLE   0 0 4,862
COMCAST CORP NEW CL A 20030N101   1,494,771 35,975 SH   SOLE   0 0 35,975
CONOCOPHILLIPS COM 20825C104   1,140,124 11,004 SH   SOLE   0 0 11,004
COTERRA ENERGY INC COM 127097103   265,903 10,510 SH   SOLE   0 0 10,510
CRISPR THERAPEUTICS AG NAMEN AKT H17182108   352,335 6,276 SH   SOLE   0 0 6,276
CUMMINS INC COM 231021106   1,036,536 4,228 SH   SOLE   0 0 4,228
DIAMONDBACK ENERGY INC COM 25278X109   1,683,827 12,818 SH   SOLE   0 0 12,818
DISCOVER FINL SVCS COM 254709108   268,521 2,298 SH   SOLE   0 0 2,298
DISNEY WALT CO COM 254687106   2,499,492 27,996 SH   SOLE   52 0 27,944
DUKE ENERGY CORP NEW COM NEW 26441C204   918,347 10,233 SH   SOLE   50 0 10,183
EATON CORP PLC SHS G29183103   621,600 3,091 SH   SOLE   0 0 3,091
nan nan 28176E108   278,839 2,956 SH   SOLE   0 0 2,956
ELEVANCE HEALTH INC COM 036752103   382,575 861 SH   SOLE   0 0 861
EMERSON ELEC CO COM 291011104   732,521 8,104 SH   SOLE   0 0 8,104
ENBRIDGE INC COM 29250N105   866,142 23,315 SH   SOLE   0 0 23,315
EOG RES INC COM 26875P101   2,071,493 18,101 SH   SOLE   45 0 18,056
EXXON MOBIL CORP COM 30231G102   4,560,455 42,522 SH   SOLE   0 0 42,522
FEDEX CORP COM 31428X106   2,381,241 9,606 SH   SOLE   0 0 9,606
FREEPORT-MCMORAN INC CL B 35671D857   409,442 10,236 SH   SOLE   0 0 10,236
FULTON FINL CORP PA COM 360271100   254,284 21,333 SH   SOLE   0 0 21,333
GENERAL DYNAMICS CORP COM 369550108   2,003,220 9,311 SH   SOLE   0 0 9,311
GENERAL MLS INC COM 370334104   1,190,508 15,522 SH   SOLE   0 0 15,522
GILEAD SCIENCES INC COM 375558103   876,026 11,367 SH   SOLE   0 0 11,367
GOLDMAN SACHS GROUP INC COM 38141G104   1,278,025 3,962 SH   SOLE   0 0 3,962
GXO LOGISTICS INCORPORATED COMMON STOCK 36262G101   1,023,840 16,298 SH   SOLE   100 0 16,198
HERSHEY CO COM 427866108   7,833,861 31,373 SH   SOLE   0 0 31,373
HOME DEPOT INC COM 437076102   2,295,235 7,389 SH   SOLE   0 0 7,389
HONEYWELL INTL INC COM 438516106   2,553,056 12,304 SH   SOLE   0 0 12,304
HUBBELL INC COM 443510607   359,079 1,083 SH   SOLE   0 0 1,083
ILLINOIS TOOL WKS INC COM 452308109   408,011 1,631 SH   SOLE   0 0 1,631
INTEL CORP COM 458140100   1,733,285 51,833 SH   SOLE   0 0 51,833
INTERNATIONAL BUSINESS MACHS COM 459200101   1,952,122 14,589 SH   SOLE   75 0 14,514
ISHARES INC CORE MSCI EMKT 46434G103   247,232 5,016 SH   SOLE   0 0 5,016
ISHARES TR IBOXX INV CP ETF 464287242   8,974,772 82,992 SH   SOLE   415 0 82,577
ISHARES TR IBOXX HI YD ETF 464288513   6,074,222 80,914 SH   SOLE   409 0 80,505
ISHARES TR CORE S&P MCP ETF 464287507   2,854,524 10,917 SH   SOLE   113 0 10,804
ISHARES TR 1 3 YR TREAS BD 464287457   9,441,319 116,444 SH   SOLE   0 0 116,444
ISHARES TR CORE S&P SCP ETF 464287804   4,412,508 44,280 SH   SOLE   337 0 43,943
ISHARES TR ISHARES BIOTECH 464287556   448,350 3,531 SH   SOLE   0 0 3,531
ISHARES TR NATIONAL MUN ETF 464288414   3,655,160 34,247 SH   SOLE   0 0 34,247
ISHARES TR 7-10 YR TRSY BD 464287440   3,782,888 39,160 SH   SOLE   250 0 38,910
ISHARES TR ISHS 1-5YR INVS 464288646   6,018,079 119,954 SH   SOLE   0 0 119,954
ISHARES TR CORE MSCI EURO 46434V738   235,730 4,479 SH   SOLE   0 0 4,479
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   564,845 11,678 SH   SOLE   275 0 11,403
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   2,842,691 51,377 SH   SOLE   400 0 50,977
JOHNSON & JOHNSON COM 478160104   7,577,568 45,780 SH   SOLE   70 0 45,710
JPMORGAN CHASE & CO COM 46625H100   6,697,998 46,053 SH   SOLE   0 0 46,053
KELLOGG CO COM 487836108   200,380 2,973 SH   SOLE   0 0 2,973
KIMBERLY-CLARK CORP COM 494368103   1,573,724 11,399 SH   SOLE   0 0 11,399
L3HARRIS TECHNOLOGIES INC COM 502431109   2,177,393 11,122 SH   SOLE   0 0 11,122
LAM RESEARCH CORP COM 512807108   1,944,673 3,025 SH   SOLE   10 0 3,015
LILLY ELI & CO COM 532457108   5,808,317 12,385 SH   SOLE   0 0 12,385
LINDE PLC SHS G54950103   209,975 551 SH   SOLE   0 0 551
LOCKHEED MARTIN CORP COM 539830109   2,480,438 5,388 SH   SOLE   0 0 5,388
LOWES COS INC COM 548661107   956,742 4,239 SH   SOLE   0 0 4,239
M & T BK CORP COM 55261F104   453,209 3,662 SH   SOLE   0 0 3,662
MARTIN MARIETTA MATLS INC COM 573284106   825,963 1,789 SH   SOLE   0 0 1,789
MASTERCARD INCORPORATED CL A 57636Q104   899,084 2,286 SH   SOLE   0 0 2,286
MCCORMICK & CO INC COM NON VTG 579780206   258,851 2,967 SH   SOLE   0 0 2,967
MCDONALDS CORP COM 580135101   1,770,497 5,933 SH   SOLE   0 0 5,933
MEDTRONIC PLC SHS G5960L103   1,874,853 21,281 SH   SOLE   75 0 21,206
MERCK & CO INC COM 58933Y105   6,457,185 55,960 SH   SOLE   0 0 55,960
META PLATFORMS INC CL A 30303M102   2,864,347 9,981 SH   SOLE   0 0 9,981
MICROSOFT CORP COM 594918104   20,472,748 60,118 SH   SOLE   0 0 60,118
MONDELEZ INTL INC CL A 609207105   1,849,499 25,356 SH   SOLE   125 0 25,231
MORGAN STANLEY COM NEW 617446448   1,447,530 16,950 SH   SOLE   0 0 16,950
NETFLIX INC COM 64110L106   719,761 1,634 SH   SOLE   0 0 1,634
NEWMONT CORP COM 651639106   384,836 9,021 SH   SOLE   0 0 9,021
NEXTERA ENERGY INC COM 65339F101   2,795,749 37,679 SH   SOLE   0 0 37,679
NIKE INC CL B 654106103   1,443,015 13,074 SH   SOLE   0 0 13,074
NORFOLK SOUTHN CORP COM 655844108   3,086,984 13,613 SH   SOLE   0 0 13,613
NORTHERN DYNASTY MINERALS LT COM NEW 66510M204   7,541 31,421 SH   SOLE   0 0 31,421
NOVARTIS AG SPONSORED ADR 66987V109   1,567,839 15,537 SH   SOLE   0 0 15,537
NUTRIEN LTD COM 67077M108   1,235,063 20,916 SH   SOLE   0 0 20,916
NUVEEN AMT FREE MUN CR INC F COM 67071L106   125,295 10,709 SH   SOLE   0 0 10,709
NVIDIA CORPORATION COM 67066G104   3,934,942 9,302 SH   SOLE   25 0 9,277
OLD DOMINION FREIGHT LINE IN COM 679580100   659,634 1,784 SH   SOLE   0 0 1,784
ORACLE CORP COM 68389X105   6,188,570 51,965 SH   SOLE   0 0 51,965
PAYCHEX INC COM 704326107   336,535 3,008 SH   SOLE   0 0 3,008
PEPSICO INC COM 713448108   7,211,413 38,934 SH   SOLE   0 0 38,934
PFIZER INC COM 717081103   4,983,372 135,861 SH   SOLE   0 0 135,861
PHILIP MORRIS INTL INC COM 718172109   1,293,546 13,251 SH   SOLE   100 0 13,151
PHILLIPS 66 COM 718546104   2,438,982 25,571 SH   SOLE   0 0 25,571
PNC FINL SVCS GROUP INC COM 693475105   2,485,635 19,735 SH   SOLE   75 0 19,660
PPL CORP COM 69351T106   363,507 13,738 SH   SOLE   0 0 13,738
PROCTER AND GAMBLE CO COM 742718109   4,364,211 28,761 SH   SOLE   0 0 28,761
PROGRESSIVE CORP COM 743315103   220,396 1,665 SH   SOLE   0 0 1,665
QUALCOMM INC COM 747525103   1,346,674 11,313 SH   SOLE   0 0 11,313
RAYTHEON TECHNOLOGIES CORP COM 75513E101   3,383,665 34,541 SH   SOLE   70 0 34,471
REGENERON PHARMACEUTICALS COM 75886F107   693,391 965 SH   SOLE   0 0 965
ROCKWELL AUTOMATION INC COM 773903109   328,492 997 SH   SOLE   0 0 997
SALESFORCE INC COM 79466L302   239,780 1,135 SH   SOLE   0 0 1,135
SAP SE SPON ADR 803054204   1,394,007 10,189 SH   SOLE   0 0 10,189
SCHLUMBERGER LTD COM STK 806857108   305,944 6,229 SH   SOLE   0 0 6,229
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   8,986,774 123,751 SH   SOLE   1,258 0 122,493
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   596,062 7,953 SH   SOLE   228 0 7,725
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,386,881 38,903 SH   SOLE   1,130 0 37,773
SHELL PLC SPON ADS 780259305   304,677 5,046 SH   SOLE   0 0 5,046
SHERWIN WILLIAMS CO COM 824348106   2,117,330 7,974 SH   SOLE   0 0 7,974
SMITH A O CORP COM 831865209   528,131 7,257 SH   SOLE   0 0 7,257
SMUCKER J M CO COM NEW 832696405   236,567 1,602 SH   SOLE   0 0 1,602
SNOWFLAKE INC CL A 833445109   491,160 2,791 SH   SOLE   0 0 2,791
SOUTHERN CO COM 842587107   1,453,242 20,687 SH   SOLE   0 0 20,687
SOUTHERN COPPER CORP COM 84265V105   396,005 5,520 SH   SOLE   75 0 5,445
SPDR GOLD TR GOLD SHS 78463V107   2,827,897 15,863 SH   SOLE   0 0 15,863
SPDR S&P 500 ETF TR TR UNIT 78462F103   353,294 797 SH   SOLE   0 0 797
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   439,160 917 SH   SOLE   0 0 917
SPDR SER TR NUVEEN BLOOMBERG 78464A284   1,505,753 60,206 SH   SOLE   0 0 60,206
SPDR SER TR S&P DIVID ETF 78464A763   759,814 6,199 SH   SOLE   0 0 6,199
STANLEY BLACK & DECKER INC COM 854502101   1,044,562 11,147 SH   SOLE   65 0 11,082
STRYKER CORPORATION COM 863667101   412,800 1,353 SH   SOLE   0 0 1,353
SYSCO CORP COM 871829107   528,276 7,120 SH   SOLE   0 0 7,120
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   1,323,912 13,118 SH   SOLE   0 0 13,118
TARGET CORP COM 87612E106   3,723,013 28,226 SH   SOLE   0 0 28,226
TEXAS INSTRS INC COM 882508104   1,185,363 6,585 SH   SOLE   0 0 6,585
TOMPKINS FINL CORP COM 890110109   680,264 12,213 SH   SOLE   0 0 12,213
TOTALENERGIES SE SPONSORED ADS 89151E109   227,505 3,947 SH   SOLE   0 0 3,947
TOYOTA MOTOR CORP ADS 892331307   225,598 1,403 SH   SOLE   0 0 1,403
UBER TECHNOLOGIES INC COM 90353T100   2,546,123 58,979 SH   SOLE   125 0 58,854
UNILEVER PLC SPON ADR NEW 904767704   2,359,199 45,256 SH   SOLE   0 0 45,256
UNION PAC CORP COM 907818108   1,301,258 6,359 SH   SOLE   0 0 6,359
UNITED PARCEL SERVICE INC CL B 911312106   1,332,280 7,433 SH   SOLE   0 0 7,433
UNITEDHEALTH GROUP INC COM 91324P102   3,110,168 6,471 SH   SOLE   0 0 6,471
US BANCORP DEL COM NEW 902973304   635,475 19,234 SH   SOLE   0 0 19,234
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   257,523 3,082 SH   SOLE   125 0 2,957
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   7,196,208 91,057 SH   SOLE   0 0 91,057
VERIZON COMMUNICATIONS INC COM 92343V104   2,261,824 60,818 SH   SOLE   0 0 60,818
VERTEX PHARMACEUTICALS INC COM 92532F100   407,864 1,159 SH   SOLE   0 0 1,159
VISA INC COM CL A 92826C839   2,984,769 12,569 SH   SOLE   0 0 12,569
VULCAN MATLS CO COM 929160109   783,179 3,474 SH   SOLE   0 0 3,474
WALMART INC COM 931142103   3,852,688 24,511 SH   SOLE   75 0 24,436
WATERS CORP COM 941848103   319,848 1,200 SH   SOLE   0 0 1,200
ZIMMER BIOMET HOLDINGS INC COM 98956P102   379,870 2,609 SH   SOLE   0 0 2,609