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Underwriting, Acquisition and Insurance Expenses
3 Months Ended
Mar. 31, 2021
Underwriting, Acquisition and Insurance Expenses [Abstract]  
Underwriting, acquisition and insurance expenses Underwriting, acquisition and insurance expenses
Underwriting, acquisition and insurance expenses for the three months ended March 31, 2021 and 2020 consist of the following:
Three Months Ended March 31,
20212020
(in thousands)
Underwriting, acquisition and insurance expenses incurred:
Direct commissions$21,165 $15,142 
Ceding commissions(5,355)(3,183)
Other operating expenses12,326 9,624 
Total$28,136 $21,583 
Other operating expenses within underwriting, acquisition and insurance expenses include salaries, bonus and employee benefits expenses of $11.3 million and $8.8 million for the three months ended March 31, 2021 and 2020, respectively.