The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
GOLDMAN SACHS ETF TR ACES ULTRA SHR 381430230 203 4,000 SH   SOLE   4,000 0 0
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 207 1,092 SH   SOLE   1,092 0 0
LOWES COS INC COM 548661107 208 1,095 SH   SOLE   1,095 0 0
ISHARES TR US HLTHCR PR ETF 464288828 208 828 SH   SOLE   828 0 0
SPDR SER TR S&P DIVID ETF 78464A763 210 1,780 SH   SOLE   1,780 0 0
TJX COS INC NEW COM 872540109 212 3,207 SH   SOLE   3,207 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 214 468 SH   SOLE   468 0 0
APPLIED MATLS INC COM 038222105 218 1,629 SH   SOLE   1,629 0 0
PAYCHEX INC COM 704326107 219 2,239 SH   SOLE   2,239 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 220 3,485 SH   SOLE   3,485 0 0
PULTE GROUP INC COM 745867101 222 4,230 SH   SOLE   4,230 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 224 2,082 SH   SOLE   2,082 0 0
VANECK VECTORS ETF TR JP MORGAN MKTS 92189H300 229 7,452 SH   SOLE   7,452 0 0
DIGITAL RLTY TR INC COM 253868103 232 1,646 SH   SOLE   1,646 0 0
IRON MTN INC NEW COM 46284V101 232 6,266 SH   SOLE   6,266 0 0
BECTON DICKINSON & CO COM 075887109 234 963 SH   SOLE   963 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108 251 10,772 SH   SOLE   10,772 0 0
APPLE INC COM 037833100 252 2,061 SH   SOLE   2,061 0 0
CATERPILLAR INC COM 149123101 253 1,092 SH   SOLE   1,092 0 0
TRUIST FINL CORP COM 89832Q109 256 4,391 SH   SOLE   4,391 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 262 7,687 SH   SOLE   7,687 0 0
CONOCOPHILLIPS COM 20825C104 265 5,001 SH   SOLE   5,001 0 0
KIMBERLY-CLARK CORP COM 494368103 265 1,906 SH   SOLE   1,906 0 0
ISHARES TR PHLX SEMICND ETF 464287523 271 640 SH   SOLE   640 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 272 9,695 SH   SOLE   9,695 0 0
AT&T INC COM 00206R102 280 9,237 SH   SOLE   9,237 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 290 2,594 SH   SOLE   2,594 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 291 6,710 SH   SOLE   6,710 0 0
FIVERR INTL LTD ORD SHS M4R82T106 293 1,351 SH   SOLE   1,351 0 0
SPDR GOLD TR GOLD SHS 78463V107 294 1,837 SH   SOLE   1,837 0 0
NATIONAL RETAIL PROPERTIES I COM 637417106 298 6,755 SH   SOLE   6,755 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 311 1,278 SH   SOLE   1,278 0 0
MONSTER BEVERAGE CORP NEW COM 61174X109 315 3,458 SH   SOLE   3,458 0 0
NEUROCRINE BIOSCIENCES INC COM 64125C109 315 3,241 SH   SOLE   3,241 0 0
ALTRIA GROUP INC COM 02209S103 321 6,278 SH   SOLE   6,278 0 0
ZSCALER INC COM 98980G102 326 1,899 SH   SOLE   1,899 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689 329 4,505 SH   SOLE   4,505 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100 330 1,534 SH   SOLE   1,534 0 0
ISHARES TR U.S. REAL ES ETF 464287739 334 3,632 SH   SOLE   3,632 0 0
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 335 1,538 SH   SOLE   1,538 0 0
OKTA INC CL A 679295105 338 1,534 SH   SOLE   1,534 0 0
ISHARES TR CORE US AGGBD ET 464287226 342 3,004 SH   SOLE   3,004 0 0
SUN CMNTYS INC COM 866674104 345 2,300 SH   SOLE   2,300 0 0
STRYKER CORPORATION COM 863667101 346 1,420 SH   SOLE   1,420 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 351 7,164 SH   SOLE   7,164 0 0
ISHARES TR RUS 1000 ETF 464287622 355 1,588 SH   SOLE   1,588 0 0
EPAM SYS INC COM 29414B104 367 926 SH   SOLE   926 0 0
COCA COLA CO COM 191216100 368 6,986 SH   SOLE   6,986 0 0
HUMANA INC COM 444859102 377 899 SH   SOLE   899 0 0
LOCKHEED MARTIN CORP COM 539830109 386 1,045 SH   SOLE   1,045 0 0
ISHARES TR SELECT DIVID ETF 464287168 388 3,401 SH   SOLE   3,401 0 0
PFIZER INC COM 717081103 391 10,789 SH   SOLE   10,789 0 0
GLADSTONE LD CORP COM 376549101 391 21,387 SH   SOLE   21,387 0 0
MCKESSON CORP COM 58155Q103 412 2,111 SH   SOLE   2,111 0 0
AVALONBAY CMNTYS INC COM 053484101 415 2,251 SH   SOLE   2,251 0 0
SPROUTS FMRS MKT INC COM 85208M102 416 15,628 SH   SOLE   15,628 0 0
ABIOMED INC COM 003654100 423 1,327 SH   SOLE   1,327 0 0
LENNAR CORP CL A 526057104 423 4,182 SH   SOLE   4,182 0 0
ABBVIE INC COM 00287Y109 430 3,972 SH   SOLE   3,972 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 436 2,531 SH   SOLE   2,531 0 0
SALESFORCE COM INC COM 79466L302 441 2,083 SH   SOLE   2,083 0 0
ABBOTT LABS COM 002824100 460 3,840 SH   SOLE   3,840 0 0
SHERWIN WILLIAMS CO COM 824348106 480 650 SH   SOLE   650 0 0
SERVICENOW INC COM 81762P102 480 960 SH   SOLE   960 0 0
MEDICAL PPTYS TRUST INC COM 58463J304 498 23,423 SH   SOLE   23,423 0 0
ISHARES TR EXPND TEC SC ETF 464287549 502 1,390 SH   SOLE   1,390 0 0
SPDR SER TR SPDR S&P 500 ETF 78468R796 505 5,143 SH   SOLE   5,143 0 0
ISHARES TR PFD AND INCM SEC 464288687 508 13,224 SH   SOLE   13,224 0 0
VANGUARD SCOTTSDALE FDS TOTAL CORP BND 92206C573 518 5,798 SH   SOLE   5,798 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 538 6,831 SH   SOLE   6,831 0 0
CVS HEALTH CORP COM 126650100 547 7,275 SH   SOLE   7,275 0 0
TESLA INC COM 88160R101 554 829 SH   SOLE   829 0 0
INNOVATIVE INDL PPTYS INC COM 45781V101 557 3,090 SH   SOLE   3,090 0 0
LILLY ELI & CO COM 532457108 560 2,999 SH   SOLE   2,999 0 0
SEA LTD SPONSORD ADS 81141R100 599 2,683 SH   SOLE   2,683 0 0
WELLS FARGO CO NEW COM 949746101 641 16,398 SH   SOLE   16,398 0 0
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 679 3,900 SH   SOLE   3,900 0 0
ISHARES TR CALIF MUN BD ETF 464288356 693 11,150 SH   SOLE   11,150 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 698 12,769 SH   SOLE   12,769 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 703 13,850 SH   SOLE   13,850 0 0
AMERICAN TOWER CORP NEW COM 03027X100 719 3,007 SH   SOLE   3,007 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 732 7,344 SH   SOLE   7,344 0 0
DOCUSIGN INC COM 256163106 811 4,007 SH   SOLE   4,007 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 852 15,098 SH   SOLE   15,098 0 0
BARRICK GOLD CORP COM 067901108 870 43,957 SH   SOLE   43,957 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 874 7,484 SH   SOLE   7,484 0 0
VALERO ENERGY CORP COM 91913Y100 913 12,746 SH   SOLE   12,746 0 0
CISCO SYS INC COM 17275R102 916 17,715 SH   SOLE   17,715 0 0
KLA CORP COM NEW 482480100 937 2,835 SH   SOLE   2,835 0 0
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101 952 2,962 SH   SOLE   2,962 0 0
GOLDMAN SACHS ETF TR ACCESS INVT GR 381430479 1,026 19,223 SH   SOLE   19,223 0 0
SOUTHERN CO COM 842587107 1,050 16,888 SH   SOLE   16,888 0 0
SYSCO CORP COM 871829107 1,052 13,365 SH   SOLE   13,365 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 1,150 8,751 SH   SOLE   8,751 0 0
ALCON AG ORD SHS H01301128 1,174 16,728 SH   SOLE   16,728 0 0
ISHARES TR CORE MSCI EAFE 46432F842 1,176 16,326 SH   SOLE   16,326 0 0
ISHARES GOLD TR ISHARES 464285105 1,214 74,643 SH   SOLE   74,643 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1,232 7,330 SH   SOLE   7,330 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,250 9,634 SH   SOLE   9,634 0 0
SPLUNK INC COM 848637104 1,259 9,291 SH   SOLE   9,291 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,281 40,298 SH   SOLE   40,298 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,311 6,343 SH   SOLE   6,343 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 1,314 7,159 SH   SOLE   7,159 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 1,346 6,094 SH   SOLE   6,094 0 0
BOEING CO COM 097023105 1,365 5,359 SH   SOLE   5,359 0 0
SHOPIFY INC CL A 82509L107 1,382 1,249 SH   SOLE   1,249 0 0
FLEXSHARES TR GLB QLT R/E IDX 33939L787 1,387 22,858 SH   SOLE   22,858 0 0
EQUINIX INC COM 29444U700 1,425 2,097 SH   SOLE   2,097 0 0
UBER TECHNOLOGIES INC COM 90353T100 1,425 26,144 SH   SOLE   26,144 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 1,426 32,566 SH   SOLE   32,566 0 0
SPDR SER TR S&P 600 SMCP GRW 78464A201 1,427 16,624 SH   SOLE   16,624 0 0
CHEVRON CORP NEW COM 166764100 1,459 13,921 SH   SOLE   13,921 0 0
ALPHABET INC CAP STK CL C 02079K107 1,465 708 SH   SOLE   708 0 0
ILLUMINA INC COM 452327109 1,479 3,851 SH   SOLE   3,851 0 0
EXXON MOBIL CORP COM 30231G102 1,490 26,691 SH   SOLE   26,691 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,528 31,114 SH   SOLE   31,114 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,542 10,481 SH   SOLE   10,481 0 0
ISHARES INC CORE MSCI EMKT 46434G103 1,552 24,119 SH   SOLE   24,119 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 1,581 41,705 SH   SOLE   41,705 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 1,587 4,974 SH   SOLE   4,974 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 1,603 18,585 SH   SOLE   18,585 0 0
ISHARES TR S&P 500 VAL ETF 464287408 1,615 11,435 SH   SOLE   11,435 0 0
VEEVA SYS INC CL A COM 922475108 1,691 6,473 SH   SOLE   6,473 0 0
ELECTRONIC ARTS INC COM 285512109 1,692 12,499 SH   SOLE   12,499 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,703 28,067 SH   SOLE   28,067 0 0
BROOKFIELD INFRASTRUCTURE CO COM SB VTG SHS A 11275Q107 1,727 22,612 SH   SOLE   22,612 0 0
ISHARES TR BLACKROCK ULTRA 46434V878 1,741 34,470 SH   SOLE   34,470 0 0
INTEL CORP COM 458140100 1,762 27,536 SH   SOLE   27,536 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 1,764 7,782 SH   SOLE   7,782 0 0
NOVARTIS AG SPONSORED ADR 66987V109 1,829 21,393 SH   SOLE   21,393 0 0
NETFLIX INC COM 64110L106 1,829 3,507 SH   SOLE   3,507 0 0
WISDOMTREE TR INTL SMCAP DIV 97717W760 1,869 25,870 SH   SOLE   25,870 0 0
PNC FINL SVCS GROUP INC COM 693475105 1,874 10,686 SH   SOLE   10,686 0 0
TYLER TECHNOLOGIES INC COM 902252105 1,881 4,431 SH   SOLE   4,431 0 0
CSX CORP COM 126408103 1,895 19,651 SH   SOLE   19,651 0 0
TETRA TECH INC NEW COM 88162G103 1,962 14,455 SH   SOLE   14,455 0 0
COLGATE PALMOLIVE CO COM 194162103 1,971 25,002 SH   SOLE   25,002 0 0
NORTHROP GRUMMAN CORP COM 666807102 2,050 6,333 SH   SOLE   6,333 0 0
BOOKING HOLDINGS INC COM 09857L108 2,069 888 SH   SOLE   888 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 2,103 11,348 SH   SOLE   11,348 0 0
PACCAR INC COM 693718108 2,106 22,661 SH   SOLE   22,661 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 2,142 27,721 SH   SOLE   27,721 0 0
NVIDIA CORPORATION COM 67066G104 2,183 4,089 SH   SOLE   4,089 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 2,196 35,023 SH   SOLE   35,023 0 0
CHUBB LIMITED COM H1467J104 2,210 13,989 SH   SOLE   13,989 0 0
3M CO COM 88579Y101 2,212 11,481 SH   SOLE   11,481 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,429 6,668 SH   SOLE   6,668 0 0
PROCTER AND GAMBLE CO COM 742718109 2,433 17,967 SH   SOLE   17,967 0 0
US BANCORP DEL COM NEW 902973304 2,459 44,459 SH   SOLE   44,459 0 0
ALPHABET INC CAP STK CL C 02079K107 2,484 1,201 SH   SOLE   1,201 0 0
UNITED PARCEL SERVICE INC CL B 911312106 2,513 14,785 SH   SOLE   14,785 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 2,545 25,171 SH   SOLE   25,171 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 2,626 21,560 SH   SOLE   21,560 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,716 36,489 SH   SOLE   36,489 0 0
NEXTERA ENERGY INC COM 65339F101 2,748 36,348 SH   SOLE   36,348 0 0
WEYERHAEUSER CO MTN BE COM NEW 962166104 2,776 77,968 SH   SOLE   77,968 0 0
PEPSICO INC COM 713448108 2,969 20,987 SH   SOLE   20,987 0 0
ECOLAB INC COM 278865100 3,011 14,066 SH   SOLE   14,066 0 0
EXPEDITORS INTL WASH INC COM 302130109 3,080 28,604 SH   SOLE   28,604 0 0
COMCAST CORP NEW CL A 20030N101 3,093 57,162 SH   SOLE   57,162 0 0
MEDTRONIC PLC SHS G5960L103 3,108 26,308 SH   SOLE   26,308 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 3,137 48,185 SH   SOLE   48,185 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 3,182 6,684 SH   SOLE   6,684 0 0
ZOETIS INC CL A 98978V103 3,254 20,660 SH   SOLE   20,660 0 0
UBER TECHNOLOGIES INC COM 90353T100 3,271 60,000 SH   SOLE   60,000 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,293 15,932 SH   SOLE   15,932 0 0
CINTAS CORP COM 172908105 3,367 9,865 SH   SOLE   9,865 0 0
FORTINET INC COM 34959E109 3,457 18,747 SH   SOLE   18,747 0 0
HONEYWELL INTL INC COM 438516106 3,466 15,965 SH   SOLE   15,965 0 0
UNION PAC CORP COM 907818108 3,547 16,095 SH   SOLE   16,095 0 0
TEXAS INSTRS INC COM 882508104 3,553 18,800 SH   SOLE   18,800 0 0
TRAVELERS COMPANIES INC COM 89417E109 3,569 23,732 SH   SOLE   23,732 0 0
LAM RESEARCH CORP COM 512807108 3,657 6,144 SH   SOLE   6,144 0 0
DANAHER CORPORATION COM 235851102 3,700 16,437 SH   SOLE   16,437 0 0
BLACKROCK INC COM 09247X101 3,973 5,269 SH   SOLE   5,269 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 3,988 8,389 SH   SOLE   8,389 0 0
DISNEY WALT CO COM 254687106 4,080 22,111 SH   SOLE   22,111 0 0
UNITEDHEALTH GROUP INC COM 91324P102 4,119 11,070 SH   SOLE   11,070 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 4,129 80,906 SH   SOLE   80,906 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 4,147 11,568 SH   SOLE   11,568 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 4,285 19,358 SH   SOLE   19,358 0 0
PACCAR INC COM 693718108 4,293 46,203 SH   SOLE   46,203 0 0
NIKE INC CL B 654106103 4,308 32,420 SH   SOLE   32,420 0 0
AMGEN INC COM 031162100 4,698 18,881 SH   SOLE   18,881 0 0
JOHNSON & JOHNSON COM 478160104 5,294 32,211 SH   SOLE   32,211 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 5,590 21,883 SH   SOLE   21,883 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,680 109,122 SH   SOLE   109,122 0 0
STARBUCKS CORP COM 855244109 6,002 54,928 SH   SOLE   54,928 0 0
ISHARES TR CORE S&P SCP ETF 464287804 6,186 56,996 SH   SOLE   56,996 0 0
HOME DEPOT INC COM 437076102 6,216 20,364 SH   SOLE   20,364 0 0
JPMORGAN CHASE & CO COM 46625H100 6,500 42,699 SH   SOLE   42,699 0 0
VISA INC COM CL A 92826C839 6,628 31,304 SH   SOLE   31,304 0 0
ISHARES TR MSCI EAFE ETF 464287465 6,692 88,206 SH   SOLE   88,206 0 0
PAYPAL HLDGS INC COM 70450Y103 7,299 30,057 SH   SOLE   30,057 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 7,480 56,320 SH   SOLE   56,320 0 0
FACEBOOK INC CL A 30303M102 7,544 25,612 SH   SOLE   25,612 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 8,705 33,868 SH   SOLE   33,868 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 8,743 172,250 SH   SOLE   172,250 0 0
WISDOMTREE TR US LARGECAP DIVD 97717W307 8,762 76,403 SH   SOLE   76,403 0 0
GOLDMAN SACHS ETF TR ACES ULTRA SHR 381430230 9,335 183,829 SH   SOLE   183,829 0 0
COSTCO WHSL CORP NEW COM 22160K105 9,488 26,917 SH   SOLE   26,917 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 10,166 25,652 SH   SOLE   25,652 0 0
ALPHABET INC CAP STK CL A 02079K305 10,364 5,025 SH   SOLE   5,025 0 0
ISHARES TR RUS MID CAP ETF 464287499 12,416 167,943 SH   SOLE   167,943 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 13,103 348,302 SH   SOLE   348,302 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 13,583 63,448 SH   SOLE   63,448 0 0
ISHARES TR CORE S&P MCP ETF 464287507 19,616 75,365 SH   SOLE   75,365 0 0
AMAZON COM INC COM 023135106 20,331 6,571 SH   SOLE   6,571 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 22,940 238,884 SH   SOLE   238,884 0 0
MICROSOFT CORP COM 594918104 24,612 104,392 SH   SOLE   104,392 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 27,009 763,822 SH   SOLE   763,822 0 0
APPLE INC COM 037833100 27,767 227,322 SH   SOLE   227,322 0 0
ISHARES TR CORE S&P500 ETF 464287200 28,333 71,222 SH   SOLE   71,222 0 0
MICROSOFT CORP COM 594918104 54,068 229,325 SH   SOLE   229,325 0 0