The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SOUTHWEST AIRLS CO COM 844741108 205 6,000 SH   SOLE   6,000 0 0
CONOCOPHILLIPS COM 20825C104 205 4,882 SH   SOLE   4,882 0 0
SPDR SER TR S&P DIVID ETF 78464A763 206 2,262 SH   SOLE   2,262 0 0
TJX COS INC NEW COM 872540109 207 4,103 SH   SOLE   4,103 0 0
APPLIED MATLS INC COM 038222105 211 3,488 SH   SOLE   3,488 0 0
DOCUSIGN INC COM 256163106 221 1,286 SH   SOLE   1,286 0 0
LOCKHEED MARTIN CORP COM 539830109 224 613 SH   SOLE   613 0 0
AT&T INC COM 00206R102 226 7,462 SH   SOLE   7,462 0 0
LOWES COS INC COM 548661107 231 1,708 SH   SOLE   1,708 0 0
CVS HEALTH CORP COM 126650100 247 3,803 SH   SOLE   3,803 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 262 1,365 SH   SOLE   1,365 0 0
BECTON DICKINSON & CO COM 075887109 271 1,131 SH   SOLE   1,131 0 0
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101 285 1,124 SH   SOLE   1,124 0 0
ISHARES TR TIPS BD ETF 464287176 298 2,420 SH   SOLE   2,420 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 306 5,645 SH   SOLE   5,645 0 0
ISHARES TR SELECT DIVID ETF 464287168 313 3,880 SH   SOLE   3,880 0 0
COCA COLA CO COM 191216100 313 7,015 SH   SOLE   7,015 0 0
KROGER CO COM 501044101 322 9,500 SH   SOLE   9,500 0 0
FIRST TR NASDAQ-100 TECH IND DJ INTERNT IDX 33733E302 330 1,936 SH   SOLE   1,936 0 0
ABBOTT LABS COM 002824100 337 3,690 SH   SOLE   3,690 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 351 2,100 SH   SOLE   2,100 0 0
SPDR GOLD TR GOLD SHS 78463V107 353 2,111 SH   SOLE   2,111 0 0
SPDR SER TR SPDR S&P 500 ETF 78468R796 361 4,730 SH   SOLE   4,730 0 0
PFIZER INC COM 717081103 368 11,245 SH   SOLE   11,245 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 372 2,596 SH   SOLE   2,596 0 0
HUMANA INC COM 444859102 380 979 SH   SOLE   979 0 0
SHERWIN WILLIAMS CO COM 824348106 381 660 SH   SOLE   660 0 0
ISHARES TR RUS 1000 ETF 464287622 382 2,226 SH   SOLE   2,226 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 383 6,800 SH   SOLE   6,800 0 0
ISHARES TR U.S. REAL ES ETF 464287739 400 5,072 SH   SOLE   5,072 0 0
ISHARES TR CORE US AGGBD ET 464287226 403 3,408 SH   SOLE   3,408 0 0
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 407 3,900 SH   SOLE   3,900 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 409 1,653 SH   SOLE   1,653 0 0
MCKESSON CORP COM 58155Q103 443 2,890 SH   SOLE   2,890 0 0
VANGUARD SCOTTSDALE FDS TOTAL CORP BND 92206C573 472 5,141 SH   SOLE   5,141 0 0
SPDR SER TR S&P 600 SMCP GRW 78464A201 474 8,340 SH   SOLE   8,340 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 504 7,708 SH   SOLE   7,708 0 0
GOLDMAN SACHS ETF TR ACCESS INVT GR 381430479 509 9,242 SH   SOLE   9,242 0 0
LILLY ELI & CO COM 532457108 513 3,126 SH   SOLE   3,126 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 531 15,881 SH   SOLE   15,881 0 0
ISHARES GOLD TRUST ISHARES 464285105 545 32,088 SH   SOLE   32,088 0 0
ISHARES TR CALIF MUN BD ETF 464288356 551 8,865 SH   SOLE   8,865 0 0
ISHARES INC CORE MSCI EMKT 46434G103 576 12,108 SH   SOLE   12,108 0 0
KLA CORP COM NEW 482480100 578 2,973 SH   SOLE   2,973 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 588 11,600 SH   SOLE   11,600 0 0
ISHARES TR ULTR SH TRM BD 46434V878 613 12,115 SH   SOLE   12,115 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 668 6,706 SH   SOLE   6,706 0 0
GOLDMAN SACHS ETF TR ACES ULTRA SHR 381430230 708 14,001 SH   SOLE   14,001 0 0
STRYKER CORPORATION COM 863667101 769 4,268 SH   SOLE   4,268 0 0
AMERICAN TOWER CORP NEW COM 03027X100 789 3,051 SH   SOLE   3,051 0 0
SHOPIFY INC CL A 82509L107 813 857 SH   SOLE   857 0 0
WISDOMTREE TR INTL SMCAP DIV 97717W760 866 15,565 SH   SOLE   15,565 0 0
ISHARES TR CORE MSCI EAFE 46432F842 904 15,810 SH   SOLE   15,810 0 0
VANGUARD TAX-MANAGED FDS FTSE DEV MKT ETF 921943858 922 23,759 SH   SOLE   23,759 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 933 9,188 SH   SOLE   9,188 0 0
FLEXSHARES TR GLB QLT R/E IDX 33939L787 943 18,363 SH   SOLE   18,363 0 0
VALERO ENERGY CORP COM 91913Y100 946 16,087 SH   SOLE   16,087 0 0
BOEING CO COM 097023105 962 5,248 SH   SOLE   5,248 0 0
SYSCO CORP COM 871829107 973 17,799 SH   SOLE   17,799 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 977 6,243 SH   SOLE   6,243 0 0
ALCON AG ORD SHS H01301128 997 17,388 SH   SOLE   17,388 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 997 7,799 SH   SOLE   7,799 0 0
CISCO SYS INC COM 17275R102 1,048 22,476 SH   SOLE   22,476 0 0
ALPHABET INC CAP STK CL C 02079K107 1,088 770 SH   SOLE   770 0 0
SOUTHERN CO COM 842587107 1,109 21,392 SH   SOLE   21,392 0 0
UBER TECHNOLOGIES INC COM 90353T100 1,121 36,084 SH   SOLE   36,084 0 0
PNC FINL SVCS GROUP INC COM 693475105 1,142 10,856 SH   SOLE   10,856 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,152 9,833 SH   SOLE   9,833 0 0
3M CO COM 88579Y101 1,167 7,479 SH   SOLE   7,479 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,188 11,870 SH   SOLE   11,870 0 0
BARRICK GOLD CORPORATION COM 067901108 1,203 44,673 SH   SOLE   44,673 0 0
CHEVRON CORP NEW COM 166764100 1,206 13,517 SH   SOLE   13,517 0 0
TYLER TECHNOLOGIES INC COM 902252105 1,258 3,628 SH   SOLE   3,628 0 0
ISHARES TR S&P 500 VAL ETF 464287408 1,282 11,846 SH   SOLE   11,846 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 1,287 44,415 SH   SOLE   44,415 0 0
NETFLIX INC COM 64110L106 1,315 2,890 SH   SOLE   2,890 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 1,341 15,478 SH   SOLE   15,478 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1,359 10,645 SH   SOLE   10,645 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,366 28,693 SH   SOLE   28,693 0 0
ILLUMINA INC COM 452327109 1,416 3,823 SH   SOLE   3,823 0 0
KIMBERLY CLARK CORP COM 494368103 1,422 10,063 SH   SOLE   10,063 0 0
CSX CORP COM 126408103 1,430 20,500 SH   SOLE   20,500 0 0
EXXON MOBIL CORP COM 30231G102 1,443 32,271 SH   SOLE   32,271 0 0
PACCAR INC COM 693718108 1,538 20,548 SH   SOLE   20,548 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 1,541 7,143 SH   SOLE   7,143 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,544 31,401 SH   SOLE   31,401 0 0
BOOKING HOLDINGS INC COM 09857L108 1,549 973 SH   SOLE   973 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,626 11,368 SH   SOLE   11,368 0 0
US BANCORP DEL COM NEW 902973304 1,681 45,665 SH   SOLE   45,665 0 0
WEYERHAEUSER CO MTN BE COM NEW 962166104 1,684 74,995 SH   SOLE   74,995 0 0
ALPHABET INC CAP STK CL C 02079K107 1,698 1,201 SH   SOLE   1,201 0 0
ISHARES TR USA QUALITY FCTR 46432F339 1,746 18,208 SH   SOLE   18,208 0 0
ELECTRONIC ARTS INC COM 285512109 1,768 13,388 SH   SOLE   13,388 0 0
CHUBB LIMITED COM H1467J104 1,786 14,104 SH   SOLE   14,104 0 0
COLGATE PALMOLIVE CO COM 194162103 1,841 25,125 SH   SOLE   25,125 0 0
GILEAD SCIENCES INC COM 375558103 1,856 24,126 SH   SOLE   24,126 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,872 35,568 SH   SOLE   35,568 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,918 6,768 SH   SOLE   6,768 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,929 17,350 SH   SOLE   17,350 0 0
LAM RESEARCH CORP COM 512807108 1,932 5,972 SH   SOLE   5,972 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,994 32,362 SH   SOLE   32,362 0 0
COMCAST CORP NEW CL A 20030N101 2,041 52,368 SH   SOLE   52,368 0 0
PROCTER AND GAMBLE CO COM 742718109 2,059 17,220 SH   SOLE   17,220 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 2,091 26,540 SH   SOLE   26,540 0 0
NEXTERA ENERGY INC COM 65339F101 2,161 8,999 SH   SOLE   8,999 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,179 13,920 SH   SOLE   13,920 0 0
NORTHROP GRUMMAN CORP COM 666807102 2,214 7,203 SH   SOLE   7,203 0 0
EXPEDITORS INTL WASH INC COM 302130109 2,230 29,326 SH   SOLE   29,326 0 0
HONEYWELL INTL INC COM 438516106 2,261 15,636 SH   SOLE   15,636 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 2,287 7,049 SH   SOLE   7,049 0 0
TEXAS INSTRS INC COM 882508104 2,535 19,963 SH   SOLE   19,963 0 0
DISNEY WALT CO COM DISNEY 254687106 2,570 23,047 SH   SOLE   23,047 0 0
FORTINET INC COM 34959E109 2,583 18,817 SH   SOLE   18,817 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 2,599 12,526 SH   SOLE   12,526 0 0
CINTAS CORP COM 172908105 2,639 9,907 SH   SOLE   9,907 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 2,670 16,289 SH   SOLE   16,289 0 0
UNION PAC CORP COM 907818108 2,681 15,860 SH   SOLE   15,860 0 0
TRAVELERS COMPANIES INC COM 89417E109 2,697 23,644 SH   SOLE   23,644 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 2,775 54,440 SH   SOLE   54,440 0 0
NOVARTIS AG SPONSORED ADR 66987V109 2,777 31,797 SH   SOLE   31,797 0 0
PEPSICO INC COM 713448108 2,781 21,028 SH   SOLE   21,028 0 0
ECOLAB INC COM 278865100 2,823 14,190 SH   SOLE   14,190 0 0
MEDTRONIC PLC SHS G5960L103 2,867 31,260 SH   SOLE   31,260 0 0
ISHARES TR CORE S&P SCP ETF 464287804 2,880 42,177 SH   SOLE   42,177 0 0
NVIDIA CORPORATION COM 67066G104 2,920 7,686 SH   SOLE   7,686 0 0
BLACKROCK INC COM 09247X101 3,063 5,630 SH   SOLE   5,630 0 0
DANAHER CORPORATION COM 235851102 3,092 17,488 SH   SOLE   17,488 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 3,156 11,322 SH   SOLE   11,322 0 0
ZOETIS INC CL A 98978V103 3,176 23,177 SH   SOLE   23,177 0 0
UBER TECHNOLOGIES INC COM 90353T100 3,212 103,333 SH   SOLE   103,333 0 0
NIKE INC CL B 654106103 3,219 32,829 SH   SOLE   32,829 0 0
UNITEDHEALTH GROUP INC COM 91324P102 3,440 11,662 SH   SOLE   11,662 0 0
ADOBE INC COM 00724F101 3,567 8,194 SH   SOLE   8,194 0 0
PACCAR INC COM 693718108 3,638 48,603 SH   SOLE   48,603 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,686 93,067 SH   SOLE   93,067 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,830 21,455 SH   SOLE   21,455 0 0
JPMORGAN CHASE & CO COM 46625H100 3,846 40,889 SH   SOLE   40,889 0 0
INTEL CORP COM 458140100 3,895 65,107 SH   SOLE   65,107 0 0
STARBUCKS CORP COM 855244109 4,042 54,932 SH   SOLE   54,932 0 0
AMGEN INC COM 031162100 4,540 19,248 SH   SOLE   19,248 0 0
JOHNSON & JOHNSON COM 478160104 4,919 34,979 SH   SOLE   34,979 0 0
HOME DEPOT INC COM 437076102 5,176 20,661 SH   SOLE   20,661 0 0
PAYPAL HLDGS INC COM 70450Y103 5,332 30,605 SH   SOLE   30,605 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 5,512 52,751 SH   SOLE   52,751 0 0
ISHARES TR MSCI EAFE ETF 464287465 5,686 93,417 SH   SOLE   93,417 0 0
WISDOMTREE TR US LARGECAP DIVD 97717W307 5,736 61,761 SH   SOLE   61,761 0 0
FACEBOOK INC CL A 30303M102 5,913 26,042 SH   SOLE   26,042 0 0
VISA INC COM CL A 92826C839 7,006 36,270 SH   SOLE   36,270 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 7,058 139,119 SH   SOLE   139,119 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 7,069 34,978 SH   SOLE   34,978 0 0
ALPHABET INC CAP STK CL A 02079K305 7,116 5,018 SH   SOLE   5,018 0 0
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 8,050 80,105 SH   SOLE   80,105 0 0
COSTCO WHSL CORP NEW COM 22160K105 8,501 28,035 SH   SOLE   28,035 0 0
ISHARES TR RUS MID CAP ETF 464287499 8,618 160,778 SH   SOLE   160,778 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 8,871 28,768 SH   SOLE   28,768 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 9,079 305,185 SH   SOLE   305,185 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 9,383 64,391 SH   SOLE   64,391 0 0
ISHARES TR CORE S&P MCP ETF 464287507 11,693 65,759 SH   SOLE   65,759 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 16,490 597,023 SH   SOLE   597,023 0 0
AMAZON COM INC COM 023135106 17,717 6,422 SH   SOLE   6,422 0 0
MICROSOFT CORP COM 594918104 18,053 88,709 SH   SOLE   88,709 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 18,251 246,296 SH   SOLE   246,296 0 0
ISHARES TR CORE S&P500 ETF 464287200 19,303 62,331 SH   SOLE   62,331 0 0
APPLE INC COM 037833100 24,776 67,915 SH   SOLE   67,915 0 0
MICROSOFT CORP COM 594918104 45,898 225,530 SH   SOLE   225,530 0 0