The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
XCEL ENERGY INC COM 98389B100   203 2,985 SH   SOLE   2,985 0 0
SYSCO CORP COM 871829107   203 2,684 SH   SOLE   2,684 0 0
TRACTOR SUPPLY CO COM 892356106   208 3,944 SH   SOLE   3,944 0 0
AMERIPRISE FINL INC COM 03076C106   212 398 SH   SOLE   398 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104   214 3,048 SH   SOLE   3,048 0 0
VERISIGN INC COM 92343E102   216 749 SH   SOLE   749 0 0
ENCOMPASS HEALTH CORP COM 29261A100   217 1,773 SH   SOLE   1,773 0 0
AMEREN CORP COM 023608102   218 2,270 SH   SOLE   2,270 0 0
COMINION ENERGY INC COM 25746U109   224 3,963 SH   SOLE   3,963 0 0
ULTA BEAUTY INC COM 90384S303   225 480 SH   SOLE   480 0 0
FREEPORT-MCMORAN INC CL B 35671D857   225 5,199 SH   SOLE   5,199 0 0
FASTENAL CO COM 311900104   232 5,534 SH   SOLE   5,534 0 0
TOLL BROTHERS INC COM 889478103   233 2,038 SH   SOLE   2,038 0 0
EVERGY INC COM 30034W106   233 3,377 SH   SOLE   3,377 0 0
CMS ENERGY CORP COM 125896100   235 3,391 SH   SOLE   3,391 0 0
SNAP ON INC COM 833034101   236 759 SH   SOLE   759 0 0
LAM RESEARCH CORP COM NEW 512807306   237 2,437 SH   SOLE   2,437 0 0
F5 INC COM 315616102   240 814 SH   SOLE   814 0 0
HORMEL FOODS CORP COM 440452100   243 8,047 SH   SOLE   8,047 0 0
NRG ENERGY INC COM NEW 629377508   244 1,517 SH   SOLE   1,517 0 0
CONSOLIDATED EDISON INC COM 209115104   244 2,430 SH   SOLE   2,430 0 0
JUNIPER NETWORKS INC COM 48203R104   245 6,134 SH   SOLE   6,134 0 0
INGREDION INC COM 457187102   251 1,849 SH   SOLE   1,849 0 0
AVERY DENNISON COPR COM 053611109   253 1,439 SH   SOLE   1,439 0 0
PACKAGING CORP AMER COM 695156109   253 1,344 SH   SOLE   1,344 0 0
TD SYNNEX CORPORATION COM 87162W100   255 1,877 SH   SOLE   1,877 0 0
SYNOPSYS INC COM 871607107   255 497 SH   SOLE   497 0 0
THE TRADE DESK INC COM CL A 88339J105   255 3,546 SH   SOLE   3,546 0 0
AMDOCS LTD SHS G02602103   258 2,827 SH   SOLE   2,827 0 0
CADENCE DESIGN SYSTEM INC COM 127387108   260 844 SH   SOLE   844 0 0
ARISTA NETWORKS INC COM SHS 040413205   269 2,630 SH   SOLE   2,630 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101   271 3,679 SH   SOLE   3,679 0 0
NXP SEMINCONDUCTORS N V COM N6596X109   292 1,335 SH   SOLE   1,335 0 0
RAYMOND JAMES FINL INC COM 754730109   293 1,912 SH   SOLE   1,912 0 0
APPLIED MATLS INC COM 038222105   299 1,632 SH   SOLE   1,632 0 0
ROAYLTY PHARMA PLC SHS CLASS A G7709Q104   299 8,307 SH   SOLE   8,307 0 0
KROGER CO COM 501044101   300 4,182 SH   SOLE   4,182 0 0
CUMMINS INC COM 231021106   301 920 SH   SOLE   920 0 0
HASBRO INC COM 418056107   311 4,213 SH   SOLE   4,213 0 0
INTERNANTIONAL BUSINESS MACHS COM 459200101   313 1,061 SH   SOLE   1,061 0 0
QUEST DIAGNOSTICS INC COM 74834L100   315 1,751 SH   SOLE   1,751 0 0
3M CO COM 88579Y101   315 2,070 SH   SOLE   2,070 0 0
APOLLO GLOBAL MGMT INC COM 03769M106   319 2,251 SH   SOLE   2,251 0 0
MCDONALDS CORP COM 580135101   323 1,106 SH   SOLE   1,106 0 0
PAYPAL HLDGS INC COM 70450Y103   324 4,357 SH   SOLE   4,357 0 0
NETAPP INC COM 64110D104   324 3,042 SH   SOLE   3,042 0 0
ELECTRONIC ARTS INC COM 285512109   331 2,075 SH   SOLE   2,075 0 0
SEI INVTS CO COM 784117103   333 3,706 SH   SOLE   3,706 0 0
CHURCH & DWIGHT CO INC COM 171340102   337 3,509 SH   SOLE   3,509 0 0
HUNTINGTON INGALLS INDS INC COM 446413106   342 1,418 SH   SOLE   1,418 0 0
CENCORA INC COM 03073E105   346 1,153 SH   SOLE   1,153 0 0
QUALCOMM INC COM 747525103   347 2,177 SH   SOLE   2,177 0 0
CITIZENS FINL GROPU INC COM 174610105   348 7,772 SH   SOLE   7,772 0 0
PINNACLE WEST CAP CORP COM 723484101   350 3,915 SH   SOLE   3,915 0 0
CANADIAN NATL RY CO COM 136375102   352 3,384 SH   SOLE   3,384 0 0
PRICE T ROWE GROUP INC COM 74144T108   355 3,675 SH   SOLE   3,675 0 0
HOLOGIC INC COM 436440101   357 5,482 SH   SOLE   5,482 0 0
FEDEX CORP COM 31428X106   361 1,587 SH   SOLE   1,587 0 0
ABBVIE INC COM 00287Y109   364 1,959 SH   SOLE   1,959 0 0
HENRY JACK & ASSOC INC COM 426281101   375 2,083 SH   SOLE   2,083 0 0
STATE STR CORP COM 857477103   378 3,559 SH   SOLE   3,559 0 0
OGE ENERGY CORP COM 670837103   391 8,819 SH   SOLE   8,819 0 0
BANK NEW YORK MELLON CORP COM 064058100   393 4,310 SH   SOLE   4,310 0 0
ANALOG DEVICES INC COM 032654105   409 1,720 SH   SOLE   1,720 0 0
CT MIDSTREAM INC COMMON STOCK 23345M107   410 3,731 SH   SOLE   3,731 0 0
KLA CORP COM NEW 482480100   411 459 SH   SOLE   459 0 0
M & T BK CORP COM 55261F104   413 2,127 SH   SOLE   2,127 0 0
CROWN CASTLE INC COM 22822V101   434 4,226 SH   SOLE   4,226 0 0
MCKESSON CORP COM 58155Q103   435 593 SH   SOLE   593 0 0
CVS HEALTH CORP COM 126650100   449 6,510 SH   SOLE   6,510 0 0
GENERAL MTRS CO COM 37045V100   458 9,300 SH   SOLE   9,300 0 0
AIR PRODS & CHEMS INC COM 009158106   466 1,653 SH   SOLE   1,653 0 0
INTUIT COM 461202103   468 594 SH   SOLE   594 0 0
CHIPOTLE MEXICAN GRILL INC COM 169656105   468 8,335 SH   SOLE   8,335 0 0
KIMBERLY-CLARK CORP COM 494368103   485 3,765 SH   SOLE   3,765 0 0
AMPHENOL CORP NEW CL A 032095101   489 4,956 SH   SOLE   4,956 0 0
PHILIP MORRIS INTL INC COM 718172109   495 2,717 SH   SOLE   2,717 0 0
CAPITAL ONE FINL CORP COM 14040H105   496 2,333 SH   SOLE   2,333 0 0
TARGA RES CORP COM 87612G101   537 3,087 SH   SOLE   3,087 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100   548 1,230 SH   SOLE   1,230 0 0
PROCTER AND GAMBLE CO COM 742718109   552 3,467 SH   SOLE   3,467 0 0
CITIGROUP INC COM NEW 172967424   562 6,608 SH   SOLE   6,608 0 0
AMERICAN TOWER CORP NEW COM 03027X100   566 2,559 SH   SOLE   2,559 0 0
FEDERAL RLTY INVT TR NEW SH BEN INT NEW 313745101   568 5,977 SH   SOLE   5,977 0 0
BOOKING HOLDINGS INC COM 09857L108   573 99 SH   SOLE   99 0 0
CRH PLC ORD G25508105   584 6,363 SH   SOLE   6,363 0 0
NORFOLK SOUTHN CORP COM 655844108   597 2,333 SH   SOLE   2,333 0 0
REGENERON PHARMACEUTICALS COM 75886F107   608 1,159 SH   SOLE   1,159 0 0
IMPERIAL OIL LTD COM NEW 453038408   612 7,706 SH   SOLE   7,706 0 0
COCA COLA CO COM 191216100   639 9,028 SH   SOLE   9,028 0 0
STARBUCKS CORP COM 855244109   653 7,124 SH   SOLE   7,124 0 0
TRANSDIGM GROUP INC COM 893641100   661 435 SH   SOLE   435 0 0
HCA HEALTHCARE INC COM 40412C101   665 1,735 SH   SOLE   1,735 0 0
PNC FINL SVCS GROUP INC COM 693475105   665 3,567 SH   SOLE   3,567 0 0
AMERICAN ELEC PWR CO INC COM 025537101   669 6,451 SH   SOLE   6,451 0 0
NIKE INC CL B 654106103   683 9,621 SH   SOLE   9,621 0 0
CINTAS CORP COM 172908105   692 3,105 SH   SOLE   3,105 0 0
NORTHERN TR CORP COM 665859104   695 5,483 SH   SOLE   5,483 0 0
EOG RES INC COM 26875P101   704 5,886 SH   SOLE   5,886 0 0
JOHNSON & JOHNSON COM 478160104   716 4,686 SH   SOLE   4,686 0 0
AUTODESK INC COM 052769106   732 2,364 SH   SOLE   2,364 0 0
EASTON CORP PLC SHS G29183103   737 2,064 SH   SOLE   2,064 0 0
JPMORGAN CHASE & CO COM 46625H100   811 2,799 SH   SOLE   2,799 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   820 1,874 SH   SOLE   1,874 0 0
MORGAN STANLEY COM NEW 617446448   822 5,834 SH   SOLE   5,834 0 0
UNITED PARCEL SERVICE INC CL B 911312106   836 8,285 SH   SOLE   8,285 0 0
SIMON PPTY GROUP INC NEW COM 828806109   872 5,422 SH   SOLE   5,422 0 0
EMERSON ELEC CO COM 291011104   879 6,589 SH   SOLE   6,589 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   887 1,253 SH   SOLE   1,253 0 0
SHERWIN WILLIAMS CO COM 824348106   912 2,655 SH   SOLE   2,655 0 0
ZOETIS INC CL A 98978V103   944 6,052 SH   SOLE   6,052 0 0
AUTOZONE INC COM 053332102   1,010 272 SH   SOLE   272 0 0
THERMO FIHER SCIENTIFIC INC COM 883556102   1,030 2,540 SH   SOLE   2,540 0 0
ROPER TECHNOLOGIES INC COM 776696106   1,039 1,833 SH   SOLE   1,833 0 0
TEXAS INSTRS INC COM 882508104   1,044 5,030 SH   SOLE   5,030 0 0
TJX COS INC NEW COM 872540109   1,067 8,639 SH   SOLE   8,639 0 0
LOCKHEED MARTIN COPR COM 539830109   1,139 2,460 SH   SOLE   2,460 0 0
AMGEN INC COM 031162100   1,140 4,084 SH   SOLE   4,084 0 0
COSTCO WHSL CORP NEW COM 22160K105   1,159 1,171 SH   SOLE   1,171 0 0
GENERAL DYNAMICS CORP COM 369550108   1,170 4,011 SH   SOLE   4,011 0 0
AON PLC SHS CL A G0403H108   1,178 3,301 SH   SOLE   3,301 0 0
GALLAGHER ARTHUR J & CO COM 363576109   1,269 3,964 SH   SOLE   3,964 0 0
BECTON DICKINSON & CO COM 075887109   1,323 7,681 SH   SOLE   7,681 0 0
HONEYWELL INTL INC COM 438516106   1,362 5,850 SH   SOLE   5,850 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307   1,390 3,307 SH   SOLE   3,307 0 0
NORTHROP GUNMAN CORP COM 666807102   1,455 2,911 SH   SOLE   2,911 0 0
CHENIERE ENERGY INC COM NEW 16411R208   1,723 7,074 SH   SOLE   7,074 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104   1,748 9,530 SH   SOLE   9,530 0 0
BLACKROCK INC COM 09290D101   1,749 1,667 SH   SOLE   1,667 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   1,795 5,820 SH   SOLE   5,820 0 0
T-MOBILE US INC COM 872590104   2,259 9,480 SH   SOLE   9,480 0 0
CME GROUP INC COM 12572Q105   2,415 8,762 SH   SOLE   8,762 0 0
NETFLIX INC COM 64110L106   11,408 8,519 SH   SOLE   8,519 0 0
FIFTH THIRD BANCORP COM 316773100   415 10,078 SH   SOLE   10,078 0 0
KRAFT HEINZ CO COM 500754106   280 10,840 SH   SOLE   10,840 0 0
MERCK & CO INC COM 58933Y105   865 10,924 SH   SOLE   10,924 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109   227 11,122 SH   SOLE   11,122 0 0
WELLS FARGO CO NEW COM 949746101   936 11,683 SH   SOLE   11,683 0 0
REGIONS FINANCIAL CORP NEW COM 7591EP100   287 12,190 SH   SOLE   12,190 0 0
OREILLY AUTOMOTIVE INC COM 67103H107   1,129 12,525 SH   SOLE   12,525 0 0
GILEAD SCIENCES INC COM 375558103   1,394 12,570 SH   SOLE   12,570 0 0
KENVUE INC COM 49177J102   263 12,571 SH   SOLE   12,571 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   1,690 13,150 SH   SOLE   13,150 0 0
WESTERN MIDSTREAM PARTNERS L COM UNIT LP INT 958669103   515 13,301 SH   SOLE   13,301 0 0
BAXTER INTL INC COM 071813109   412 13,599 SH   SOLE   13,599 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   637 13,764 SH   SOLE   13,764 0 0
PDD HOLDINGS INC SPONSORED ADS 722304102   1,473 14,071 SH   SOLE   14,071 0 0
MPLX LP COM UNIT REP LTD 55336V100   753 14,610 SH   SOLE   14,610 0 0
COLGATE PALMOLIVE CO COM 194162103   1,377 15,153 SH   SOLE   15,153 0 0
SEMPRA COM 816851109   1,159 15,299 SH   SOLE   15,299 0 0
TRUIST FINL CORP COM 89832Q109   676 15,728 SH   SOLE   15,728 0 0
SCHLUMBERGER LTD COM STK 806857108   532 15,744 SH   SOLE   15,744 0 0
WESTERN UN CO COM 959802109   135 16,077 SH   SOLE   16,077 0 0
PEPSICO INC COM 713448108   2,286 17,316 SH   SOLE   17,316 0 0
CHEVRON CORP NEW COM 166764100   2,523 17,617 SH   SOLE   17,617 0 0
BANK AMERICA CORP COM 060505104   878 18,564 SH   SOLE   18,564 0 0
US BANCORP DEL COM NEW 902973304   858 18,956 SH   SOLE   18,956 0 0
KEYCORP COM 493267108   341 19,588 SH   SOLE   19,588 0 0
ALTRIA GROUP INC COM 02209S103   1,167 19,897 SH   SOLE   19,897 0 0
ANTERO MIDSTREAM CORP COM 03676B102   390 20,562 SH   SOLE   20,562 0 0
ARES CAPITAL CORP COM 04010L103   459 20,879 SH   SOLE   20,879 0 0
CSX CORP COM 126408103   697 21,370 SH   SOLE   21,370 0 0
CISCO SYS INC COM 17275R102   1,555 22,409 SH   SOLE   22,409 0 0
MEDTRONIC PLC SHS G5960L103   1,984 22,762 SH   SOLE   22,762 0 0
HUNTINGTON BANCSHARES INC COM 446150104   441 26,317 SH   SOLE   26,317 0 0
MONDELEZ INTL INC CL A 609207105   1,835 27,207 SH   SOLE   27,207 0 0
ONEOK INC NEW COM 682680103   2,235 27,375 SH   SOLE   27,375 0 0
AT&T INC COM 00206R102   916 31,650 SH   SOLE   31,650 0 0
EXXON MOBIL CORP COM 30231G102   3,633 33,702 SH   SOLE   33,702 0 0
WILLIAMS COS INC COM 969457100   2,631 41,896 SH   SOLE   41,896 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107   1,398 45,093 SH   SOLE   45,093 0 0
AMCOR PLC ORD G0250X107   418 45,481 SH   SOLE   45,481 0 0
META PLATFORMS INC CL A 30303M102   38,317 51,914 SH   SOLE   51,914 0 0
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105   964 52,623 SH   SOLE   52,623 0 0
PFIZER INC COM 717081103   1,384 57,082 SH   SOLE   57,082 0 0
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   1,141 62,947 SH   SOLE   62,947 0 0
BROADCOM INC COM 11135F101   17,729 64,316 SH   SOLE   64,316 0 0
CHUNGHWA TELECOM CO LTD SPON ADR NEW11 17133Q502   315 68,000 SH   SOLE   68,000 0 0
DISNEY WALT CO COM 254687106   8,595 69,311 SH   SOLE   69,311 0 0
AMAZON COM INC COM 023135106   15,697 71,550 SH   SOLE   71,550 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   4,318 72,197 SH   SOLE   72,197 0 0
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   7,294 77,770 SH   SOLE   77,770 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   3,970 78,982 SH   SOLE   78,982 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   4,028 81,366 SH   SOLE   81,366 0 0
KINDER MORGAN INC DEL COM 49456B101   2,614 88,905 SH   SOLE   88,905 0 0
TENCENT MUSIC ENTMT GROUP SPON ADS 88034P109   1,805 92,622 SH   SOLE   92,622 0 0
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   23,854 120,949 SH   SOLE   120,949 0 0
MICROSOFT CORP COM 594918104   64,665 130,004 SH   SOLE   130,004 0 0
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   10,506 187,211 SH   SOLE   187,211 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   43,824 200,109 SH   SOLE   200,109 0 0
VERIZON COMMUNICATION INC COM 92343V104   8,982 207,578 SH   SOLE   207,578 0 0
COMCAST CORP NEW CL A 20030N101   8,229 230,556 SH   SOLE   230,556 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   71,067 233,826 SH   SOLE   233,826 0 0
ISHARES TR GLB CNSM STP ETF 464288737   15,440 236,154 SH   SOLE   236,154 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   10,328 242,438 SH   SOLE   242,438 0 0
APPLE INC COM 037833100   60,803 296,355 SH   SOLE   296,355 0 0
PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408   3,734 298,508 SH   SOLE   298,508 0 0
ISHARES INC MSCI STH KOR ETF 464286772   22,859 318,457 SH   SOLE   318,457 0 0
NVIDIA CORPORATION COM 67066G104   53,448 338,301 SH   SOLE   338,301 0 0
ALPHABET INC CAP STK CL A 02079K305   63,093 358,015 SH   SOLE   358,015 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   100,610 405,130 SH   SOLE   405,130 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   18,541 561,672 SH   SOLE   561,672 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847   25,126 1,187,440 SH   SOLE   1,187,440 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   41,001 1,681,738 SH   SOLE   1,681,738 0 0
ISHARES TR US TREAS BD ETF 46429B267   254,872 11,091,055 SH   SOLE   11,091,055 0 0