Intangible Assets (Tables)

12 Months Ended

Dec. 31, 2020

Goodwill and Intangible Assets Disclosure [Abstract]

The following tables present the net carrying amount of the Company’s goodwill as of December 31, 2020 and 2019, as well as the changes in the net carrying amounts for the years ended December 31, 2020 and 2019 by segment. As of December 31, 2020, the Company held no significant indefinite-lived intangible assets. For additional information related to the Company's segments, see Note 22. Segment Information.


	North America		Europe & Africa		Australia & New Zealand		Total
	(In thousands)
Goodwill, gross as of December 31, 2018	$	556,570	$	231,121	$	151,494	$	939,185
Accumulated impairment loss	—		(50,003)		(140,038)		(190,041)
Goodwill, net as of December 31, 2018	556,570		181,118		11,456		749,144

Foreign currency translation adjustments	4,943		5,871		(63)		10,751

Goodwill, gross as of December 31, 2019	561,513		236,992		151,431		949,936
Accumulated impairment loss	(7,303)		(50,003)		(140,038)		(197,344)
Goodwill, net as of December 31, 2019	554,210		186,989		11,393		752,592

Foreign currency translation adjustments	2,221		3,159		1,130		6,510

Goodwill, gross as of December 31, 2020	563,734		240,151		152,561		956,446
Accumulated impairment loss	(7,303)		(50,003)		(140,038)		(197,344)
Goodwill, net as of December 31, 2020	$	556,431	$	190,148	$	12,523	$	759,102

Summary of Intangible Assets Subject to Amortization

The following table presents the Company’s intangible assets that were subject to amortization:


	December 31, 2020						December 31, 2019
	Gross Carrying Amount		Accumulated Amortization		Net Carrying Amount		Gross Carrying Amount		Accumulated Amortization		Net Carrying Amount
	(In thousands)
Merchant and bank-branding contracts/relationships	$	496,634	$	(424,511)	$	72,123	$	489,363	$	(388,598)	$	100,765
Trade names	20,262		(14,144)		6,118		18,391		(12,792)		5,599
Technology	12,003		(8,983)		3,020		12,389		(7,952)		4,437
Non-compete agreements	4,442		(4,442)		—		4,408		(4,408)		—
Revolving credit facility deferred financing costs	5,821		(2,453)		3,368		5,256		(2,132)		3,124
Total intangible assets with definite lives	$	539,162	$	(454,533)	$	84,629	$	529,807	$	(415,882)	$	113,925

Schedule of Finite-Lived Intangible Assets, Future Amortization Expense

Estimated amortization for the Company’s intangible assets with definite lives as of December 31, 2020, for each of the next five years and thereafter, is as follows (in thousands):


2021	$	25,872
2022	20,407
2023	17,731
2024	15,277
2025	3,674
Thereafter	1,668
Total	$	84,629