The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
N/A CAP STK CL C 02079K107 200 192 SH   SOLE NONE 0 0 192
N/A SPON ADR NEW 904767704 207 3,757 SH   SOLE NONE 0 0 3,757
N/A COM NEW 832696405 208 1,675 SH   SOLE NONE 0 0 1,675
SPDR GOLD SHS 78463V107 212 1,719 SH   SOLE NONE 0 0 1,719
N/A COM 03076C106 213 1,260 SH   SOLE NONE 0 0 1,260
N/A COM CL A 92826C839 214 1,883 SH   SOLE NONE 0 0 1,883
N/A COM 291011104 220 3,160 SH   SOLE NONE 0 0 3,160
N/A COM 370334104 221 3,732 SH   SOLE NONE 0 0 3,732
N/A COM 060505104 223 7,563 SH   SOLE NONE 0 0 7,563
N/A SHS G5960L103 224 2,784 SH   SOLE NONE 0 0 2,784
N/A COM 191216100 227 4,958 SH   SOLE NONE 0 0 4,958
N/A COM 36174X101 233 10,000 SH   SOLE NONE 0 0 10,000
Vanguard SMALL CP ETF 922908751 234 1,586 SH   SOLE NONE 0 0 1,586
N/A CAP STK CL A 02079K305 237 225 SH   SOLE NONE 0 0 225
N/A COM 872540109 238 3,118 SH   SOLE NONE 0 0 3,118
N/A COM 00206R102 240 6,181 SH   SOLE NONE 0 0 6,181
N/A CL A 20030N101 244 6,094 SH   SOLE NONE 0 0 6,094
N/A COM 674599105 248 3,380 SH   SOLE NONE 0 0 3,380
N/A COM 816851109 250 2,342 SH   SOLE NONE 0 0 2,342
N/A COM 571748102 256 3,157 SH   SOLE NONE 0 0 3,157
N/A COM 65339F101 259 1,659 SH   SOLE NONE 0 0 1,659
N/A COM 539830109 266 830 SH   SOLE NONE 0 0 830
N/A COM 74005P104 271 1,752 SH   SOLE NONE 0 0 1,752
N/A COM 44267D107 281 2,147 SH   SOLE NONE 0 0 2,147
N/A COM 002824100 283 4,960 SH   SOLE NONE 0 0 4,960
iShares A RATE CP BD ETF 46429B291 288 5,456 SH   SOLE NONE 0 0 5,456
N/A COM 00287Y109 292 3,020 SH   SOLE NONE 0 0 3,020
N/A SPON ADR NEW 25243Q205 301 2,062 SH   SOLE NONE 0 0 2,062
N/A COM 452308109 304 1,826 SH   SOLE NONE 0 0 1,826
Powershares FTSE RAFI 1000 73935X583 309 2,725 SH   SOLE NONE 0 0 2,725
N/A COM 25746U109 311 3,847 SH   SOLE NONE 0 0 3,847
Goldman Sachs EQUITY ETF 381430503 312 5,850 SH   SOLE NONE 0 0 5,850
N/A COM 235851102 312 3,371 SH   SOLE NONE 0 0 3,371
N/A COM 194162103 323 4,284 SH   SOLE NONE 0 0 4,284
N/A COM 58933Y105 336 5,979 SH   SOLE NONE 0 0 5,979
N/A COM 882508104 349 3,345 SH   SOLE NONE 0 0 3,345
N/A COM 855244109 354 6,172 SH   SOLE NONE 0 0 6,172
N/A COM 009158106 356 2,171 SH   SOLE NONE 0 0 2,171
N/A COM 91913Y100 369 4,025 SH   SOLE NONE 0 0 4,025
N/A COM 369604103 376 21,572 SH   SOLE NONE 0 0 21,572
N/A COM 008916108 380 3,309 SH   SOLE NONE 0 0 3,309
N/A COM 949746101 385 6,359 SH   SOLE NONE 0 0 6,359
N/A COM 500754106 407 5,235 SH   SOLE NONE 0 0 5,235
N/A COM 166764100 410 3,280 SH   SOLE NONE 0 0 3,280
Powershares DYNM LRG CP VL 73935X708 450 11,618 SH   SOLE NONE 0 0 11,618
N/A COM 110122108 457 7,461 SH   SOLE NONE 0 0 7,461
N/A COM 458140100 461 10,003 SH   SOLE NONE 0 0 10,003
N/A CL B NEW 084670702 484 2,442 SH   SOLE NONE 0 0 2,442
N/A CL B 654106103 516 8,251 SH   SOLE NONE 0 0 8,251
N/A COM 15189T107 546 19,276 SH   SOLE NONE 0 0 19,276
N/A SPONSORED ADR 37733W105 580 16,356 SH   SOLE NONE 0 0 16,356
N/A COM 863667101 619 4,001 SH   SOLE NONE 0 0 4,001
Vanguard MIDCP 400 IDX 921932885 620 4,854 SH   SOLE NONE 0 0 4,854
Schwab US TIPS ETF 808524870 623 11,250 SH   SOLE NONE 0 0 11,250
Vanguard ALLWRLD EX US 922042775 640 11,713 SH   SOLE NONE 0 0 11,713
N/A COM 681919106 646 8,871 SH   SOLE NONE 0 0 8,871
N/A COM 913017109 652 5,116 SH   SOLE NONE 0 0 5,116
N/A CL A 609207105 685 16,022 SH   SOLE NONE 0 0 16,022
N/A COM 88579Y101 720 3,060 SH   SOLE NONE 0 0 3,060
N/A COM NEW 755111507 731 3,896 SH   SOLE NONE 0 0 3,896
N/A COM 126650100 733 10,114 SH   SOLE NONE 0 0 10,114
N/A COM 053015103 739 6,307 SH   SOLE NONE 0 0 6,307
N/A CL A COM 19625W104 758 66,514 SH   SOLE NONE 0 0 66,514
N/A SHS EUR G6518L108 776 21,329 SH   SOLE NONE 0 0 21,329
N/A COM 29250N105 791 20,240 SH   SOLE NONE 0 0 20,240
N/A CL A COM 55303A105 826 28,345 SH   SOLE NONE 0 0 28,345
N/A COM 78377T107 863 12,510 SH   SOLE NONE 0 0 12,510
N/A COM 14149Y108 876 14,305 SH   SOLE NONE 0 0 14,305
N/A COM 478160104 894 6,401 SH   SOLE NONE 0 0 6,401
N/A COM 37045V100 923 22,538 SH   SOLE NONE 0 0 22,538
N/A COM 876030107 933 21,116 SH   SOLE NONE 0 0 21,116
N/A SHS G491BT108 938 25,696 SH   SOLE NONE 0 0 25,696
N/A COM 375558103 939 13,115 SH   SOLE NONE 0 0 13,115
N/A COM 38141G104 947 3,720 SH   SOLE NONE 0 0 3,720
N/A COM 031162100 947 5,451 SH   SOLE NONE 0 0 5,451
N/A COM NEW 247361702 949 16,962 SH   SOLE NONE 0 0 16,962
N/A SHS G29183103 1,010 12,788 SH   SOLE NONE 0 0 12,788
N/A COM 98310W108 1,015 8,767 SH   SOLE NONE 0 0 8,767
N/A COM 17275R102 1,096 28,622 SH   SOLE NONE 0 0 28,622
N/A COM 713448108 1,099 9,165 SH   SOLE NONE 0 0 9,165
N/A COM 693475105 1,100 7,626 SH   SOLE NONE 0 0 7,626
N/A COM 580135101 1,103 6,408 SH   SOLE NONE 0 0 6,408
N/A COM 11133T103 1,109 12,251 SH   SOLE NONE 0 0 12,251
N/A COM 718546104 1,117 11,051 SH   SOLE NONE 0 0 11,051
N/A COM 742718109 1,135 12,359 SH   SOLE NONE 0 0 12,359
N/A SHS - A - N53745100 1,150 10,425 SH   SOLE NONE 0 0 10,425
N/A COM 717081103 1,156 31,932 SH   SOLE NONE 0 0 31,932
N/A COM 174610105 1,173 27,944 SH   SOLE NONE 0 0 27,944
N/A COM 595017104 1,178 13,406 SH   SOLE NONE 0 0 13,406
N/A COM 26078J100 1,224 17,188 SH   SOLE NONE 0 0 17,188
N/A COM 918204108 1,224 16,551 SH   SOLE NONE 0 0 16,551
N/A COM 438516106 1,226 7,995 SH   SOLE NONE 0 0 7,995
N/A COM H1467J104 1,228 8,409 SH   SOLE NONE 0 0 8,409
N/A COM DISNEY 254687106 1,229 11,433 SH   SOLE NONE 0 0 11,433
N/A COM 747525103 1,271 19,858 SH   SOLE NONE 0 0 19,858
N/A COM 437076102 1,314 6,937 SH   SOLE NONE 0 0 6,937
N/A CL A 57636Q104 1,316 8,696 SH   SOLE NONE 0 0 8,696
N/A REG SHS H84989104 1,367 14,389 SH   SOLE NONE 0 0 14,389
N/A SHS CLASS A G1151C101 1,408 9,202 SH   SOLE NONE 0 0 9,202
N/A COM 92343V104 1,416 26,754 SH   SOLE NONE 0 0 26,754
Powershares S&P500 LOW VOL 73937B779 1,422 29,796 SH   SOLE NONE 0 0 29,796
N/A COM 30231G102 1,452 17,361 SH   SOLE NONE 0 0 17,361
N/A COM 907818108 1,495 11,149 SH   SOLE NONE 0 0 11,149
N/A COM 097023105 1,551 5,262 SH   SOLE NONE 0 0 5,262
N/A COM 594918104 1,685 19,707 SH   SOLE NONE 0 0 19,707
N/A COM 037833100 1,744 10,306 SH   SOLE NONE 0 0 10,306
N/A COM 46625H100 1,999 18,700 SH   SOLE NONE 0 0 18,700
SPDR TR UNIT 78462F103 3,795 14,221 SH   SOLE NONE 0 0 14,221
Vanguard DIV APP ETF 921908844 4,081 40,004 SH   SOLE NONE 0 0 40,004
Vanguard TOTAL BND MRKT 921937835 4,216 51,691 SH   SOLE NONE 0 0 51,691
iShares TIPS BD ETF 464287176 4,281 37,533 SH   SOLE NONE 0 0 37,533
iShares SHORT TREAS BD 464288679 4,658 42,257 SH   SOLE NONE 0 0 42,257
iShares ISHARES 464285105 5,681 454,177 SH   SOLE NONE 0 0 454,177
SPDR PORTFOLIO INTRMD 78464A375 6,024 176,042 SH   SOLE NONE 0 0 176,042
Powershares UNIT SER 1 73935A104 6,381 40,973 SH   SOLE NONE 0 0 40,973
Vanguard TOTAL STK MKT 922908769 6,387 46,539 SH   SOLE NONE 0 0 46,539
Vanguard FTSE EMR MKT ETF 922042858 7,623 166,045 SH   SOLE NONE 0 0 166,045
iShares BARCLAYS 7 10 YR 464287440 9,746 92,326 SH   SOLE NONE 0 0 92,326
SPDR PORTFOLIO SHORT 78464A474 10,171 334,380 SH   SOLE NONE 0 0 334,380
iShares CORE US AGGBD ET 464287226 11,162 102,098 SH   SOLE NONE 0 0 102,098
Schwab US DIVIDEND EQ 808524797 11,827 231,147 SH   SOLE NONE 0 0 231,147
iShares CORE S&P MCP ETF 464287507 18,857 99,367 SH   SOLE NONE 0 0 99,367
Vanguard SHORT TRM BOND 921937827 22,949 290,132 SH   SOLE NONE 0 0 290,132
iShares CORE S&P500 ETF 464287200 24,763 92,110 SH   SOLE NONE 0 0 92,110
Vanguard FTSE DEV MKT ETF 921943858 25,886 577,045 SH   SOLE NONE 0 0 577,045