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Underwriting, Acquisition and Insurance Expenses
3 Months Ended
Mar. 31, 2022
Underwriting, Acquisition and Insurance Expenses [Abstract]  
Underwriting, acquisition and insurance expenses Underwriting, Acquisition and Insurance Expenses
Underwriting, acquisition and insurance expenses for the three months ended March 31, 2022 and 2021 consist of the following:
Three Months Ended March 31,
20222021
(in thousands)
Underwriting, acquisition and insurance expenses incurred:
Direct commissions$29,951 $21,165 
Ceding commissions(7,829)(5,355)
Other operating expenses16,423 12,326 
Total$38,545 $28,136 

Other operating expenses within underwriting, acquisition and insurance expenses include salaries, bonus and employee benefits expenses of $15.0 million and $11.3 million for the three months ended March 31, 2022 and 2021, respectively.