Segments Information (Tables)

3 Months Ended

Mar. 31, 2017

Segment Information

Reportable segment revenue

	Three Months Ended
	March 31,		March 31,
($ in thousands)	2017		2016
Revenue:
Consumer Services and Plans	$	50,246	$	44,998
Retail		833,569		752,750
Total consolidated revenue	$	883,815	$	797,748

Reportable segment income

	Three Months Ended
	March 31,		March 31,
($ in thousands)	2017		2016
Segment income (1):
Consumer Services and Plans	$	26,253	$	21,598
Retail		45,996		35,810
Total segment income		72,249		57,408
Corporate & other		(941)		(618)
Depreciation and amortization		(6,853)		(5,891)
Other interest expense, net		(9,404)		(12,748)
Other income (expense), net		17		—
Income from operations before income taxes	$	55,068	$	38,151

(1) Segment income is defined as income from operations before depreciation and amortization plus floor plan interest expense.

Reportable depreciation and amortization and other interest expense, net

	Three Months Ended
	March 31,		March 31,
($ in thousands)	2017		2016
Depreciation and amortization:
Consumer Services and Plans	$	996	$	919
Retail		5,857		4,972
Total depreciation and amortization	$	6,853	$	5,891

	Three Months Ended
	March 31,		March 31,
($ in thousands)	2017		2016
Other interest expense, net:
Consumer Services and Plans	$	2	$	4
Retail		1,592		1,392
Total		1,594		1,396
Corporate & other		7,810		11,352
Total interest expense	$	9,404	$	12,748

Reportable segment assets

	March 31,		December 31,
($ in thousands)	2017		2016
Assets:
Consumer Services and Plans	$	129,539	$	152,689
Retail		1,459,108		1,235,250
Total		1,588,647		1,387,939
Corporate & other		223,272		175,826
Total assets	$	1,811,919	$	1,563,765